We wanted to let you know that we’re making the following changes on Thursday 6 November.
Exclusive Purchase
- 75% LTV 2 year fixed rates will be reduced by up to 0.21%, starting from 3.83%.
- 75% LTV 5 year fixed rates will be reduced by 0.07%, starting from 3.99%.
- 80% LTV 2 year fixed rates will be reduced by up to 0.16%, starting from 3.93%.
- 80% LTV 5 year fixed rates will be reduced by up to 0.15%, starting from 4.09%.
- 85% LTV 5 Year Fixed Rate with £895 fee will be reduced by 0.12%, to 4.17%.
- 90% LTV 2 Year Fixed Rate fee-saver will be reduced by 0.12%, to 4.40%.
- 90% LTV 5 Year Fixed Rate fee-saver will be reduced by 0.10%, to 4.42%.
- Selected Own New fixed rates will be reduced by up to 0.33%.
- Retrofit Boost 5 year fixed rates with £995 fee will be reduced by up to 0.26%.
Purchase
- 2 year fixed rates with £999 fee will be reduced by up to 0.26%, starting from 3.96%.
- 2 year fixed rate fee-savers will be reduced by up to 0.29%, starting from 4.21%.
- 5 year fixed rates with £999 fee will be reduced by up to 0.20%, starting from 4.07%.
- 5 year fixed rate fee-savers will be reduced by up to 0.19%, starting from 4.26%.
- 10 year fixed rate fee-savers will be reduced by 0.10%, starting from 4.62%.
- 2 year Shared Ownership fixed rates will be reduced by up to 0.30%, starting from 4.03%.
- 5 year Shared Ownership fixed rates will be reduced by up to 0.16%, starting from 4.15%.
Remortgage
- 2 year fixed rates with £999 fee will be reduced by up to 0.25%, starting from 3.84%.
- 2 year fixed rate fee-savers will be reduced by up to 0.25%, starting from 4.18%.
- 5 year fixed rates with £999 fee will be reduced by up to 0.15%, starting from 3.92%.
- 5 year fixed rate fee-savers will be reduced by up to 0.18%, starting from 4.09%.
- 10 year fixed rate fee-saver will be reduced by 0.18%, to 4.54%.
- Retrofit Boost 5 year fixed rates with £995 fee will be reduced by up to 0.26%.
BTL
- 2 & 5 year fixed rates with £2,195 fee will be reduced by 0.10%, starting from 3.97%.
- Selected 2 & 5 year fixed rates with 1% fee will be reduced by up to 0.10%, starting from 3.97%.
- Selected 2 & 5 year fixed rates with £995 fee will be reduced by up to 0.15%, starting from 4.21%.
- 2 & 5 year fixed rate fee-savers will be reduced by up to 0.15%, starting from 4.49%.
Product Transfer
- Selected 2 year fixed rates will be reduced by up to 0.25%, starting from 3.69%.
- 3 year fixed rates will be reduced by up to 0.16%, starting from 3.92%.
- Selected 5 year fixed rates will be reduced by up to 0.16%, starting from 3.76%.
- 10 year fixed rates will be reduced by 0.10%, starting from 4.39%.
- BTL fixed rates will be reduced by up to 0.10%, starting from 3.72%.
You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.
The team at Virgin Money
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