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Today, 6.37 pm Out with my daughter today - get an email from a lender saying case is declined.  We were not doing anything important just at the shops. It was getting on so would have been heading back 10-20 minutes later anyway.  Come home, try calling them - no answer (its a small lender).  Wo...
Today, 4.02 pm When you have a list of things to do as long as your arm and dont know where to start..do the easiest thing first to build momentum and you're off and away. Works for me, strange how my brain works really..
Today, 2.24 pm How long been here - never had Halifax ask for visa....
Today, 2.21 pm Potentially one for Barclays? If I recall, they don't have a minimum time remaining criteria. Worth a call, if anything!
Today, 1.08 pm So, any lead they get is probably pre qualified by Bluewave. If they are really good, Blue Wave takes it forward. If they aren't that great, we can pay £90. mmmmm
Today, 1.05 pm Good point Hosk.. does seem a bit odd. 
Today, 1.02 pm My favourite thing about them is that there are no Terms and Conditions, Privacy, Contact Information or identity on the vibe-coded AI sales page. The photo, at least, is of Lee Horton, who runs Bluewave Mortgages, an AR of HL Partnership. A little reminder of FCA obligation to vet-introducers and...
Today, 12.45 pm hi  any lender likely to consider - both on tier 2 mrs skilled worker mr only dependent  income 42k and 25k and ltv 85% or 90% if possible  thinking a no unless someone knows a magic lender  any help greatfully received 
Today, 12.43 pm You wouldn't want to see the unofficial factfind that exists in my mind, that is applied on the initial "lets see if you make the grade" call. The "you have to help absolutely everyone due to consumer duty" brigade on here would have a dicky fit
Today, 12.36 pm I've been thinking about giving it a trial and see how it goes. £450 upfront is a fair whack but all depends on the quality I guess. Feels a bit like storage wars, paying for something but not knowing specifically what it is you're buying. 

Latest from the Provider/Adviser forums

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Today, 10.56 am Paragon Bank has bolstered its range of buy-to-let mortgages with the launch of five-year fixed-rate limited edition products, available at up to 70% loan-to-value (LTV), in addition to reintroducing an 80% LTV product. Paragon has launched six limited edition five-year fixed products - three for l...
Today, 10.55 am Vida has launched a refreshed product range, expanding its proposition and reinforcing its commitment to providing brokers with greater choice and competitive pricing. The updated range includes rate reductions across all products of up to 0.72%, alongside the addition of new Fee Saver and Cashback...
Today, 9.59 am Norton Home Loans (NHL) has helped joint applicants, a company director and a teaching assistant, raise £218,000 through a remortgage on a non-standard construction property in Southampton. The customers were looking to consolidate a range of existing debts, including a mortgage on a standard...
Today, 8.33 am Fleet Mortgages, the buy-to-let specialist lender, has today (10th April 2026) announced the launch of three new 75% LTV two-year tracker products available within its three buy-to-let lending ranges: Standard, Limited Company and HMO/Multi-Unit Freehold Block (MUFB). Within both the Standard and L...
Today, 8.31 am Inspired Lending has completed a £1.2m loan facility for a property developer, secured by a first charge against a newly converted terraced house in Fulham at 70% loan-to-value. The property had been extended and converted into two self-contained flats under planning permission, with both uni...
Yesterday, 5.13 pm Are you seeing clients getting declined for a further advance, purely because the purpose is debt consolidation? We see this all the time, it’s actually one of the most common scenarios we handle. Some brokers think we only handle really complex cases, and yes, we do, b...
Yesterday, 10.15 am 09.04.2026: Bank of Ireland for Intermediaries has recently appointed Lauren Wiles as a National Partnership Manager, bolstering its intermediary team. Lauren, who is returning to Bank of Ireland for Intermediaries following maternity leave and a career break, will re-join the team in April 2026, s...
Yesterday, 9.56 am Arc & Co. has successfully arranged a £5.76m commercial term facility for a repeat developer client, secured against an open storage site in Epping, Essex. The three-year loan was provided by the State Bank of India (SBI) at 65% loan-to-value, with the interest rate fixed at 6.55%. The fa...
Yesterday, 9.40 am Intermediary focussed second charge lender, Equifinance, has promoted Kieran Park from his current role as Chief Technology Officer (CTO) to take on the wider responsibility of becoming Chief Operating Officer working closely with Chief Executive Tony Marshall. Kieran joined Equifinance from Mortga...
Yesterday, 9.36 am Smart Money People has launched its latest Mortgage Lender Benchmark survey, with brokers across the UK now invited to share their views on lender service levels and technology. The independent research aims to identify which lenders are providing the strongest service to brokers and customers, wit...

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