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Today, 5.38 pm Skipton, Coventry, Virgin Money, Natwest and Barclays all said no, because of past loss in Year 2. There was a genuine reason for Santander not being happy, which I didn't mention above.  Even though he's had the same salary for the past 3 years (with no dividends), the Shareholders Fu...
Today, 3.06 pm Santander used to have a clear policy statement on their criteria pages which said "ongoing concern status not accepted". This was a phrase often used when the balance sheet was showing a negative balance (i.e technically insolvent) to indicate that directors were aware of the status but ...
Today, 1.53 pm Totally agree - it looks like Santander are being harsh. However, there might alway be 'something' in the background - which you are not aware of, but they are - and that has spooked them? For example - just found out, one of my clients 'parents company' (which he works for and is ...
Today, 12.15 pm Yeah Santander are rubbish if there is any complication with self employed, I still think Skipton would be a good idea, much better underwriters and if you have a decent BDM, they normally have access to speak to an underwriter before you put the case in. Also if income still fits, even he had paid...
Today, 12.11 pm Coventry could be an option
Yesterday, 6.52 pm Thanks, I’ll book a demo. 
Yesterday, 6.06 pm Twenty7tec allows you to source without entering client details. 
Yesterday, 4.53 pm I'm looking for a system, just to use for sourcing and producing illustrations.  Ideally one that you can quick source, without entering client details, date of birth etc.  I've used XPlan for years, and find it poor - so that's off the list.  I've got a trial with ...
Yesterday, 4.48 pm Thank you.
Yesterday, 4.48 pm Cheers for that 

Latest from the Provider/Adviser forums

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Yesterday, 1.36 pm Friday 12th June 2026, London The Association of Mortgage Intermediaries (AMI) has launched a brand refresh that signals both the growing recognition of its work and its core mission: to advocate for the professionals who help consumers navigate some of the most important financial decisions of the...
Yesterday, 9.54 am Friday 12th June 2026, London The Intermediary Mortgage Lenders Association (IMLA) has published a detailed report and accompanying five-minute guide to help mortgage advisers, and anyone working in the industry, to understand swap rates, and why they matter more than Bank Rate when it comes to the...
Yesterday, 9.34 am Today specialist lender, Precise, part of OSB Group, has reduced rates across its residential mortgage range by up to 35bps, enhancing its pricing for brokers placing specialist cases. The series of reductions across Tier 1 to Tier 5 products include: Selected products up to 95% LTV have been cu...
Yesterday, 8.59 am Latest BDLA data points to more measured activity in Q1, with lenders maintaining disciplined underwriting The UK bridging and development finance market entered 2026 in a more measured phase, following a sustained period of growth and amid continued economic and geopolitical uncertainty, according...
Yesterday, 8.57 am Richard Pike, Sales and Marketing Director at Phoebus Software: “These figures present a mixed picture for the UK economy. On the one hand, quarterly growth of 0.7% shows that the economy has carried strong momentum through from the start to the year. However, a slowdown in April was always o...
Yesterday, 8.55 am Neil Leitch, Managing Director of Development Finance, Hampshire Trust Bank “A fall in private housebuilding will not come as any great surprise to those working across the sector. Just last week, S&P Global’s latest construction PMI showed the sector shrinking at its fastest rate in...
Yesterday, 8.00 am Commercial mortgage and bridging lender TAB has appointed Jack Bonner as chief risk officer. In the new role, Bonner will oversee the portfolio and recoveries department alongside taking broader responsibility for the specialist property finance lender’s risk strategy and framework. Bonner j...
Thursday, 11.46 am Some of the industry’s leading proptech firms and software developers have collaborated in a series of hackathons designed to test how property data can be shared seamlessly across the home-moving process. The hackathons, hosted by The Open Property Data Association (OPDA) and the Digital Pro...
Thursday, 11.04 am Hi Red.  Is this a bridge you are doing with Positive?
Thursday, 10.26 am Gary Thompson, sales director at Asset Advantage, said: “Given everything that has been going on in the world over the past few months, we should be hugely encouraged by today’s figures. SMEs continue to demonstrate real resilience and ambition to invest in growth despite a challenging ...

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12/06/2026 AMI unveils refreshed brand centred on advice, mortgages and insurance
12/06/2026 IMLA guide helps advisers explain why mortgage rates rise and deals disappear
12/06/2026 Precise cuts residential rates by up to 35bps
12/06/2026 Bridging market adjusts after strong growth cycle as sector confidence remains
12/06/2026 Phoebus reaction to GDP figures
12/06/2026 ONS comments on new construction data showing private housebuilding fall
12/06/2026 TAB appoints Jack Bonner as Chief Risk Officer
11/06/2026 Industry hackathons put property data sharing to the test in drive to modernise homebuying
11/06/2026 Asset Advantage comments on UK Finance Business Finance Review
11/06/2026 Market Harborough Building Society reduces core bridging finance rates

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