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Date Subject View
06 February 2016 Can you help with these difficult to place cases? View email
05 February 2016 Regulated BTLs? / Struggling CMCs / Sesame / Bank ... View email
04 February 2016 CMCs struggling! / Ingard - Any members? / Santand... View email
04 February 2016 New Leaf Distribution offer CeMAP® Training in London View email
02 February 2016 The MCD rabbit hole? / Property unsuitable but fit... View email
02 February 2016 SortRefer - Market leading remo legals for your client! View email
01 February 2016 Is another May 2008 looming? / Fact-find poll / FC... View email

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Mainly mortgage news…

The FCA’s guide to MCD compliance


Second charge firms’ preparation for the MCD should be advanced but the FCA sets out how to comply with the new rules With less than two months until the implementation of the Mortgage Credit Directive, firms should be well on their way to meeting the new rules. The biggest impact will be felt by the […]

Why mortgage rates could be set to fall


Mortgage rates could be set to tumble due to low swap rates and the continuing low base rate, say experts. At the time of writing, two-year swaps were at 0.78 per cent, the lowest level since November 2013, while five-year swaps were 1.09 per cent, the lowest since May 2013. This week Barclays announced a […]

Santander to introduce two-tiered B2L affordability tests


Santander is introducing a new two-tier buy-to-let affordability calculation as the Government’s tax shake up is expected to increase costs for landlords. From 21 February, the affordability rate for loans up to and including 60 per cent LTV will remain at 5 per cent. For loans over 60 per cent LTV, the existing 5 per […]

What you need to know about B2L’s newest lender


New lender New Street Mortgages has today launched into the buy-to-let market, pledging top-notch broker service, online product innovation and speed. So Mortgage Strategy caught up with New Street director of distribution David Finlay and sales and distribution director Adrian Whittaker to find out what makes it different and what brokers can expect. HOW DID […]

Legal & General’s lifetime mortgage lending passes £200m


Legal & General says its lifetime mortgage lending hit £201m in 2015. The firm finished its takeover of New Life Home Finance in April 2015 and has since rebranded it as Legal & General Home Finance and launched an extended product range. Legal & General lent £99m in the final quarter of 2015. The firm […]

Mainly IFA news…

HSBC likely to keep HQ in London


HSBC is likely to keep its headquarters in London, following an extensive review of its domicile, after it was announced in the latest Budget the bank levy would be cut back.

Fidelity plans ETF range after BlackRock product head hire


Fidelity is to become the latest active fund manager to explore the ETF space as it prepares to launch a new product range.

Data errors to result in faulty flat-rate state pension payments


Four million people retiring from this April could be given erroneous state pension payments because of faulty data.

HSBC to say in London after HQ review


HSBC is expected to announce it will keep its headquarters in the UK, following a long-running review into whether it should leave the City for a new home overseas.

Altmann hits out at 'hateful' state pension campaign bullying


Pensions minister Ros Altmann has accused the Women Against State Pension Inequality campaign of bullying her.

Mainly insurance news…

Fisher focuses on the future at CII


New CII chief says MGAs are on the rise and calls for more brokers to gain chartered status..

Aon posts 1% fall in profit for 2015


Total revenue was flat at $3.3bn.

PIB set to swoop for Fish Insurance as first acquisition


Company specialises in insurance products for people with pre-existing medical conditions, mobility issues and disabilities.

Quizzical questions: 05 February 2016


Test your knowledge of the week’s news with our topical news quiz.

Broking Break: The Six Nations - QBE predicts the winner


Actuaries at the insurer have crunched the numbers to try and pick the winner.

Mainly international news…

Business strategies: A question of scale


So, you have a business model fit for a post-retail distribution review (RDR) world and you have adopted proper financial planning as a core service. You should be seeing some great results in terms of...

Millennials reluctant investors in the economic recovery


An Investor Watch report from UBS Wealth Management Americas (WMA) found that 79% of wealth investors believe that the economy has recovered; based on investments returning to pre-crisis levels, rising...

Julius Baer admits US tax evasion, pays $547m


Daniela Casadei and Fabio Frazzetto, former Julius Baer client advisers, pleaded guilty to conspiracy charges in Manhattan federal court on Thursday, while a US judge approved a deferred prosecution agreement...

BNP’s wealth management division sees surge in net inflows


Revenue in the BNP Paribas’ Insurance and Wealth & Asset Management (WAM) division rose by 6.6% to €5.3bn in 2015, up from €5bn the previous year. WAM’s revenues, at €3bn, were up by 7.4% (4.3% in...

Hong Kong to allow high risk ETFs under tight controls


The Securities and Futures Commission (SFC), in a circular sent out on Friday, outlined the additional requirements these new style products would need to meet to be authorised for sale. These included...

Welcome to cherry

Welcome to the largest ever community of IFAs, mortgage and insurance advisers.

As many of you will already know, cherry membership now  exceeds 20,000 and each adviser can visit cherry whenever they wish, every  day of the year. Needless to say, this is MASSIVE!!   Our site traffic and newsletter readership is immense and it means that,  for the first time ever, the adviser  community has a REAL voice.  We therefore  urge you all to join - and to encourage  others to do so as well - so that the strength of this 'One Voice' can continue  to grow. Cherry  Register here

Registering with cherry is fast, easy  and free.

To thrive, cherry relies on its  ability to generate sufficient supporting income. One key source is advertising  revenue derived from companies wishing to promote their products and services  to the adviser community. Because the  community is now so substantial, cherry advertising opportunities have become  very attractive.

cherry is proud to be an  entirely independent company and we always  retain our objectivity and impartiality by ensuring we never accept funding from providers or  companies who would expect favours in return.

We are also particularly proud of our consumer facing service and we promise to do our best to ensure that the financial advisers and mortgage advisers listed on the cherryfind site are those who  adhere to the highest standards of business ethics - those who aim to provide impartial financial and mortgage advice which is WHOLLY focused on their customers' needs.