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Today, 12.16 pm I guess this is where service and building relationships with clients will really become important. With the ever decreasing numbers of options for in person appointments directly with lenders, they will still rely pretty heavily on intermediaries for initial introductions. It's difficult to see...
Today, 11.47 am I filled mine out this week, pretty much every questions was a no.   I checked with my compliance (paradigm) about whether I even needed it and they confirmed best to have it and to choose the option that I need it as is is required by lender to be on their panel (which certain lenders do ...
Today, 11.43 am I think sometimes you just have to bite the bullet , I have had clients on initial discussions who have tried to questioned the fee , but regardless of the size of the mortgage and proc fee , I will always stand my ground , and at times advised them to maybe find another broker who will not charge a...
Today, 11.39 am In my opinion, the big banks' end goal is to move mortgage business away from small brokers; we are the enemy to them. They only view brokers as an introducer for them, and then the banks want to take all that retention from the client without dealing with us.
Today, 11.23 am I charge a fee and worked for free on this one.  I charge on offer but my fee agreement covers us if they pull out after recommendation/DIP. In 14-15 years, this is the first time I think I have put in a reasonbale amount of work and not been paid, or at least the first time I have done it and...
Today, 11.22 am of if the valuer had the hump on the day
Today, 11.10 am They are working for free if the Client pulls out of the transaction so it never completes or plays them off against another Broker.... ðŸ˜‰ 
Today, 11.03 am Its not free though.  They are still getting paid, just not as much as fee charging brokers.   I agree, I would rather all charged and so we all earn more money. But its not like fee free brokers are working for nothing.
Today, 10.33 am Yep - so true - the ones who try it on wouldn't normally get out of bed for less than £50k themselves.  There's a kind of sick joy some have about a game to race to the bottom on fees. It's a crazy situation overall and never ceases to surprise me that we're in a cost of ...
Today, 10.30 am Spoke to Natwest, they will do it. Thanks anyway

Latest from the Provider/Adviser forums

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Today, 10.31 am We wanted to let you know that we’re withdrawing all BTL new business deals on Tuesday 28 April. BTL Fixed rates with a 3% fee will be withdrawn. Fixed rates with a £2,195 fee will be withdrawn. Fixed rates with a 1% fee will be withdrawn. Fixed rates with a £995 fee will b...
Today, 10.01 am New FinTechOS 8 platform to speed up decision making and enhance the Vernon’s service for brokers for borrowers Stockport, London - 28 April 2026 - Vernon Building Society has today announced it has partnered with FintechOS to support the Society’s investment in a unified mortgage platf...
Today, 9.58 am Paragon Bank has expanded its buy-to-let mortgage range with the launch of six limited edition five-year fixed rate products, available at 60% and 75% loan-to-value (LTV), all with a 5% product fee. Paragon has added three limited edition five-year fixed rate products at 75% LTV to its range of buy...
Today, 9.36 am Hanley Economic Building Society has appointed Matt Ellis as its new Chief Risk Officer. Matt brings more than 25 years’ experience in financial services and is a chartered accountant. He spent 19 years at MBNA, now part of Lloyds Banking Group, where he held a range of senior roles. Since t...
Today, 9.32 am LONDON, UK - LandTech has integrated Brickflow’s market-leading software into its LandInsight platform, providing developers and property investors with instant funding comparisons during site appraisal. The partnership creates a full-stack tech solution that allows users to evaluate project v...
Today, 9.30 am 61% of landlords planning rent increases in the next 12 months – three in four due to to Renters Rights Act Tuesday 28th April With reports that the Chancellor is considering a year-long rent freeze in the Private Rented Sector, new research suggests the policy could cut across landlord beha...
Today, 9.29 am Shawbrook Bank and Aldermore Bank have renewed their combined multi-million pound funding lines with bridging finance lender, SDKA. The long-term relationships, which commenced in 2019 and 2021 respectively, have played an integral role in SDKA’s development, enabling greater flexibility to s...
Today, 9.26 am Fleet Mortgages, the buy-to-let specialist lender, has today (28th April 2026) announced the appointment of a new Business Development Manager (BDM) covering Wales and the South West. Claire Graham joins with immediate effect, reporting to Chief Commercial Officer, Steve Cox, and is responsible for...
Today, 9.25 am Hampshire Trust Bank (HTB) has completed an £8.5m bridging facility to refinance a residential development site on Michigan Avenue, Salford, supporting a 40-storey, £113m GDV development as it progresses towards Gateway 2 ahead of development funding and delivery. The transaction complet...
Today, 9.22 am UK resident rates start from 2.98%, with non-UK resident and expat rates from 4.58% News Highlights Molo reduces buy-to-let fixed rates for UK residents by up to 36bps. Standard BTL rates start from 2.98% on two-year fixed products, available for individuals and limited companies. Specialist p...

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28/04/2026 Important update to our buy to let mortgages
28/04/2026 Vernon Building Society selects FintechOS to enhance digital mortgage journeys
28/04/2026 Paragon Bank launches limited edition 75% LTV five-year fixed buy-to-let mortgages, while enhancing value at lower LTVs
28/04/2026 Hanley Economic Building Society appoints new Chief Risk Officer
28/04/2026 Brickflow and LandTech Launch Integrated Site Appraisal and Finance Solution
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28/04/2026 Shawbrook and Aldermore renew SDKA funding lines
28/04/2026 Fleet Mortgages appoints new BDM for Wales and the South West
28/04/2026 Hampshire Trust Bank and Word On The Street complete £8.5m Salford land bridge in one week
28/04/2026 Molo reduces BTL rates across UK, non-UK resident and expat products

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