The Holiday Let market continues to create opportunities for landlords looking to diversify their portfolios. But when lender criteria becomes restrictive, placing these cases can be more challenging than it needs to be.

At Foundation, we take a specialist approach to Holiday Let lending, helping you place more business with confidence and keep cases moving, making mortgages happen.

Why Foundation makes a difference:

Holiday Lets accepted within SPVs: We accept Holiday Let properties held within Special Purpose Vehicles (SPVs), using the same criteria as our standard Buy to Let cases, helping support a broader range of landlord structures.
Flexible approach to affordability: Holiday Let income can be averaged over 39 weeks, providing a practical way to assess affordability and helping more cases progress.
Solutions across multiple income tiers: Holiday Let products are available across our High, Medium and Low Income ranges, giving you greater flexibility to find the right solution for your client.
Support for individual and limited company borrowers: Whether your client is purchasing personally or through a limited company, Foundation can help.

Our Holiday Let proposition also includes:

Holiday Let products available across High, Medium and Low Income ranges
SPV ownership accepted using standard Buy to Let criteria
Holiday Let income averaged over 39 weeks for affordability purposes
Consideration of typical UK staycation destinations

Speak to your Regional Account Manager today to learn more about Foundation's Holiday Let criteria and see how our specialist approach could help you place more cases, support more clients, and keep making mortgages happen.

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