As a financial adviser you work hard to protect your client’s wealth during their life time. 

But without careful Estate Planning, all of your hard work could go to waste.

If your clients do not currently have a Will and Trusts in place then their entire Estate is under threat by 5 risks:










  1. Divorce

With almost half of marriages in the UK ending in divorce, have you ever considered what would happen to your children’s inheritance if they got divorced in the future?

   2. Long Term Care Fees

1 in 4 of us will require long term care at some point in our lives. If you own more than £23,250 in assets you are liable to pay all of your care costs, even if you have to sell your family home to do so. 

  3. Marriage after Death

If your partner re-marries, everything you leave to them will become jointly owned with their new spouse. Have you considered what would happen if that new marriage breaks up? Or what if the marriage lasts and the new partner outlives your spouse?

  4. Inheritance Tax

It’s estimated that £1.3bn is paid every year in inheritance tax. With simple Estate Planning you can reduce or possibly eliminate the tax you pay.

  5. Bankruptcy/Creditors

Without proper Estate Planning, what your clients leave to their children could be swallowed up by creditors if their children were to get into financial difficulty.

Do you want to protect your clients against these threats?


Offer your clients an Estate Planning service and you can protect them from these risks, ensuring that their family are looked after during the time they need it most.

If you would like to learn more about our Simple Will and Estate Planning service for financial advisers visit our website or request a brochure