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Smartr365 is big on pushing integrations (which obviously increases their revenues) but less pro-active when it comes to improvements which people who actually have to use the flaming system have suggested, they ignore.
All CRMs need to be robust and not break constantly, or need endless 'fixes' or 'workarounds'.
Yes, the ability to record Mortgages with more than one part to it, is important, as is Stability and Reliability.