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Criteria wrap-up: Helping Hand

Here's a wrap-up of our Joint Borrower, Sole Proprietor criteria and how we can help your specialist customers to get life moving.

Definition

Parents (including stepparents and parents of a spouse) and children (including step or adopted), siblings, grandparents, aunts, uncles, cousins and nieces/nephews) assisting each other to buy or remortgage.

Income

Up to 4 applicants with all incomes considered in affordability.

How it works

Only borrowers named on the title deeds will occupy the property as their main residence. Family member(s) will live elsewhere.

All will be jointly and severally liable for the mortgage.

Products

Our Helping Hand / Joint Borrower, Sole Proprietor criteria is available across all of our Residential products and Credit Tiers.

Let's get life moving for you and your customers.

Take a look at our lending criteria or download our criteria guide:

Got a question?

V-Hub has the answer!

Get in touch with the V-Hub, where you can speak directly to an Underwriter.

Call: 03300 246 246

email: v-hub@vidahomeloans.co.uk