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Today, 11.36 am Hi  Father and sone on title need to raise extra money both have 100% portfolio income. They have some property in personal name and some in limited company name all property have mortgage so its not mortgage free. Some banks told me they can take income as long as there is no mortgage on BT...
Today, 10.15 am Don't waste your time on this. Send him to a tax expert.
Today, 10.12 am Yes a lot more info needed. OP mentions one owner is there another partner involved?  I've seen this a few times one person has created a LLP with a view to convert to Ltd. in the near future. 
Today, 9.59 am Back to this one now I have the docs etc and we are nearly at app stage. Seems you're right about Halifax being the go-to for this type of client..other lenders are much more restrictive. Only thing is Hfx say they will use his income calculated over 46 wks. So essentially like a fixed term cont...
Today, 9.42 am Guardian
Today, 9.27 am I thought it could've been that, hence the question about motorbikes above.   L&G definitely don't ask, neither do Royal London nor Aviva from memory or Scottish Widows.  There's far less that do ask than those that do.
Today, 9.24 am I got to the bottom of it. They are charging 75p per mile for his motorbike riding. Any lenders that take a better position pls?
Today, 9.13 am I'm not entirely sure tbh. The policy pre-dates our relationship and also was with Standard Life who I haven't used for Donkeys years but he has only been diagnosed subsequent to the outset of the policy. Anyway, I'll try and get a more detailed explanation of the cancellation and try th...
Today, 9.06 am Their SLAs don't seem to count for anything.  Got a case that I submitted over three weeks ago and it still hasn't been picked up for initial assessment.  Another case was agreed over a week ago but is still pending "customer due diligence" so still no offer issued.&nbs...
Today, 7.57 am So was the diabetes not disclosed on the initial policy, or some symptoms that should of been? It will depend on meds, HBA1C etc but cic is difficult. I'd maybe try Guardian as well and then itll be down to looking at Met life or potentially IP with a friendly.

Latest from the Provider/Adviser forums

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Today, 10.58 am Pallas Capital announced the completion of a £3m residential development loan to support the first phase of a new build-to-sell housing project in Roch, Pembrokeshire. The 20-month facility, structured at 65% LTGDV, provides the necessary funding for Phase 1a, consisting of 10 residential hou...
Today, 10.54 am With effect from Thursday 23rd April, we’ll be making a number of reductions to our residential and BTL mortgage rates. Please note, if an application is no longer proceeding, you can use the ‘Cancel’ button on your broker dashboard to cancel the case. Please click here to view t...
Today, 9.58 am Alex Beavis, Interim Director of Retail Banking at LHV Bank “A rise in March inflation will come as no surprise, with higher fuel costs feeding through quickly to everyday spending. Households are already feeling the pressure, and the risk now is that inflation stays higher for longer than ex...
Today, 9.56 am The Mortgage Works is tomorrow (Wednesday 22 April) cutting rates by up to 0.20 percentage points on selected buy-to-let and let-to-buy products across its new business mortgage range. The new business rate cuts tomorrow include: Two-year fixed rate (remortgage only) buy-to-let mortgage at 3.74%...
Today, 9.55 am Alex Upton, Managing Director, Specialist Mortgages & Bridging Finance, Hampshire Trust Bank, said: “Rental growth has slowed from the peaks seen over the past two years, but the underlying pressure has not gone away. Demand continues to outstrip supply in many parts of the market, partic...
Today, 9.54 am Chris Storey, Chief Commercial Officer, Atom bank: “This data represents the calm before the storm, as it predates the conflict in the Middle East and the resulting turbulence. Future data from the ONS will reveal the true impact of the conflict on house prices, and whether it has acted as a ...
Today, 9.53 am Foundation, the intermediary-only specialist lender, has today (22nd April 2026) announced the launch of new specialist products covering both Large HMO and Short-Term Let, and has also cut fixed-rates on a number of Standard, Standard HMO and MUFB products. The new Large HMO products include a two...
Today, 9.52 am Accord is increasing the maximum loan size on its buy-to-let offering this week, to further support the private rental sector. From today (Wednesday, 22 April), the intermediary-only lender is significantly boosting its buy-to-let maximum loan to £1.5 million (was £1 million) on product...
Today, 9.50 am Buy-to-let lender, Landbay, has today (22nd April 2026) announced rate reductions of 0.20% across selected Core two- and five-year fixed-rate products, available up to 75% LTV, alongside increases to maximum loan sizes for its standard products Landbay’s Core range is designed for standard bu...
Today, 9.47 am Specialist lender Precise, part of OSB Group, has completed on a bridging loan for a first time buyer purchasing their main residence at auction in Somerset. Working closely with the team at SPF Private Clients, the case moved from decision in principle (DIP) to completion in just 10 working days, e...

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22/04/2026 Pallas Capital completes £3m Pembrokeshire residential development loan
22/04/2026 HSBC - We’re decreasing our residential and BTL mortgage rates
22/04/2026 LHV Bank comment on March inflation figures
22/04/2026 The Mortgage Works cuts buy-to-let rates
22/04/2026 HTB comments on ONS Private Rent and House Price data
22/04/2026 House price growth edges up to 1.2% | Atom bank comment
22/04/2026 Foundation launches new Large HMO and Short-Term Let products and cuts fixed-rates
22/04/2026 ACCORD INCREASES MAXIMUM LOAN SIZE ON BUY-TO-LET RANGE TO £1.5 MILLION
22/04/2026 Landbay reduces rates on Core range products and increases maximum loan sizes
22/04/2026 Precise completes 10 day bridge for first time buyer

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