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Do you agree with our proposal to require lenders to take ultimate responsibility for affordability?

Do you agree with our proposal to require lenders to take ultimate responsibility for affordability?

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21 Oct 2009

Do you consider that requiring verification of income by the lender for all mortgage applications is a viable option, and one which is sufficient to ensure responsible and sustainable levels of mortgage lending?

Do you consider that requiring verification of income by the lender for all mortgage applications is a viable option, and one which is sufficient to ensure responsible and sustainable levels of mortgage lending?

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21 Oct 2009

Are there any other considerations that are relevant to the issue of how prudential requirements influence mortgage market outcomes?

Are there any other considerations that are relevant to the issue of how prudential requirements influence mortgage market outcomes?

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21 Oct 2009

Do you agree that more direct intervention through business model analysis; applying asset limits; or increased prudential requirements is required to deal with the consumer and systemic risks posed by non-deposit taking lenders?

Do you agree that more direct intervention through business model analysis; applying asset limits; or increased prudential requirements is required to deal with the consumer and systemic risks posed by non-deposit taking lenders?

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Last User to Post in this topic Anonymous
21 Oct 2009

Do you agree with our analysis of the implications of applying higher capital requirements to high-risk loans (on top of the prudential reforms) and that to do so would not be likely to protect borrowers from the risks of taking on such loans?

Do you agree with our analysis of the implications of applying higher capital requirements to high-risk loans (on top of the prudential reforms) and that to do so would not be likely to protect borrowers from the risks of taking on such loans?

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Last User to Post in this topic Anonymous
21 Oct 2009

Do you agree that the prudential reforms will ensure that banks and building societies are adequately capitalised for the risks inherent in mortgage lending and should support a more stable mortgage market through the economic cycle?

Do you agree that the prudential reforms will ensure that banks and building societies are adequately capitalised for the risks inherent in mortgage lending and should support a more stable mortgage market through the economic cycle?

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0 replies
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Last User to Post in this topic Anonymous
21 Oct 2009

COMPLIANCE BOD PLEASE READ THIS...

COMPLIANCE BOD PLEASE READ THIS...

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17 replies
798 views
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Last User to Post in this topic Anonymous
11 Sep 2009

CML funding explanation

CML funding explanation

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6 replies
551 views
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Last User to Post in this topic Anonymous
21 Aug 2009

AMI Plans Mortgage Working Party?

AMI Plans Mortgage Working Party?

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20 replies
625 views
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Last User to Post in this topic Anonymous
18 Aug 2009

AMI

AMI

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24 replies
816 views
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Last User to Post in this topic Anonymous
9 Jul 2009

Cherryfind

Cherryfind

by

0 replies
348 views
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Last User to Post in this topic Anonymous
28 May 2009

AFB

AFB

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1 replies
385 views
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Last User to Post in this topic Anonymous
28 May 2009

AIFA

AIFA

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0 replies
511 views
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Last User to Post in this topic Anonymous
27 May 2009

The Rich Bailing Out the Not So Rich

The Rich Bailing Out the Not So Rich

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4 replies
615 views
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Last User to Post in this topic Anonymous
26 May 2009

New Build Valuations

New Build Valuations

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8 replies
789 views
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Last User to Post in this topic Anonymous
4 Apr 2009

April Fools Day Message from the BBA

April Fools Day Message from the BBA

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0 replies
1,406 views
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Last User to Post in this topic Anonymous
2 Apr 2009

Trade Bodies disappearing

Trade Bodies disappearing

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1 replies
1,183 views
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Last User to Post in this topic Anonymous
26 Mar 2009

The FOS to Name and Shame....

The FOS to Name and Shame....

by Anonymous

5 replies
1,292 views
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Last User to Post in this topic Anonymous
25 Mar 2009

FSA to cap mortgage borrowing to 3x salary

FSA to cap mortgage borrowing to 3x salary

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77 replies
3,201 views
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Last User to Post in this topic Anonymous
19 Mar 2009

Chase de Vere close up shop

Chase de Vere close up shop

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5 replies
1,325 views
0 likes
Last User to Post in this topic Anonymous
11 Mar 2009

Treasury Select Committee

Treasury Select Committee

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26 replies
1,902 views
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Last User to Post in this topic Anonymous
2 Mar 2009

A fond Farewell- this forum Closes- for now

A fond Farewell- this forum Closes- for now

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1 replies
497 views
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Last User to Post in this topic Anonymous
2 Mar 2009

Appalling!

Appalling!

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13 replies
1,166 views
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Last User to Post in this topic Anonymous
27 Feb 2009

Statement

Statement

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0 replies
247 views
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Last User to Post in this topic Anonymous
10 Feb 2009

Income Stream from Surveys

Income Stream from Surveys

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8 replies
521 views
0 likes
Last User to Post in this topic Anonymous
4 Feb 2009

Northern Rock staff get 10% bonus

Northern Rock staff get 10% bonus

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41 replies
1,812 views
0 likes
Last User to Post in this topic Anonymous
2 Feb 2009

Valuers - A Case for Professional Negligence

Valuers - A Case for Professional Negligence

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5 replies
567 views
0 likes
Last User to Post in this topic Anonymous
28 Jan 2009

Over estimates by customer- the Worst Areas

Over estimates by customer- the Worst Areas

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0 replies
518 views
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Last User to Post in this topic Anonymous
28 Jan 2009

What Approach do valuers take to calculating Value?

What Approach do valuers take to calculating Value?

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26 replies
724 views
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Last User to Post in this topic Anonymous
28 Jan 2009

Martin Lewis has a "covert" dig at Cherry

Martin Lewis has a "covert" dig at Cherry

by Anonymous

12 replies
2,405 views
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Last User to Post in this topic Anonymous
24 Jan 2009

Lenders have removed the power from packagers to instruct valuations- is this a good thing?

Lenders have removed the power from packagers to instruct valuations- is this a good thing?

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6 replies
521 views
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Last User to Post in this topic Anonymous
22 Jan 2009

What is the real drop in House Prices?/How low can it go?!

What is the real drop in House Prices?/How low can it go?!

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16 replies
586 views
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Last User to Post in this topic Anonymous
22 Jan 2009

Private Surveys- A TCF issue

Private Surveys- A TCF issue

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2 replies
440 views
0 likes
Last User to Post in this topic Anonymous
21 Jan 2009

Cherryfind

Cherryfind

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0 replies
647 views
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Last User to Post in this topic Anonymous
12 Jan 2009

"Small website called Cherry" says Martin Lewis

"Small website called Cherry" says Martin Lewis

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24 replies
2,123 views
0 likes
Last User to Post in this topic Anonymous
7 Jan 2009

Lies, damn lies and...

Lies, damn lies and...

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1 replies
901 views
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Last User to Post in this topic Anonymous
23 Dec 2008

cherryFind comes up top of Google...

cherryFind comes up top of Google...

by

3 replies
124 views
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Last User to Post in this topic Anonymous
19 Dec 2008

Do not click this if you are easily shocked!

Do not click this if you are easily shocked!

by Anonymous

7 replies
1,133 views
0 likes
Last User to Post in this topic Anonymous
17 Dec 2008

Martin Lewis - At it again

Martin Lewis - At it again

by

29 replies
1,341 views
0 likes
Last User to Post in this topic Anonymous
10 Dec 2008

adverts at the bottom of page

adverts at the bottom of page

by

2 replies
63 views
0 likes
Last User to Post in this topic Anonymous
10 Dec 2008