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Consumer Buy to Let with Vida

Vida's Consumer Buy to Let mortgage is designed for individuals who become landlords unintentionally - often referred to as 'accidental' landlords.
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Unlike traditional buy-to-let mortgages, Consumer Buy to Let mortgages are regulated by the Financial Conduct Authority (FCA).

The key difference lies in the level of protection - because accidental landlords may be less familiar with the responsibilities of property letting, FCA regulation helps safeguard their interests and mitigate potential risks.

Want to check if your customer is suitable for a Consumer Buy to Let application?
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Consumer Buy to Let 

We accept remortgages up to 80% LTV on our Vida 36 tier for:

  • Inherited properties
  • Let to Buy and Let to Rent applicants
  • Let to Move, including an acceptance of applicants regardless of whether there is an onward purchase
  • CBTL for Worldwide Expats up to 75% LTV
  • 2 & 5 year fixed options including Fee Saver

Consumer Buy to Let excludes HMO and MUB properties.
View Consumer Buy to Let Range here
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Got a question?

Mobi can help!

Mobi's powered by AI, trained on our criteria, and caffeinated by broker questions - so he's always ready to guide you through even the quirkiest criteria conundrum.
Ask Mobi

You can also get in touch with the V-Hub, where you can speak to our specialist team.

Call: 03300 246 246

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Intermediary use only. Not intended for retail consumers.

Vida Homeloans is a trading name of Vida Bank Limited, registered in England and Wales with company number 09837692 with its registered office at 1 Battle Bridge Lane, London, SE1 2HP. Vida Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register Firm Reference Number 738741.