Next Chapter Lending

For first homes, next homes and later-life plans

At Vida, we're here to help your clients find a home for every chapter of life - and now we've gone even further.

We've refreshed our criteria for lending into or in retirement to make things simpler, clearer and more transparent when a mortgage extends beyond working life.

A case is now considered lending into retirement where the term runs past a customer's expected retirement age or beyond their 76th birthday, whichever comes sooner.

Who is it for?

From first-time buyers in their 40s, to mid-life movers in their 50s, to those remortgaging in retirement to keep their plans on track, our enhanced Later Life Lending proposition is designed to help more people find a place to call home.

Put simply, it's lending for the first homes, next homes and later-life plans - giving you the flexibility to support more clients, for longer.

View our refreshed Later Life Lending Proposition

Intermediary use only. Not intended for retail consumers.

Vida Homeloans is a trading name of Vida Bank Limited, registered in England and Wales with company number 09837692 with its registered office at 1 Battle Bridge Lane, London, SE1 2HP. Vida Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register Firm Reference Number 738741.