We wanted to let you know that we’re making the following changes on Tuesday 28 October.

Purchase

  • NEW 2 year ERC free tracker rates with £999 fee will be launched, starting from 4.29%.
  • NEW 2 year ERC free tracker rate fee-savers will be launched, starting from 4.99%.
  • NEW 2 year fixed rates with £999 fee will be launched, starting from 4.22%.
  • NEW 5 year fixed rates with £999 fee will be launched, starting from 4.27%.
  • NEW 2 year Shared Ownership fixed rates with £999 fee will be launched, starting from 4.18%.
  • NEW 5 year Shared Ownership fixed rates with £999 fee will be launched, starting from 4.26%.

Remortgage

  • NEW 2 year ERC free tracker rates with £999 fee will be launched, starting from 4.19%.
  • NEW 2 year ERC free tracker rate fee-savers will be launched, starting from 4.94%.
  • NEW 2 year fixed rates with £999 fee will be launched, starting from 3.99%.
  • NEW 5 year fixed rates with £999 fee will be launched, starting from 4.04%.

Product Transfer

  • NEW 2 year ERC free tracker rates with £999 fee will be launched, starting from 4.14%.
  • NEW 2 year ERC free tracker rate fee-savers will be launched, starting from 4.89%.
  • NEW 2 year fixed rates with £1,999 fee will be launched, starting from 3.79%.
  • NEW 2 year fixed rates with £999 fee will be launched, starting from 3.89%.
  • NEW 3 year fixed rates with £999 fee will be launched, starting from 3.99%.
  • NEW 5 year fixed rates with £1,999 fee will be launched, starting from 3.86%.
  • NEW 5 year fixed rates with £999 fee will be launched, starting from 3.94%.
  • NEW 10 year fixed rates will be launched, starting from 4.49%.
  • Selected 2, 3 & 5 year fixed rate fee-savers will be increased by up to 0.20% or reduced by up to 0.21%.

We’ll also be making these changes at 8pm today:

Purchase

  • Fix & Switch rates will be withdrawn.
  • 2 year fixed rates with £995 fee will be withdrawn.
  • 5 year fixed rates with £995 fee will be withdrawn.
  • 2 year Shared Ownership fixed rates with £995 fee will be withdrawn.
  • 5 year Shared Ownership fixed rates with £995 fee will be withdrawn.
  • 2 year Freedom To Fix tracker rates will be withdrawn.

Remortgage

  • Fix & Switch rates will be withdrawn.
  • 2 year fixed rates with £995 fee will be withdrawn.
  • 5 year fixed rates with £995 fee will be withdrawn.
  • 2 year Freedom To Fix tracker rates will be withdrawn.

BTL

  • Fix & Switch rates will be withdrawn.

Product Transfer

  • 1 year fixed rate fee-savers will be withdrawn.
  • 2 year fixed rates with £1,995 fee will be withdrawn.
  • 2 year fixed rates with £995 fee will be withdrawn.
  • 3 year fixed rates with £995 fee will be withdrawn.
  • 5 year fixed rates with £1,995 fee will be withdrawn.
  • 5 year fixed rates with £995 fee will be withdrawn.
  • 2 year Freedom To Fix tracker rates will be withdrawn.
  • 2 Year ERC Free Tracker with £495 fee will be withdrawn.

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money

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