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Today, 7.21 pm Anyone else adding 5 year fixed deals onto their system in the hope they aren't doing this same crap in 2031??!! šŸ¤£ Or just me?
Today, 4.48 pm Give it time. When you get an idea, a bit bored and that hunger comes back... You'll be there. 
Today, 3.57 pm Yeah santander still has to work it's way through the stages before going to mortgage Centre and offer. You do get an actual paper copy of the avm in the case which is odd but still nice to know it is a formality for the offer 
Today, 3.37 pm Same sort of spread of lenders here and similar experiences. Had a case with Nationwide a couple of weeks ago on a purchase at 80% that auto income verified and AVM and so offered within 10 seconds of submission. Only one that is slow is Santander as even if it does an AVM and auto income it still...
Today, 1.20 pm thats why we are in job as if tech will do all then we all are out of business i hope tech will not reach that point for few years atleast. really appriciate you time to research on this anyways.  
Today, 1.16 pm Hi  Thank you so much Client created some debts due to rental void and some property problems and want to pay off SPV debts some in personal name but cleint have 3 in personal name and 3 property in spv.    
Today, 1.16 pm HMRC can verify it for them. 
Today, 12.23 pm Its very satisfying indeed. 100% would not do it again! šŸ¤£ 
Today, 12.22 pm We need a bit more info Nick with these nightmare cases you are getting. For 2nd charge, just punt it to a master broker. It'll be expensive as hell for the client (lucrative for you though if it comes off and you've no compliance overhead), but sounds like they have very few options if the...
Today, 11.52 am Dont worry, not from the FCA... From the ONS!  I have had to fill out a form that asks about my turnover and expenditure in the last quarter. The minimum threshold is £50k I dont earn or spend £50k in any given quarter, so every answer (22 of them) was £0.    Wh...

Latest from the Provider/Adviser forums

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Today, 3.36 pm Fleet Mortgages, the buy to let specialist lender, has today (15th July 2026) announced a further series of criteria enhancements designed to support a wider range of landlord borrowers and limited company structures. The latest changes form part of Fleet's ongoing review of its lending criteria, c...
Today, 1.45 pm We wanted to let you know that we’re making the following changes on Thursday 16 July. Purchase 2 year fixed rates will be increased by up to 0.35% 5 year fixed rates will be increased by up to 0.35% 10 year fixed rates will be increased by 0.20% Shared Ownership fixed rates will be in...
Today, 10.47 am Brickflow, the digital marketplace transforming how brokers source and secure specialist finance, today announces the addition of HBI Capital to its growing panel of lender partners, giving brokers quick and direct access to the specialist lender's bridging and development finance products. HBI Cap...
Today, 10.16 am Richard Pike, sales and marketing director at Phoebus Software, said: "The latest figures from UK Finance show the buy-to-let market is in good health. Mortgage volumes in Q1 were up 3% by number and 7% by value year-on-year, driven by remortgage activity. While some smaller landlords have chosen t...
Today, 9.58 am Commenting on UK Finance’s Buy-to-let Mortgage Market Update for Q1 2026, Louisa Sedgwick, Managing Director of Mortgages at Paragon Bank, said: “Although buy-to-let lending moderated from the stronger levels seen at the end of 2025, activity in the first quarter remained ahead of the s...
Today, 9.44 am Market Harborough Building Society has acquired a £120m mortgage portfolio of loans originated and managed by Gen H in a deal that underlines its appetite for purposeful growth and its continued focus on borrowers who need a more flexible approach than the mainstream market can typically offer...
Today, 9.40 am Millions of savers are sitting on poor rates without realising it 53% are not confident they’re getting a competitive rate Despite 95% actively checking their balance regularly and 69% knowing where all of their savings are held This lack of rate awareness has a price. A saver with £...
Today, 9.05 am United Trust Bank (UTB) Mortgages has introduced a new package of operational enhancements across its Buy-to-Let mortgage proposition as part of its ongoing commitment to making it easier for brokers to place and complete business. The latest improvements reduce administration, improve consistency ...
Today, 8.54 am Buy-to-let lender, Landbay, has today (15th July 2026) announced the launch of its new telephone sales team, led by Telephone Sales Manager, Jon Braddick. Landbay said the team has been created to provide additional sales support to brokers and its own Business Development Managers, with a focus on...
Today, 8.05 am Nivo has launched Nivo Collect, a new off-the-shelf AI service designed to make it quick and easy for broker firms to implement AI into their business. The Nivo Collect service removes the need for brokers to build their own AI workflows, delivering a private branded assistant that gathers, checks ...

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15/07/2026 Fleet Mortgages widens criteria with further borrower and limited company enhancements
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15/07/2026 Phoebus reaction to Q1 UK Finance BTL figures
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15/07/2026 Landbay launches new Telephone Sales Team
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