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Latest from the Adviser forums

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Today, 1.06 pm Sorry - AZ - you have lost me... what is the cost of the current CI plans and current IPB plans? (I can only assume the current mortgage is very small - as CI premiums are high even for modest plans!) Why do you need to change the IPB (or PHI some people call it) plans, assuming they are written to...
Today, 1.06 pm Sorry - AZ - you have lost me... what is the cost of the current CI plans and current IPB plans? (I can only assume the current mortgage is very small - as CI premiums are high even for modest plans!) Why do you need to change the IPB (or PHI some people call it) plans, assuming they are written to...
Today, 1.06 pm Sorry - AZ - you have lost me... what is the cost of the current CI plans and current IPB plans? (I can only assume the current mortgage is very small - as CI premiums are high even for modest plans!) Why do you need to change the IPB (or PHI some people call it) plans, assuming they are written to...
Today, 12.57 pm Long term poster here and member if Primis, has anyone else found file checks have gone to a whole new level of pedantic and the file checkers are coming up with heaps of things that have no real relevance to anything and its pretty much possible to pass a file check.
Today, 12.55 pm One of the good things with 27tec is that we can filter out loyalty and green products to find the actual products we need. 
Today, 12.54 pm Full cover would be £100 a month.   Current cover is £47 a month; the top-up would be £32 extra, but only for 25 years.   The issue we have is that the client has a Class 4 occupation.
Today, 12.54 pm i hate the new UI   The scroll bar is there for me.  Just tiny on the right hand side of the box until I hover over it and it gets bigger.   Scroll wheel works fine as well.  
Today, 12.06 pm Anyone else heaving problems with redesigned UI - search bar now produces a huge drop down because it now includes the full question explanation with each item, but there is no scroll bar to move down the list which falls off the bottom of the screen. Same issue on Chrome & Edge
Today, 11.58 am Correct way forward is to rewrite the policies if unsuitable and GIO not an option, which here it's not. They're 4 years older, lending more money for 15 years longer, of course it's going to be more - they'll already know that'll be the case.   If it's on a level bas...
Today, 11.57 am i think it's fair to say Rallyspit's training was 'churn churn churn' ? :)    Honest answer is to review both options though - what is the cost of a top up plan and what is the cost of new plans. You then need to review the CI Conditions to see if the Old Plan is better ...

Latest from the Provider/Adviser forums

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Today, 9.25 am United Trust Bank (UTB) Bridging has reduced pricing across several products in every LTV band up to 75% in its regulated and non-regulated bridging loan ranges by up to 0.16% pm and simplified its Near Prime product pricing. The new lower rates are available with immediate effect. UTB Bridging Pri...
Today, 9.10 am Loans Warehouse has further strengthened its position in the intermediary market after being appointed as a specialist lending partner to the newly launched Flexi Network. The appointment will see Loans Warehouse support Flexi Network advisers with second charge mortgages, bridging finance and deve...
Today, 7.26 am Buy-to-let lender, Landbay, has today (28th October 2026) released findings from its latest landlord survey, revealing widespread concern around the prospect of further tax changes being announced in today's Budget, with many landlords having delayed investment and financing decisions ahead of the C...
Yesterday, 1.16 pm Suffolk Building Society is making two notable changes to its affordability criteria: introducing top slicing on its UK buy to let and expat buy to let mortgages, and changing the way it assesses affordability for expat residential applicants living in seven tax-free countries. Top slicing – ...
Yesterday, 11.14 am This type of finance gives you funding against the finished value of your project, upfront! Loans are provided based on the Gross Development Value of the project so you can access more capital on Day 1. Completion monies are set at 75% LTV (gross) based on current value/ purchase price, with an im...
Yesterday, 10.49 am LHV Bank has joined the second cohort of the PRA and FCA’s Scale-up Unit, strengthening its plans to grow its UK banking businesses and support the next generation of financial services innovation. The Scale-up Unit was launched in October 2025 as part of the Government’s Financial Serv...
Yesterday, 10.46 am Brickflow, the UK's leading digital marketplace for specialist property finance, has renewed its partnership with BloomSmith, the platform's exclusive VAT bridging lender. Since joining in 2025, BloomSmith describes Brickflow as integral to its strategy for connecting with brokers and originating le...
Yesterday, 10.40 am Smart Money People's UK Insurance Market Report Q3 is out this week. A point of interest to mortgage brokers and advisers offering insurance services as part of the mortgage sourcing journey is that customers continue to define a good insurance experience through ease, service and fairness. They ass...
Yesterday, 10.01 am United Trust Bank (UTB) has completed a £35.5m bridge-to-investment facility secured against a new £51.1m GDV mixed-use build-to-rent (BTR) development in South-West London. The five-year facility, provided by UTB's Structured Property Finance team, enabled the experienced developers, D...
Yesterday, 9.57 am QES enables mortgage deeds to be signed digitally and is supported by HM Land Registry Identity verification and deed signing are completed in a single digital journey, in under three minutes on average Already being used by lenders through LMS's fee-assisted remortgage service, with Panel Link ...

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28/10/2026 UTB Bridging Cuts Rates by Up To 0.16% pm and Simplifies Near Prime Pricing
28/10/2026 Loans Warehouse announces network partnerships with newly launched Flexi Network
28/10/2026 Almost 80% of landlords fear further tax changes in today’s Budget, Landbay survey reveals
27/10/2026 Suffolk Building Society makes affordability criteria enhancements for expats and landlords
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27/10/2026 Brickflow renews exclusive partnership with VAT bridging funder BloomSmith
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