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Today, 5.24 pm Funnily enough so did mine - although that was due to the client missing some payments.  Cheers, but dont worry it wont affect my weekend. I am a fee charging broker, it would have just come out of the fee. Its only a small mortgage so any difference is relatively small. Not enough to worry ab...
Today, 5.11 pm I see no reason as to why you would be on the hook for this one!   Firstly,  an offer expiry date is clearly provided in the mortgage offer.  Secondly, a lender is under no obligaiton to provide an extension if requested.   The last time I obtained an offer from NatWes...
Today, 5.10 pm I had this a number of years ago. I am a sole trader and someone set up the same name but ltd. I had the domains, website and x years of trading. I was annoyed that FCA & ICO allowed someone a few miles from me to register with the same name just limited. I spoke and threatened legal action so ...
Today, 5.05 pm Have you tried Aldermore multi property range they average the LTV across the whole portfolio 
Today, 5.01 pm Sesame dont
Today, 4.59 pm Looks like you are not getting anything for this client. Nearly 90% on a portfolio fully stacked. Cambs due a decent stress on portfolio but if the value is correct, I cannot see anyone doing this 
Today, 4.59 pm Nobody that I know professes to provide a higher level of service when they charge a fee.  The just dont want to make a loss on any case under £300K, nor do they want to partake in a race to the bottom. So climb down off your high horse
Today, 4.58 pm I agree and it has never happened before.  But as mentioned the week before it expired I was in hospital having emergency surgery at 2am on a Saturday! Completely unexpected and unprepared for - I guess that did not make it to my disaster recovery plan! It wont be an unpaid proc fee as it wil...
Today, 4.52 pm Not sure if it helps, but a call with Raw Capital might be worth a shot, depending on the overall background scenario 😊 
Today, 4.40 pm .... and doing a loading on top of a massive loading is legal!??

Latest from the Provider/Adviser forums

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Today, 9.04 am The Wealthy Advisers Club, the largest protection and mortgage adviser training community in the UK with over 2,300 members, has donated a fully funded £997 place at its inaugural Digital Detox Retreat to the Mortgage Industry Mental Health Charter (MIMHC), giving one person from across the fi...
Today, 8.30 am District & County Investments (DCI), the agile and solution driven bridging and development finance lender, has funded a £390,000 below-market-value bridging acquisition at 100% of purchase price in under three working days. The £390,000 purchase price represented a 33% discount aga...
Today, 7.30 am LiveMore has launched a new podcast series exclusively for brokers and advisers to share the latest insights and trends in both the specialist and the later life lending market. The podcast is the most recent addition to a new website content hub featuring LiveMore’s best content and news in ...
Today, 7.00 am Access Financial Services (Access FS) recorded its strongest-ever month for mortgage business in July, with performance 46.8% higher than in July 2025. July’s performance was also 39% above Access FS’ average monthly level so far this year, while the mortgage division is now 28% ahead o...
Yesterday, 11.51 am Dudley Building Society has launched a new educational guide designed to help more people understand how trusts work and the role they can play in protecting savings, supporting loved ones and planning for the future. The new Trust Savings Guide has been created as a practical resource for customer...
Yesterday, 11.04 am FRP Real Estate Advisory has appointed Ralph El Achkar as Associate Director, strengthening the team’s investment finance capability as equity moves back into the UK market and activity spreads beyond London. Ralph joins FRP with 18 years in banking, the last seven spent lending against UK re...
Yesterday, 9.44 am Roma Finance has strengthened its senior leadership team with the appointment of James Parker as Operations Director, as the lender continues to invest in its growth and targets a loan book of more than £1bn by 2029. Parker joins Roma Finance with a wealth of experience across mortgage operat...
Yesterday, 9.16 am The Right Mortgage & Protection Network has today (20th August 2026) announced continued year-on-year growth across its core business areas for the second quarter of 2026, with increases in mortgage lending, completions, protection, equity release and adviser numbers compared to the same period ...
Yesterday, 9.13 am Inspired Lending has completed a £260,000 revolving credit facility for an IT consulting business in Banbury, Oxfordshire, helping the company access flexible working capital whilst significantly reducing its cost of borrowing. The business had regular but unpredictable liquidity requirements...
Yesterday, 8.00 am SME funding provider Asset Advantage has found that more than half of brokers have noticed a positive impact from investments made in its systems and documentation processes over the past year, according to new research. Of the brokers surveyed, 43% describe the impact as good, while a further 10% ...

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21/08/2026 The Wealthy Advisers Club donates £997 wellbeing retreat place to MIMHC
21/08/2026 District & County Investments (DCI) completes three-day £390,000 BMV bridging deal at 100% of purchase price
21/08/2026 LiveMore launches Living More podcast
21/08/2026 Access FS records strongest-ever month as mortgage business grows 47%
20/08/2026 Dudley Building Society launches trust guide to help more families plan for the future
20/08/2026 Ralph El Achkar joins FRP Real Estate Advisory as Associate Director
20/08/2026 Roma Welcomes James Parker as Operations Director as Lender Targets £1bn Loan Book
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20/08/2026 Inspired Lending provides £260,000 revolving credit facility to support Oxfordshire business cashflow
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