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23 January 2017 Third complaint! | Countrywide | Leaving Openwork ... View email
21 January 2017 Lost a case to Countrywide! | Difficult to place c... View email
20 January 2017 FCA visits | Online fact-find | Setting up on my o... View email
19 January 2017 Surveyors again! | What's your remo process? | Off... View email
19 January 2017 Are you looking for flexible underwriting? We can help! View email
17 January 2017 FSCS costs "Unfair beyond words!" | Loss of major ... View email
16 January 2017 Advisers to pay £270m?! | GI & Protection network?... View email

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Mainly mortgage news…

Comment: Fortune comes in various guises


For the time being, remortgage activity will continue to secure the market – so are you making the most of that activity? Unless you are one of life’s eternal optimists, you will probably not be feeling too positive about 2017. Sure, we will probably not have a year as difficult as 2016, but we are […]

The post Comment: Fortune comes in various guises appeared first on Mortgage Strategy.

Your Views


Retention proc fee dam is starting to give way… Regarding the news that Coventry Building Society will be paying retention proc fees this year – as it has been reducing rates and paying £250 cashback to existing customers who switch rates, it is only fair that it is supporting its brokers by paying retention proc […]

The post Your Views appeared first on Mortgage Strategy.

Comment: Opportunity knocks for innovation


This year should bring opportunities for specialist lenders, many of which want to fill the gap in limited company BTL Despite obstacles such as the Mortgage Credit Directive and buy-to-let changes…

Property 118 launches free landlord tax tutorials


Landlord group Property 118 has launched a range of free tax tools and tutorials for landlords. The tutorials include information on tax planning opportunities, understanding limited company incorp…

Aldermore now needs one year’s accounts for self-employed


Aldermore has eased its self-employed lending criteria by changing the minimum accounts a borrower must provide from two years to one. The lender says residential mortgage applications should be ac…

Mainly IFA news…

Jack Rose: How to spot a good VCT manager


<!-- summary --> Advisers and their clients need to be on top of their VCT research and due-diligence and complete it as soon as possible this year, warns Jack Rose, as it is likely the best offers will fill well before the end of March <!-- end-summary -->

Nick Train issues ‘sober’ warning on trust performance


Nick Train has issued a ‘sober’ warning to investors, stressing that the Lindsell Train investment trust (LTIT) is trading on a ‘meaningful’ premium and its continued outperformance ‘cannot be guaranteed’.

FE's Crown Ratings rebalance: Strategic bond funds 'struggle to add value'


<!-- summary --> The latest bi-annual rebalance of FE's Crown Ratings has seen the IA Sterling Strategic Bond sector come out worst in terms of the number of top ratings, with only three funds in the sector gaining five Crowns. <!-- end-summary -->

HMRC updates GAD tables triggering drawdown limit changes


Gilt yields lower limit moved from 2% to 0% meaning the calculation numbers for capped drawdown will change.

Regulation cost biggest threat for advisers, PFS survey finds


The cost and uncertainty surrounding regulation is the biggest threat to advice firms, according to the results of a PFS survey.

Mainly insurance news…

Tokio Marine Kiln adds drone insurance to online platform


Insurer says product is immediately available on its One TMK digital exchange and features a newly enhanced policy wording.

Brokers more upbeat as profits returned to positive growth


CBI/PwC Financial services survey also saw growth in business volumes strengthen over the quarter.

Warning of tens of thousands of UK jobs losses from personal injury legal reforms


Consultants state job cuts will stretch across the UK but especially in the South East and cities such as Manchester, Liverpool and Sheffield.

Transactor adds Broker Direct to panel


Users gain access to home insurance scheme.

CBI/PwC: Competition bigger threat than Brexit for insurers


Insurers continue to target investment in technology to bring in new customers and improve efficiency.

Mainly international news…

Rising volatility likely to dominate multi-asset income return


Eugene Philalithis, portfolio manager for Fidelity’s Multi Asset Income Fund, listed the risks on the horizon as including a more aggressive US Federal Reserve, continuing political uncertainty and questions...

73-year-old London broker jailed in £1.2m Ponzi scheme


According to UK newspaper the Daily Mail, Stephen Greig, who was 73 years old when he was sentenced on Friday, persuaded people to invest up to £500,000 in fictional investments that offered a 7.5% return....

Gibraltar ups due diligence for stock exchange approval


The exchange introduced the measure on Monday as it believes investors value third party due diligence and research for its independent view of a company's potential and/or actual performance; valuation...

South African IFA firm kicks off adviser internship programme


According to the firm, it recruited 28 “high achieving” university graduates across South Africa, after a rigorous recruitment process – all of whom have enrolled on the Carrick’s 2017 foundation training...

Regulatory costs the biggest challenge facing advice firms


Three quarters of advisers said the impact of regulatory and compliance costs were their primary concern, up from 72% in 2015 and 67% in 2014. It marks the fifth consecutive year that these costs have...

Welcome to cherry

Welcome to the largest ever community of IFAs, mortgage and insurance advisers.

As many of you will already know, cherry membership now  exceeds 15,000 and each adviser can visit cherry whenever they wish, every  day of the year. Needless to say, this is MASSIVE!!   Our site traffic and newsletter readership is immense and it means that,  for the first time ever, the adviser  community has a REAL voice.  We therefore  urge you all to join - and to encourage  others to do so as well - so that the strength of this 'One Voice' can continue  to grow. Cherry  Register here

Registering with cherry is fast, easy  and free.

To thrive, cherry relies on its  ability to generate sufficient supporting income. One key source is advertising  revenue derived from companies wishing to promote their products and services  to the adviser community. Because the  community is now so substantial, cherry advertising opportunities have become  very attractive.

cherry is proud to be an  entirely independent company and we always  retain our objectivity and impartiality by ensuring we never accept funding from providers or  companies who would expect favours in return.

We are also particularly proud of our consumer facing service and we promise to do our best to ensure that the financial advisers and mortgage advisers listed on the cherryfind site are those who  adhere to the highest standards of business ethics - those who aim to provide impartial financial and mortgage advice which is WHOLLY focused on their customers' needs.