Selecting the most appropriate critical illness plan has never been more difficult. There are over 110 conditions that could be within one of todays plans, some are 100% conditions, some additional payments and some fixed sum.
Many readers will use CIExpert as a means of assessing competing values, a task that can be achieve din 4 minutes. We are aware of other firms marketing systems that purport to accurately value the various plans. One of these merely looks at the 10 conditions that the ABI show as paying the most claims. Another fails to take children's cover into account and uses a graph-based system that fails to highlight the subtle but important differences in the claims wordings and can take ages to navigate.
CIExpert offers a free one day trial and a number of networks and affinity groups have negotiated worthwhile discounts. Check it out and let us know what you think.