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Today, 8.45 pm Absolutely not on the hook, not in a million years. Offers have an expiry date, it's there for all to see. Yes some lenders allow an extension but it's not guaranteed and certainly not written in the offer (or anywhere else). Hope natwest honour it for you (especially in the circumstances)....
Today, 7.34 pm Hi, If you want to give me a shout. I have a broker who works for me who has been going for 2 years (hes very good/methodical etc) but he could probably do with a little more work to help him over the next 12-18 months or so.   
Today, 7.32 pm Fair point, no.   
Today, 7.23 pm Did you ever mention to the client that you could extend the offer if need be? Also, there's no gaurantee it would complete in time with another month added
Today, 7.11 pm Hi all, I’m a mortgage broker who has unfortunately had to take some time away from work due to some serious health issues. I’ve built up a good pipeline of leads and, more importantly, have a number of existing clients coming up for mortgage renewal over the next 12 months. Rather tha...
Today, 6.40 pm I doubt it will, but if a complaint goes to the ombudsman, how do you think they would view it?  I suppose that was more my question. 
Today, 6.00 pm Bollocks you're on the hook for it.  Are we now meant to diarise every 6 months for every single mortgage to check if the mortgage completed in time or not?! Client gets a copy of the offer. Sol gets a copy of the offer. Offer clearly states the expiry date.  Last person it is on is y...
Today, 5.14 pm Depending on what you told the client.... yep, your probably on the hook.   If Natwest allow it - explain what happened and hopefully they will extend it..   Note - I know Barclays can extend (posisbly but be for a second shorter extension??) - but normally insist completiom does happe...
Today, 4.57 pm I did a mortgage for a couple in Feb. The offer expired last weekend. Customer called me up today to ask about the mortgage and thats when I realised it had expired.  Rates have gone up since then.  The reason it has not completed is because of the management company.  But I did n...
Today, 4.31 pm Makes me shudder when I see that name 

Latest from the Provider/Adviser forums

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Today, 11.51 am Dudley Building Society has launched a new educational guide designed to help more people understand how trusts work and the role they can play in protecting savings, supporting loved ones and planning for the future. The new Trust Savings Guide has been created as a practical resource for customer...
Today, 11.04 am FRP Real Estate Advisory has appointed Ralph El Achkar as Associate Director, strengthening the team’s investment finance capability as equity moves back into the UK market and activity spreads beyond London. Ralph joins FRP with 18 years in banking, the last seven spent lending against UK re...
Today, 9.44 am Roma Finance has strengthened its senior leadership team with the appointment of James Parker as Operations Director, as the lender continues to invest in its growth and targets a loan book of more than £1bn by 2029. Parker joins Roma Finance with a wealth of experience across mortgage operat...
Today, 9.16 am The Right Mortgage & Protection Network has today (20th August 2026) announced continued year-on-year growth across its core business areas for the second quarter of 2026, with increases in mortgage lending, completions, protection, equity release and adviser numbers compared to the same period ...
Today, 9.13 am Inspired Lending has completed a £260,000 revolving credit facility for an IT consulting business in Banbury, Oxfordshire, helping the company access flexible working capital whilst significantly reducing its cost of borrowing. The business had regular but unpredictable liquidity requirements...
Today, 8.00 am SME funding provider Asset Advantage has found that more than half of brokers have noticed a positive impact from investments made in its systems and documentation processes over the past year, according to new research. Of the brokers surveyed, 43% describe the impact as good, while a further 10% ...
Today, 7.30 am PropTech surveying firm Houzecheck is calling for the independent surveying sector to play a central role in the Government’s planned reforms to the home-buying process, arguing that buyers should have access to reliable information about a property’s condition before committing to a pur...
Today, 7.00 am New report reveals widespread mortgage myths, with more than half wrongly thinking existing debt rules out being approved More than a third of potential first-time buyers (37%) worry about being rejected for a mortgage Over half (53%) have delayed major life milestones while trying to buy their...
Yesterday, 3.05 pm Investment brings Stonebridge Mortgage Solutions into the BetterHome family of businessess alongside HLPartnership, elevating the Group to become one of the UK’s largest intermediary network businesses The investment will support the continued growth of MSS and Stonebridge Mortgage Solutions,...
Yesterday, 2.36 pm Loans Warehouse has announced that it will be the headline sponsor of the Rosemount Financial Solutions (IFA) Conference 2027, as the event moves to the iconic Emirates Stadium, home of Arsenal Football Club, for what is set to be the network’s biggest conference to date. The sponsorship foll...

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