Search the forums and feedback
Make cherry your home page
You are here: cherry

Latest from the Adviser forums

Create a new topic
Today, 6.16 pm Simple answer Yes. I would have thought a spouse means addition to income and dependent a drain on income therefore having an effect on afforfabilaty? You can check out NatWest, and Nottingham criteria
Today, 6.09 pm IR35 not an issue?    Anyhow I would have thought Halifax and NatWest were the people to goto. 
Today, 4.41 pm Thanks all, will come back on here and post if we place the case.
Today, 4.04 pm Exactly my point ! Where's the consumer duty gone to when a surviving partner is in such a vulnerable place and to expect them deal with everything in a logical manner
Today, 3.50 pm This isnt going to fly, but, I've got a sole trader with 2 yrs SA302's etc. She has just signed a contract paying way more than she earned before, and the contract is open ended and she is responsible for own tax etc. Is there anyone that would consider the income on the contract?
Today, 3.47 pm TSB might be a shout on that 
Today, 3.45 pm The heat 😅 ☀️ 
Today, 3.43 pm I had same issues with L&G on a claim mic2002.. I think they'll say that you have authority still on the original policy in the usual way but specifically on the claim side they can't speak to you. That's what they told me anyway.  The irony is if ever there was a time that th...
Today, 3.22 pm Yes - I'm waiting on a call back from BDM to complain.  L&G's post sale broker co-operation is evaporating big time - a separate case had a client completely stressed after they did a '1 in 10' GPR report. They got the GPR and then wanted o's test results.  Depsit...
Today, 1.51 pm Did you speak to Cumberland BS ?   My recent case was basically a carbon copy of what you are looking to do and they were by far the best rate I could find (albeit it was before the rate increases in March). Other lenders who said they could look at it were Vernon BS, Landbay, Handelsbank...

Latest from the Provider/Adviser forums

Create a new topic
Today, 2.27 pm Give it time. The FCA and lenders have relaxed the income multiples so there is only one direction those numbers are going. 
Today, 12.50 pm New figures from UK Finance showing a further fall in mortgage possessions demonstrate the effectiveness of responsible lending and the support being provided to borrowers experiencing financial difficulties, according to United Trust Bank (UTB). The latest data shows that 1,150 homeowner propertie...
Today, 12.35 pm Well, those advisers who are IFA's and do Later Life Advice will already be doing this......  ... so what is the issue? It's already being done now - never mind from the 2040's.   Reading between the lines - perhaps some firms want to be able to give shall we say guidance......
Today, 12.17 pm Jim Boyd, chief executive of the Equity Release Council, responding to the Society of Pensions Professionals Home Truths, said: “The Society for Pension Professionals is right to highlight that housing and pensions can no longer be treated as separate policy challenges. Housing wealth is not a...
Today, 11.03 am FRP Real Estate Advisory has arranged the £2.98m refinance of a 12-flat freehold block in Horsham, Sussex, supporting the client in repaying a bridge and moving onto a five-year fixed-rate term loan with specialist buy-to-let lender Rely. The transaction marks FRP Real Estate Advisory’s ...
Today, 10.20 am Paragon Bank has reintroduced its Track to Fix feature to its range of Bank Base Rate (BBR) tracker buy-to-let mortgages, enabling existing customers to switch to an available Paragon fixed-rate switch product during the tracker term without incurring an early repayment charge (ERC). The enhancement...
Today, 10.20 am David Miller, divisional director at Spicerhaart Corporate Sales, said: “Quarter after quarter, the tremendous, proactive work of lenders continues to shine through. Even where we’ve seen elevated interest rates in recent years, borrowers have shown that they are managing their commitme...
Today, 10.19 am Melanie Spencer, growth director at Target Group, said: “A further fall in mortgage arrears suggests that despite the financial pressures households have faced in recent years, mortgage borrowers are managing to stay in the black. Meanwhile, lenders continue to ensure that any mortgage distre...
Today, 10.18 am Richard Pike, chief sales and marketing officer at Phoebus software, said: “The fact that mortgage arrears have fallen for an eighth consecutive quarter is an encouraging sign of the resilience of UK borrowers, particularly given the economic uncertainty we have faced over recent months. &ld...
Today, 9.45 am Newcastle for Intermediaries has announced the launch of a range of new mortgage products, further strengthening its offering for intermediary partners and helping more borrowers access home ownership. The enhanced range which includes the return of 90% LTV standard residential mortgages, reduced r...

View all newsletters Subscribe Latest newsletters

13/08/2026 Later Life Lending: Later First Time Buyers
12/08/2026 Portfolio insurers? | Keychain for admin? | Estate Rent Charge | £5k deposits
11/08/2026 Looking for a Holiday Let solution?
10/08/2026 Missing valuers? | VOIP | Dropbox or Google Drive? | GI providers | BBC
07/08/2026 Admin is swamped | GI providers? | TMW | File storage | High Street office
05/08/2026 Making mistakes! | Paperless systems | Relaxing multiples | ChatGPT
03/08/2026 August business? | MH Forum | Modern Auction con? | Hard years for industry?
31/07/2026 Life & CIC | 2-year IP | MBrain | Network Consulting figures | Modern Auction
30/07/2026 MBrain feedback | Beagle Street | Mental health | Unbiased & Bark | Offices
28/07/2026 High St office? | Scam emails? | High BMI life cover? | FCA AO18 | Awkward cases!

View all press releases Latest press releases

13/08/2026 Fall in Mortgage Possessions Reflects Responsible Lending and Effective Borrower Support – United Trust Bank
13/08/2026 Equity Release Council responds to the SPP's 'Home Truths'
13/08/2026 FRP Real Estate Advisory arranges £2.98m BTL refinance for portfolio in Horsham
13/08/2026 Paragon reintroduces Track to Fix feature to Bank Base Rate tracker mortgages
13/08/2026 Spicerhaart Corporate Sales comments on UK Finance Arrears and Possessions
13/08/2026 Target Group comments on UK Finance Arrears and Possessions
13/08/2026 Phoebus reacts UK Finance arrears & possessions data
13/08/2026 Newcastle for Intermediaries expands intermediary mortgage range with launch of new products
13/08/2026 Castle Trust Bank enhances Bridging range with new products, lower pricing and service improvements
13/08/2026 Developer seeks maximum returns utilising £2.1m Aspen Finish & Exit facility

...

Copyright © cherry™ 2004 – 2026. All rights reserved.

Advertise with cherry - Contact Us - Privacy Policy / Terms and Conditions

cherry™ / cherryFind™ are trading names of cherry™ Registered Office: The Stables, Little Coldharbour Farm, Tong Lane, Lamberhurst, Tunbridge Wells, Kent TN3 8AD Registered in England and Wales. Company Registration Number: 05624666 VAT Number: 874593966

Please note that cherry™ never recommends the products or services of other companies