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We wanted to let you know that we’re reducing the following Clydesdale Bank Residential fixed rates on Monday 26 January.

Core Residential Fixed Rates

  • Selected core residential 2 year and 5 year fixed rates between 65% and 95% LTV (both New to Bank and Product Transfer) will be reduced by up to 0.45%.

Professional Residential Fixed Rates

  • Selected professional and newly qualified professional 2 year and 5 year fixed rates will be reduced by up to 0.29%.

Broker Exclusive Fixed Rates

  • Purchase Exclusive 2 and 5 year fixed rates will be reduced by up to 0.30%.
  • Large loan residential purchase and remortgage exclusive 2 year fixed rate at 50% LTV will be reduced by 0.07%.
  • Fee offer residential purchase and remortgage exclusive 2 year fixed rate at 80% LTV will be reduced by 0.19%.
  • BTL purchase exclusive 2 year fixed rate at 60% LTV will be reduced by 0.10%.

Residential Discounted SVR

  • NEW 2 year discounted SVR fee offer rates will be launched starting from 4.84% for Product Transfer only.

BTL

  • Selected BTL 2 and 5 year Product Transfer rates will be reduced by up to 0.10%

Residential Discounted OVR

  • We will be withdrawing our 2 year Discounted OVR rates from sale from 26 January 2026.
  • If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

The end dates will move to April of the relevant year.

You can find our current rates on our website. If you’ve got any questions, you can get in touch with your Business Development Manager.

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