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DO NOT JOIN Beneficial , Mat is only interested in making money out of you and being famous. Costed me over £10,000, they will keep your Proc fee , Commission fee, and will mess up your life. No morals or compassion shown. Very nice until you have problem. Many others contacted me for problem with the proc fee too. Joined them, 2 months after that decided to charge me £95 a month extra with no option to opt out. If you want a leech who suck you out for money and leave your pockets empty then join them.

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