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Latest from the Adviser forums

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Today, 9.15 pm Most of them, just do a split deferred.
Today, 5.44 pm NatWest the lender by any chance?
Today, 4.53 pm Echo the above,Credit report function is Great - one less thing to request from a client but there's mutiple repetition , sourcing is terrible and the amount of duplication of info is obscene. In addition PT's/Rate switches take absolute ages to load - why dont they just put a NA box next to...
Today, 3.57 pm Which Income Protection providers top up the 6 months half pay for NHS workers?
Today, 2.30 pm Worthwhile contacting Sam Barker at Mortgage Strategy.
Today, 1.32 pm Our CRM has a daily diary notice throughout September  reminding us of the impending issue and to tell self employed enquiries/clients about it We also have a template email on the system (actually two version - one before 30SEP/one after) which is sent with onboarding messages to the self emp...
Today, 1.22 pm I anticipate this by starting to tell clients on any general enquiry received from start of September that as from October they will need to get their updated returns finalised. It dies seem to help if you liken it to an employed client where a lender would not accept a payslip or P60 that was 18 mo...
Today, 1.20 pm 'For an employed client we need to give them the latest 3 payslips so we already get a lot of leeway for dates.  The lender needs more up to date income info to make sure you are still earning at the same level and 18 months is a general industry cut off'
Today, 1.16 pm Yep, premiums are loaded and their cut is circa 25% off the gross!
Today, 12.32 pm I explain why they need them...the accounts/tax calculations are 18 months old at that point. The lender needs to know that your business is still trading in the way it was 

Latest from the Provider/Adviser forums

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Today, 3.18 pm LHV Bank Limited, the UK banking subsidiary of AS LHV Group, has appointed Damian Thompson as Chief Executive Officer and Executive Director. He will join the Bank on 4 January 2027, subject to regulatory approval. He will lead the next stage of growth for the digital-first bank, with a focus on exp...
Today, 3.15 pm We wanted to let you know that we’re making the following changes on Tuesday 13 October. Purchase 60% & 75% 2 year fixed rates will be increased by 0.05% 60% & 75% 5 year fixed rates will be increased by 0.05% Remortgage Selected 2 year fixed rates will be increased by up to...
Today, 9.51 am Limited company directors who meet the income threshold can now have their Profit After Tax (PAT) considered in their affordability assessment regardless of property value The change means that, for a wider group of limited company directors, Barclays will consider a fuller view of the applicant&...
Today, 9.24 am View in browser ...
Today, 9.15 am Average yields reached 7.22% during the third quarter Highest overall yield recorded since the first quarter of 2011 East Midlands led regional performance at 8.10% HMOs continued to generate the highest property yield at 8.80% Average gross buy-to-let yields reached their highest level for...
Today, 9.11 am 12 October 2026: Mortgage Brain, the leading technology creator for the mortgage industry, has released a new update to Submissions Brain, delivering a set of enhancements to its Nationwide integration that give brokers greater flexibility and control across the Decision in Principle (DIP) and produ...
Today, 9.08 am The Right Mortgage & Protection Network (TRM) has today (12th October 2026) announced lender, Gable Mortgages, has been added to its lender panel, offering member firms access to its range of zero-deposit residential mortgage products. Gable Mortgages, a trading name of Gemini Consultants Limit...
Today, 8.45 am That’s a really fair point, particularly with a new, unestablished business (which is partly why I’m offering it free to a handful of firms as I get established!). The difference with Finventro is that you’re not paying for an ongoing marketing service or relying on us to deliver ...
Today, 8.33 am I think for a firm to pay a one off fee to a new business for £6000 would be risky.  At least with a subscription model you can stop paying if they don't deliver.   
Today, 8.21 am Kimberley Bennett joins the specialist lender from Precise Kimberley Bennett has joined Afin Bank as a Mortgage Underwriter, further expanding the specialist lender’s credit team. Last month Afin added new underwriters with experience of the bank’s core propositions including residentia...

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12/10/2026 LHV Bank appoints former Starling Executive Damian Thompson as CEO to lead LHV Bank’s next phase of growth
12/10/2026 We’re increasing residential new business fixed rates
12/10/2026 Global equity release market estimated to hit $52 billion by 2035
12/10/2026 Barclays unlocks wider mortgage access for company directors with enhanced PAT criteria
12/10/2026 Smart Currency Exchange - Where to next for a bruised euro?
12/10/2026 Buy-to-let yields reach highest level since 2011, Paragon Bank data reveals
12/10/2026 Enhanced Submissions Brain Gives Brokers Greater Control Over Nationwide DIP Journey
12/10/2026 Gable Mortgages added to TRM lender panel
12/10/2026 Afin Bank hires new mortgage underwriter
12/10/2026 Curvestone AI and Connect for Intermediaries announce partnership and roll-out to the network’s 350+ ARs

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