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Latest from the Adviser forums

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Yesterday, 6.21 pm If its the Virgin one, trackers are going up. 
Yesterday, 5.19 pm Love how I'm getting informed of URGENT rate changes today by PMS. All deals are coming down by quite a bit, but if I submit before 8pm tonight, I can get my clients the higher rate.Do you think PMS sense-check their emails??!
Yesterday, 4.52 pm thank you
Yesterday, 4.52 pm thank you 
Yesterday, 4.52 pm thank you 
Yesterday, 4.51 pm thank you
Yesterday, 4.51 pm thank you 
Yesterday, 4.19 pm Be aware that 'due diligence' can also mean a Head Office case review. with no time frames available
Yesterday, 3.43 pm Most lenders will be ok with this as long as you plaster the application with notes, factor in the running costs such as utilities.  You may also need to factor the parents in to affordability as dependents.  Essentially you need to be able to show that this is not a back door btl.
Yesterday, 3.36 pm Pingu- ask your BDM to expedite the offer when its at 'due diligence' stage. I have one sat there the same and my BDM got it offered in less than 24 hrs after i called.

Latest from the Provider/Adviser forums

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Yesterday, 2.45 pm Well annoying.  I planned on doing an application tomorrow (tracker).  I will now have to do it tonight. Its not like I dont have anything else planned.    Cheers for the lack of notice. 
Yesterday, 2.19 pm We wanted to let you know that we’re making the following changes on Thursday 23 April. Purchase 2 year fixed rates will be reduced by up to 0.37% 5 year fixed rates will be reduced by up to 0.45% 10 year fixed rates will be reduced by 0.40% Shared Ownership fixed rates will be reduced...
Yesterday, 10.58 am Pallas Capital announced the completion of a £3m residential development loan to support the first phase of a new build-to-sell housing project in Roch, Pembrokeshire. The 20-month facility, structured at 65% LTGDV, provides the necessary funding for Phase 1a, consisting of 10 residential hou...
Yesterday, 10.54 am With effect from Thursday 23rd April, we’ll be making a number of reductions to our residential and BTL mortgage rates. Please note, if an application is no longer proceeding, you can use the ‘Cancel’ button on your broker dashboard to cancel the case. Please click here to view t...
Yesterday, 9.58 am Alex Beavis, Interim Director of Retail Banking at LHV Bank “A rise in March inflation will come as no surprise, with higher fuel costs feeding through quickly to everyday spending. Households are already feeling the pressure, and the risk now is that inflation stays higher for longer than ex...
Yesterday, 9.56 am The Mortgage Works is tomorrow (Wednesday 22 April) cutting rates by up to 0.20 percentage points on selected buy-to-let and let-to-buy products across its new business mortgage range. The new business rate cuts tomorrow include: Two-year fixed rate (remortgage only) buy-to-let mortgage at 3.74%...
Yesterday, 9.55 am Alex Upton, Managing Director, Specialist Mortgages & Bridging Finance, Hampshire Trust Bank, said: “Rental growth has slowed from the peaks seen over the past two years, but the underlying pressure has not gone away. Demand continues to outstrip supply in many parts of the market, partic...
Yesterday, 9.54 am Chris Storey, Chief Commercial Officer, Atom bank: “This data represents the calm before the storm, as it predates the conflict in the Middle East and the resulting turbulence. Future data from the ONS will reveal the true impact of the conflict on house prices, and whether it has acted as a ...
Yesterday, 9.53 am Foundation, the intermediary-only specialist lender, has today (22nd April 2026) announced the launch of new specialist products covering both Large HMO and Short-Term Let, and has also cut fixed-rates on a number of Standard, Standard HMO and MUFB products. The new Large HMO products include a two...
Yesterday, 9.52 am Accord is increasing the maximum loan size on its buy-to-let offering this week, to further support the private rental sector. From today (Wednesday, 22 April), the intermediary-only lender is significantly boosting its buy-to-let maximum loan to £1.5 million (was £1 million) on product...

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22/04/2026 We’re reducing fixed rates and increasing selected tracker rates
22/04/2026 Pallas Capital completes £3m Pembrokeshire residential development loan
22/04/2026 HSBC - We’re decreasing our residential and BTL mortgage rates
22/04/2026 LHV Bank comment on March inflation figures
22/04/2026 The Mortgage Works cuts buy-to-let rates
22/04/2026 HTB comments on ONS Private Rent and House Price data
22/04/2026 House price growth edges up to 1.2% | Atom bank comment
22/04/2026 Foundation launches new Large HMO and Short-Term Let products and cuts fixed-rates
22/04/2026 ACCORD INCREASES MAXIMUM LOAN SIZE ON BUY-TO-LET RANGE TO £1.5 MILLION
22/04/2026 Landbay reduces rates on Core range products and increases maximum loan sizes

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