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Today, 6.05 pm It's not a problem as such but most lenders expect a management company in place. This is to ensure funds are in place to cover cost of insurance, maintenance and other related costs.     
Today, 1.46 pm Leasehold properties with a share of freehold often have no ground rent or service charges. Instead, bills for repairs and maintenance and also buildings insurance are normally shared between the owners of the properties in the block. It is not a problem as far as lenders are concerned. 
Today, 1.42 pm I use YAY, been ok so far 
Today, 12.26 pm is the freehold shared then? the only concern would be building insurance  and who would pay it? as well as any communial areas 
Today, 12.04 pm Only way to lead a charmed unaffected life in the mortgage industry is to work within a Network or Lender. When you see 'industry names' shifting firms every 18 months to 2 years, who let's face it, no-one knows enough about them to work out if they've done the graft on the ground f...
Today, 11.52 am Most VOIP systems can transfer your home number to a voip system - I think it's called porting. We did something similar because I often work at home. I now don't have a home number at all because of mobiles, as I wasn't receiving calls on it. I just have a work handset at home and use ...
Today, 11.34 am The PT thing has been known for a while, well before AI became a thing. Its mad to think banks would pay for something they dont have to, the only factor was the tech being available to automate it. They will gladly do away with both brokers and their own staff as soon as they can. That said, if yo...
Today, 11.23 am Twilio provides us with the phone numbers; we route them through 3CX as our PBX. I would like to use Asterix as our PBX, but the 3CX softphone (phone on pc) is unmatched.
Today, 8.57 am Posting this in case anyone else receives it! Subject: Enquiry: £20m Bridging + £12m BTL Refinance – First Charge – Dunstable Shopping Centre – Ref: ALPHA A1-DUN Dear Team, We act for PUJA CASA A LIMITED (Company No. 10031586) and are seeking two facilities secured...
Today, 8.56 am 3cx

Latest from the Provider/Adviser forums

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Today, 10.15 am Swansea Building Society has welcomed an experienced banking professional back to the organisation where her career first began almost four decades ago. Claire Atherton has joined the Society as Savings Manager, returning exactly 40 years after she first walked through the doors as a college leaver ...
Yesterday, 12.53 pm We wanted to let you know that we’re reducing the following Clydesdale Residential fixed rates on Friday 17 July. Core Residential Product Transfer Rates NEW 2 and 5 year 65% and 75% fixed rate products will be launched with a £1,999 fee, starting from 4.27% 2 and 5 year fixed rate...
Yesterday, 10.01 am Rudi Botha expected to take on leadership of HLP, subject to FCA approval, as Chris Tanner prepares to step back from day-to-day executive leadership HLPartnership (HLP) has announced a proposed leadership transition following a period of significant growth and transformation for the business. Chr...
Yesterday, 9.57 am FRP Real Estate Advisory has completed three financing facilities totalling close to £1.5m, each helping an established property investor take their next step into development. The deals, completed in recent weeks, span land bridging, a secured revolving credit facility and development-linked ...
Yesterday, 9.30 am Welcome to your brand-new referral portal, making it easier than ever to manage, track, and grow your referrals all in one place! Here’s what you can now do: ✨ View & download your referral data Access all your referral information whenever you need it. 📊 Quick-view referral stats G...
Yesterday, 9.28 am Conveyancing distributor, conveybuddy, has today (16th July 2026) released its Q2 2026 statistics, which suggest the purchase/sale transaction market has grown in strength while remortgage activity has returned to more normal levels following the spike seen in March. The latest quarterly figures sh...
Yesterday, 9.26 am InterBay has completed a £17.5m refinance for an experienced property investor, helping to unlock capital for future acquisitions and support the continued growth of a substantial mixed-use portfolio. The transaction was introduced to SFAM Simon Ward by James Baughan of Independent Lending an...
Yesterday, 8.27 am Recognise Bank, the SME property lending Bank, has appointed ex-Starling Bank Chief Operating Officer Julian Sawyer as a Non-Executive Director (NED). In addition to Starling Bank, Julian brings a wealth of banking and fintech experience to the board at Recognise Bank, and his previous roles includ...
Yesterday, 8.24 am Molo’s Senior team strengthened with operations and distribution now at executive level Thursday, 16th July 2026: Molo, the specialist mortgage lender for UK and overseas landlords has appointed Lynne French, as Chief Operations Officer (COO), further strengthening its leadership team as it ac...
Yesterday, 8.22 am Inspired Lending has successfully completed the repayment of its largest lending transaction to date, following the refinance of a £6.3 million facility which supported the refinancing and refurbishment of a prime mixed-use investment property in Shepperton, North Surrey. Originally completed...

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17/07/2026 Full circle for Claire as she returns to Swansea Building Society 40 years after starting her career
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16/07/2026 FRP Real Estate Advisory arranges £1.5m across three deals for investors moving into development
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16/07/2026 Molo appoints COO to support growth
16/07/2026 Inspired Lending completes successful repayment of £6.3m Surrey refurbishment facility

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