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Today, 9.03 am In my experience it's usually the solicitor trying to blame the mortgage broker when it's the solicitors poor service...
Today, 9.00 am Wow 🤦
Today, 8.27 am if the share is valued at more than £40k then yes
Today, 8.27 am Down to the detail, but NatWest normally ok at 95% for a new purchase with a retained property in the background.  Newcastle also.
Today, 8.27 am So confusing. Also would it then be "additional property" Stamp Duty? 
Today, 7.43 am For FTB relief it is literally any ownership of a freehold residential property or a long leashold.  For the additional 5% then there is a £40k limit .  So if the share is valued at more than £40k then pays the 5% extra, if not then doesnt.   But loses ftb status rega...
Today, 6.49 am Me: Its on one of the portals Sol: Ah, so it is
Yesterday, 9.20 pm I've always just jumped on it and tried to get it sorted, but you're right when I think about it..it's not really my job!
Yesterday, 7.32 pm I'll be honest.......no clue here 
Yesterday, 7.21 pm Ahhh the foreigners who debate about whether or not they need to pay ADS. You're paying it Carlos, dig deep

Latest from the Provider/Adviser forums

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Today, 7.31 am Short term luxury asset lender, Suros Capital, has just completed a second bridging loan for a Surrey based property developer. The client, who also owns a Rolex and Patek Philippe luxury watch collection, required a £200,000 loan to complete a property refurbishment. Suros Capital had provi...
Yesterday, 5.42 pm Commenting on today’s Budget, Susan Allen, Chief Executive at Yorkshire Building Society said: "It’s good to see confirmation of the Government’s commitment to Your First Home, backed by £4.7 billion of government-supported lending. Our No Way Home? report found just 11% of ...
Yesterday, 5.40 pm David Jabbari, CEO, Nova Conveyancing “The Budget gave first-time buyers support but said nothing about the home buying and selling reform that would help their purchases complete. The ISA fix and the new equity loan scheme from next spring are welcome, as is more funding for council housing,...
Yesterday, 2.40 pm Reading between the lines - is the Chancellor wanting BTL's to be in Limited Companies - so it's easier to monitor (and tax) rather than personally owned - and the income vanishes shall we say?   Easy Taxable Income - at a Lower Rate - or harder Taxable Income at a Higher Rate?  ...
Yesterday, 2.40 pm Reading between the lines - is the Chancellor wanting BTL's to be in Limited Companies - so it's easier to monitor (and tax) rather than personally owned - and the income vanishes shall we say?   Easy Taxable Income - at a Lower Rate - or harder Taxable Income at a Higher Rate?  ...
Yesterday, 2.39 pm Reading between the lines - is the Chancellor wanting BTL's to be in Limited Companies - so it's easier to monitor (and tax) rather than personally owned - and the income vanishes shall we say?   Easy Taxable Income - at a Lower Rate - or harder Taxable Income at a Higher Rate?  ...
Yesterday, 2.16 pm Rob Stanton, Sales and Distribution Director at Landbay, said: “Having already announced a 2% increase in income tax on property income in last year's Budget, the Government has now doubled that increase to 4%, which will take the basic rate to 24%, the higher rate to 44% and the additional ra...
Yesterday, 2.14 pm Steve Cox, Chief Commercial Officer at Fleet Mortgages, said: “The further increase in property income tax is likely to make many landlords reconsider how they hold their rental properties, particularly those with larger portfolios who may already be paying higher rates of income tax. “O...
Yesterday, 2.12 pm Tony Hall, head of business development at Saffron for Intermediaries, comments: “Last year’s increase has yet to take effect, and the Chancellor has already doubled it. Raising property income tax rates to 24%, 44% and 49% from April 2027 adds yet more pressure on landlords already nav...
Yesterday, 1.34 pm Anthony Curtis, director of mortgage broker FORTO Finance, said: "To my mind, this Budget just tinkered around the edges. John Healey ignored the property and housing sectors almost entirely. "About the only thing we've got is the revived Help to Buy. Your First Home, which aims to help young peop...

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29/10/2026 Returning client accesses £200,000 short term funding in 24 hours
28/10/2026 Budget Response: Susan Allen, Chief Executive at Yorkshire Building Society
28/10/2026 Budget reaction: FTB support but no mention of home buying and selling reform
28/10/2026 Landbay comments on Chancellor's decision to increase tax on property income by a further 2%
28/10/2026 Fleet Mortgages comments on Chancellor's decision to increase tax on property income by a further 2%
28/10/2026 Saffron Building Society comment on BTL income tax rise
28/10/2026 Budget comment from mortgage broker - "Your First Home won't work"
28/10/2026 Starter ISA welcome but 4.5% savings rate worth just 2.61% from April 2027
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