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Today, 5.47 pm It may not just profit or loss that the lenders are concerned about it could be the balance sheet figure or the shareholders fund. Also the the kind of business they are running.  
Today, 5.01 pm Can’t do regulated in a limited company 
Today, 4.51 pm Skipton and Santander have some discretion regarding the 2024 Loss.   It's weird that Lenders cannot see that, if he didn't take it as PAYE, it would just show as a Profit (ie. no Loss).  But I've given up explaining this to them. Alternatively, I'll get his Accounta...
Today, 4.33 pm I would say :- Halifax if you have a good BDM, they should be able to take a view, or as you say someone who will go off an accountants cert, eg Skipton We have one recently and just told the client to get his tax returns done as it opens up the whole mortgage market so worth paying the accountancy...
Today, 4.11 pm 4 weeks? will be home by then ðŸ¤£ 
Today, 3.50 pm 2 Properties on one freehold  - We had instructed ONG to split the freehold but then BM decline so had to go to Fleet. Of course ONG are not on the panel for Fleet so had to go to Gorvins for the remort who will not do it due to ONG involvement with the title split and dont do title splits eith...
Today, 3.40 pm  I asked for a Video Call with a customer service adviser to discuss how to boost rankings and generate more enquiries.  Got rearranged several times and didn't follow up thereafter. Google reviews and word of mouth recommendations have been far more productive. To a point I send int...
Today, 3.32 pm I've got a New Client that receives £48,000pa in PAYE. He's received this for 3 years and has Payslips and P60s confirming this. But, because this is his only Income, he doesn't submit Tax Returns. The problem I have is the Accounts only showed a Profit of £250 in 2025 and a (£3...
Today, 3.28 pm I am guessing everyone will jump on the 'Money Laundering Check' Bandwagon - look at Estate Agents and the 'Fees payable for AML checks' they demans to accept an Offer!   If we move homes.... I might explain what AML checks they are required to do and if they state 'we use...
Today, 2.56 pm Thanks  for your message and  suggestion.  I will chase  Towergate again and see what they say. Who was your  Insurer? 

Latest from the Provider/Adviser forums

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Today, 3.09 pm Reductions of up to 0.12 percentage points for existing customers switching to a new deal, with rates starting from 4.56% Nationwide is cutting rates across its switcher range by up to 0.12 percentage points. The new rates, across two, five and ten-year fixed rate products, will be effective from t...
Today, 2.22 pm LMS today announces that Nick Chadbourne has made the decision to step down from his role as Chief Executive Officer. Nick Chadbourne has led LMS since 2016, playing a central role in transforming the business. Under his leadership, LMS has evolved into the UK's leading provider of conveyancing ser...
Today, 1.04 pm Hinckley & Rugby for Intermediaries has announced the launch of four new two-year discount Visa mortgage products, available from Friday 5 June 2026, strengthening its specialist lending proposition for brokers supporting clients living and working in the UK on eligible visas. The latest launch...
Today, 12.27 pm I’d rather be unemployed than have to do business with you. 
Today, 12.13 pm Lots of property development projects have seen delays recently, for a variety reasons. If your current facility is coming to an end and your funder is not supportive, we have access to a range of products which can solve the problem. You are certainly not alone! Not at PC? No problem. Some Lenders...
Today, 11.20 am HCLG have today issued a report calling for a Government consultation into stamp duty to commence before the end of 2026. Commenting on the report, David Morris, Head of Homes at Santander UK said: “Stamp duty has been stifling the housing market for years – preventing older homeowners ...
Today, 11.01 am YBS Commercial Mortgages is reducing some of its mortgage rates this week. From today (10am, Tuesday 9 June) the commercial lender is reducing the price of its new-business range of five-year fixes by 0.15%. This includes those for portfolio landlords looking for a buy-to-let deal, as well as to t...
Today, 10.11 am With effect from Wednesday 10th June, we’ll be making a number of reductions across our residential and BTL mortgage rates. Please note, if an application is no longer proceeding, you can use the ‘Cancel’ button on your broker dashboard to cancel the case. Click here to view the ...
Today, 10.10 am Richard Pike, Chief Sales and Marketing Officer at Phoebus Software: “The Bank of England’s latest figures indicate the mortgage market made a steady start to 2026. The fall in gross mortgage advances shows the market was still weak at the start of the year, but the rise in commitments ...
Today, 9.55 am We've been busy with demos this week and one thing that has become clear from feedback is the importance of flexibility and collaboration to get software that works exactly for brokers and networks alike. It's not a one size fits all approach in this industry so if you feel you need software that wo...

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09/06/2026 Nationwide cuts switcher mortgage rates for existing customers
09/06/2026 LMS announces CEO departure
09/06/2026 Hinckley & Rugby for Intermediaries launches new residential and buy-to-let Visa products
09/06/2026 Refinancing Part-Complete Developments
09/06/2026 Santander UK comments on the Housing, Communities and Local Government (HCLG) report, calling for Stamp Duty reform
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