So why are documents still doing so much of the heavy lifting?

❗Regulatory requirements (KYC, AML, Consumer Duty) demand them
❗Customers submit multiple formats and layouts, often incomplete
❗Manual reviews are slow, expensive, and error-prone

The result? Friction, costs, and delays for lenders and customers.

That’s where Sikoia comes in. Our technology is trained on 98% of UK banking formats and applies multiple layers of checks to capture, interpret, and verify every critical detail.

The outcome: fewer errors, faster onboarding, and stronger compliance.