Escape of water claims increased by 31% in the domestic market over the last three years, according to figures from the Association of British Insurers (ABI), who also state that Escape of Water is consistently the most expensive claim for domestic property insurers.

Whilst most home insurance policies cover damages from leaks, not all will include trace and access. Without this the cost to locate the leak (taking up and re-laying a floor, for instance) isn’t covered and the homeowner will be asked to foot the bill.

It is a highly valuable piece of cover, not a nice to have add-on, so invest a little time to educate your clients about trace and access, review their home insurance policies and make sure they are properly covered for all potential risks.