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Today, 8.34 pm Sounds about right! 😂
Today, 8.28 pm We’re DA and got on panel with Atom a couple of years ago. Can your network help, if you use a network? We were Simply Biz previously, but are now with TMA. 
Today, 4.53 pm Hi  Client has a residential owned jointly with her husband mortgage free  She also owns a 2nd property mortgage free which her parents live in rent free She wants to raise funds on this property to have funds to start building a BTL portfolio - she wants to do this in her name only whi...
Today, 4.00 pm Have a break.  Being quiet, doesnt mean you are having a break. May as well do it whilst it is quiet anyway. In December, I would rather do nothing than have 1-2 cases hanging over me.   
Today, 3.59 pm If I say to a client you can get 4.5x income and they have spoken to 2-3 other brokers, you know full well those other 2-3 would have done the maximum.   
Today, 3.58 pm Cheers. Atom are coming up but I don't think i can access as a DA.  My concern is the secured loan was taken out 18 months ago to repay debts so lenders may still not like it. Seems UTB may be the best option for the remo at 95% or stick with the current lender (Nottingham) at a 5.49% rat...
Today, 3.54 pm Atom may be worth checking. They'll go to 95% but not sure if they class repaying the 2nd charge as debt con. If they do, it's only 90% unfortunately
Today, 3.47 pm Bad idea. Folks will be overstretched and may get stung by interest rates down the line. As others have said the policy contradicts previous policy and is likely to just prop up the market so current govt looks like it's doing a good job. 
Today, 3.37 pm Accord may be one to reach out to on this... Suffolk and Metro would be worth a try too 
Today, 2.45 pm You are likely still under the terms of the old lease and have a lot of protection if so - the landlord cannot evict you because they want to sell, they may have a chance if they want to demolish or substantially reconstruct the premises but you would be due decent compensation if so.

Latest from the Provider/Adviser forums

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Today, 4.40 pm Ingard has been recognised as one of the fastest-growing mortgage networks in the country, following the publication of the Q2 2026 network league table. The latest league table, compiled from FCA register data and Network Consulting (Paul Day), shows Ingard growing by 28.8% over the period —...
Today, 3.36 pm Holme Finance Bridging Solutions has introduced an interest rate of 0.89% per month for qualifying bridging loans between £100,000 and £300,000, at up to 60% LTV. The new rate is available on qualifying first and second-charge cases and is designed to give brokers a more competitively pr...
Today, 2.06 pm Fletcher Hixon Limited, a Leeds-based firm of financial services and commercial lawyers, is pleased to offer specialist legal advice to businesses, financial services firms, insurers, claims handlers, professionals and individuals requiring commercially focused legal support. Operating on an entire...
Today, 1.11 pm Brickflow, the leading digital commercial property finance platform, has announced the launch of an exclusive automated Decision-in-Principle (DIP) capability, developed alongside established lending partner Together, delivering greater certainty and significantly faster decision times for brokers a...
Today, 1.04 pm Best Development Finance Broker Award Hat-Trick! If you have any Development Finance requirements we'd be delighted to hear from you. Hopefully our accolades speak for themselves & give you the confidence that your business will be in the very best hands for the job. &...
Today, 12.56 pm New specialist mortgage range broadens options for brokers supporting clients with complex credit histories. Hinckley & Rugby Building Society has launched Credit Renew, a new specialist mortgage range designed to give intermediaries more options for borrowers with historic credit challenges wh...
Today, 10.38 am Market Harborough Building Society has appointed experienced financial services leader Brad Nicholls as Deputy Chief Finance Officer as it continues to expand its specialist lending capabilities, further strengthen its customer and broker proposition and diversify into new markets. Already known to...
Today, 10.36 am Accord Mortgages is reducing rates on its buy-to-let range this week for landlords with smaller deposits. Changes from the intermediary-only lender apply to all fixed rates at 80% LTV, which reduce by 0.10% across the board. Products at lower LTVs are not affected. The range refresh takes effect f...
Today, 9.54 am Roma Finance has welcomed Paula Dowson to the team as National Account Manager. With over 25 years' experience, Dowson joins Roma Finance from Landbay, where she held the position of Senior Regional Account Manager. Previously, Dowson also held roles at Castle Trust Bank, Glenhawk and Together. Th...
Today, 9.02 am London Credit has enhanced its property development finance proposition, reducing rates across its mainstream development range and launching a new prime development offering. The lender has reduced rates across its mainstream development range by 1% per annum. In addition, it has also introduced a...

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