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AToM launch Exclusive with Hinckley & Rugby BS

30 June 2011

AToM (All Types of Mortgages Ltd), the specialist mortgage distributor, is pleased to offer a 3.99% two year fixed Buy to Let exclusive product from the Hinckley & Rugby Building Society. Dale Jannels, Managing Director at AToM said, "The Hinckley & Rugby Building Society have delivered a truly competitive Buy to Let product for AToM to exclusively distribute. There are plenty of Buy to Let offerings in the current market, but this one has a reasonable arrangement fee compared to many others and it is not subject to credit scoring. With a two year fixed rate of just 3.99% and a manual underwriting review, we have no doubt consumers will like this offering. Hinckley & Rugby have demonstrated a really positive outlook and we are excited to be working with them.? Product terms include a 3.99% fixed rate for two years up to 65% LTV. A completion fee of ?1295 is added to the loan within LTV. A funds booking fee of ?399 is required upfront. ERC?s are 3% year one and 2% year two. No credit scoring. Rental calculated at 135% of pay rate. Carolyn Thornley-Yates, Assistant Manager - Branches & Development at Hinckley & Rugby added ?We are very pleased to have established this new relationship with AToM and to have tailored an exclusive product that will hopefully prove popular in the Buy to Let market. We chose AToM as the distributor of this product as we have a shared ethos of treating customers as individuals, and we are confident that we will work well together to provide an efficient and personal service.? Please visit the AToM website (www.atomltd.co.uk) for further information and access details. - ends -

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Press_Release___AToM__Hinckley_June_11_1950.doc