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Today, 12.31 pm Oh, forgot, and council tax on this new property has also been confirmed by the estate agent as under £250pm so I've also updated Barclays with this reduced figure also.
Today, 12.29 pm hmm, thanks chaps, so lender in question is Barclays, annoyingly it's one of my biggest cases ever and it's gone from very easy to a bit of a pain. Originally was for a loan of £700,000 on property value of £1.1mil, affordability calc was showing max loan of circa £960,000...
Today, 12.16 pm Hi Jenks, Good to chat this through with you earlier, hope our call was helpful. It isnt likely they will be able to replicate an NHBC sytle warranty after 5 years however insurers shouldnt have grounds to reject claims if the client has full structural survey, building control sign off certificat...
Today, 12.12 pm They need to speak to a specialist tax advisor - some major on Stamp duty as the solicitor will generally err on the cautious side and charge. They will provide a letter confirming and solicitor normally accepts as they are then of the hook. May cost a grand for letter but may save £1,000s in ...
Today, 12.12 pm Think to be honest I would have walked away at deposit coming from China! AML nightmare!
Today, 12.10 pm Yes, I have all or those.......but not Lloyds Bank specifically.  
Today, 12.10 pm I'll second that Dr G. I haven't recommended anyone for a while because generally most take on too much work and end up not being able to cope. Juno though, very good and the updates are second to none.
Today, 12.09 pm I stand corrected, but I would key them anyway
Today, 12.03 pm  What referral fee do they pay? How much is their legal fee on typical transaction? Looks good!
Today, 11.58 am Santander (criteria) ... Current credit commitments must be included when assessing affordability even if they're being repaid as part of the transaction. For example, a loan or credit card being repaid from equity in the property. However, the following credit commitments don&#...

Latest from the Provider/Adviser forums

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Today, 11.09 am Bristol, 29 April 2026 - Specialist finance broker FD Commercial has completed a regulated bridging loan at 70% net loan-to-value, funded by Precise, in three weeks from application to completion. The funds enabled a client to purchase a £1.1m property at auction in Reading as their main resid...
Today, 9.46 am Maria Harris, chair of the Open Property Data Association, commented: “The fall in transaction volumes compared with this time last year points to a more fundamental problem in the housing market: people are choosing not to move. Our research shows that two thirds of home movers found the proc...
Today, 9.45 am Richard Pike, chief sales and marketing officer at Phoebus Software, commented: “What we’re seeing with March’s completions data is a pipeline built before the Iran conflict. The impact of the resulting market volatility on the UK housing market won’t be fully apparent until ...
Today, 9.42 am Pallas Capital has announced the completion of a £970,000 development exit loan to support the refinance and marketing phase of four units within a new residential scheme in Kibworth, Leicestershire. The 12-month bridging facility, which was structured at 75% LTV, provides the necessary fundi...
Today, 8.44 am Complex case specialist Market Harborough Building Society has recharged its range of holiday let solutions, including those for high net worth borrowers - reducing rates up to 0.60% and making further enhancements. From today, the Society’s fixed and variable holiday let rates, including no ...
Today, 8.35 am New products designed to bridge the gap between traditional 2-year and 5-year fixed options, alongside rate cut on Credit Revive range Buckinghamshire Building Society has today launched a new range of 3-Year Fixed mortgage products, giving brokers and their clients greater flexibility at a time wh...
Today, 8.32 am Jon Hall, Group Chief Commercial Officer, OSB Group commenting on Q1 Trading Update “OSB Group has delivered a resilient performance in the first quarter and remains broadly in line with our 2026 guidance. “Following the successful launch of our new dedicated buy to let brand Rely late ...
Today, 8.30 am Support services provider MorganAsh warns of the increasing risk of AI-enabled customer vulnerability fraud, calling on firms to strengthen processes and move beyond reactive approaches to identifying and managing customer vulnerability. MorganAsh has seen increasing reports from firms in the credi...
Today, 8.00 am The potential cost of renovating the UK’s vacant property stock has risen to £34bn according to new research from BuildLoan. The renovation finance provider says this represents an increase of 19 per cent year-on-year. While BuildLoan says the average cost of renovating an average uninha...
Yesterday, 2.02 pm This Bridging Finance product is specifically aimed at Landlords looking to enhance value through improved EPC ratings and energy efficiency, where required works are non-structural and are focussed on energy performance improvements. 75% LTV as a NET loan amount (Arrangement Fee added and intetest...

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30/04/2026 FD Commercial completes 70% net regulated bridging loan in three weeks for £1.1m Reading auction purchase
30/04/2026 OPDA comment on HMRC's property transaction data
30/04/2026 Phoebus comment on HMRC property transaction data
30/04/2026 Pallas Capital completes £970k development exit loan in Leicestershire
30/04/2026 Market Harborough enhances holiday let range by reducing rates and increasing maximum loan size to £3m
30/04/2026 Buckinghamshire Building Society launches new 3-Year Fixed range to give brokers greater choice
30/04/2026 Jon Hall, Group Chief Commercial Officer, OSB Group commenting on Q1 Trading Update
30/04/2026 Rise in AI-driven customer vulnerability fraud poses new risk to financial services, warns MorganAsh
30/04/2026 Cost of renovating UK’s vacant homes hits £34bn
29/04/2026 Use Bridging Finance to improve EPC ratings!

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