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I have to be honest, I am expecting this year to tick over ok. I wont be writing any records, but we will be fine. 2026 though... I cant help but think will be a write off. 

The talk of higher taxes, inflation still rising, changing council tax and stamp duty are going to cause problems I think - at least initially. 

I could be wrong, but I think this is the year to be squirreling away some savings if your a bit low on them. 

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