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Today, 6.01 pm Sorry - it just sounds like your happy  to do half the job, for full pay and feel that is best advice. LTV at 50% might be Lender A is best LTV at 60% might be Lender B is best Why are you not willing to give the basic details?
Today, 4.55 pm Who would be good for this? Quarterly commission payments in Jul 26, April 26 and Oct 25 but none in Jan 26. She has been with the company just over 1 year so no history or previous P60. There is a reason, the company changed the commission structure for the better so my client held back deals fr...
Today, 3.44 pm Hi all, got a nice non regulated bridging case to place but need a fast lender that does what they say they are going to do as just been let down by another lender who changed the terms last minute on us Client is building a prestigious property in Devon to holiday let or sell on Property is hal...
Today, 3.40 pm Cheers guys, LTV fine, property is in Devon, holiday let income etc is all fine.  It was more the refinancing onto a holiday let from a bridge that is the sticking point.
Today, 3.07 pm Hi Stuart, I have no idea why those links are not working, so I am posting them again in a different format here; Property insurance RGI  Business protection Partners / Introducers Hope these work.  If not, please visit www.assuredprotect.com and all of our contact details are on that...
Today, 1.00 pm The last link isn’t working for me, but if you want to drop me an email at stuart@aaltomortgages.com, it would be good to know what info you'd need for a referral, in terms of the portfolio and i can ensure im collecting/updating that so it makes it as easy as possible for you to quote the...
Today, 12.47 pm Full disclosure - I own www.assuredprotect.com an independent specialist landlord insurance broker.  We are an approved panel provider to the mortgage and insurance brokers at Connect Mortgages and we also present alongside lenders at broker forums and regional events. Portfolio insurance is a...
Today, 12.42 pm Make sure that it is a Rent Charge and not an Estate Charge, as they're not the same things.  As I understand RC is as above, whereas Estate Charges dont have the same potential legal issues. 
Today, 12.38 pm The developers transfer to the housing association includes an estate rent charge that is collected from you via the service charge.  Under s121 of the Law Property Act when a rent charge is not paid the estate management company is entitled to take possession of your property and even lease it...
Today, 12.35 pm There are lots around here with these set ups (mainly new builds) and I've never had issues with any mainstream lender. The amounts are usually small annual costs, but it does add another layer of legal niggles and therefore cost. 

Latest from the Provider/Adviser forums

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Today, 5.32 pm Non-regulated lending can give brokers more options when a client’s case falls outside mainstream criteria, particularly for property investors, developers, landlords and business clients. Strong case preparation, a clear exit strategy and the right lender match can make a real difference to ...
Today, 2.16 pm The fees for our Legal Health Check are on our website at  https://www.fletcherhixon.co.uk/legal-health-check, and also set out below: Legal entity structures have different issues, so pricing reflects the likely volume of work involved. Business Structure Fee Sole trader - £500 + VA...
Today, 1.27 pm Untangled has unveiled its new website, marking the completion of its transition from Ampla Finance. The website brings together Untangled’s identity, proposition and digital experience, with the business fully adopting the Untangled brand across all its customer communications, marketing act...
Today, 1.23 pm Family Office lending provides short-term debt & preferred equity solutions. Deals are structured accordingly by the vastly experienced team. If your case requires a certain depth of sector knowledge & experience, without the confines of a "bank" funding line, talk to us. Suitable for acqu...
Today, 10.52 am Accord Mortgages is reducing some product rates from its residential and buy-to-let ranges by up to 0.18%. The intermediary-only lender is reducing fixed-rate residential products up to 75% LTV by up to 0.10%; house purchase deals above 80% LTV by up to 0.11% and remortgage options above 80% LTV by...
Today, 10.14 am Financial advisers operate in one of the most trust-sensitive and regulated sectors in the UK. Your clients rely on you for careful advice, long-term planning, and professional judgement. But while you are helping them protect their financial future, is your own business properly protected? At Flet...
Today, 9.33 am Paragon Bank has refreshed its buy-to-let mortgage range, with rates starting from 3.55% and products available at up to 80% LTV and across both its Core and Tailored propositions. The refreshed range spans two-year and five-year fixed-rate options at 60%, 70%, 75% and 80% loan-to-value (LTV), avail...
Today, 9.08 am Lakeshield has announced the appointment of Rory Taylor as Sales Director. In the role, he will manage Lakeshield's Business Development Manager team, broaden the number of brokers who know Lakeshield, and lead growth of the loan book. Rory brings 16 years of banking and commercial lending experie...
Today, 8.51 am Alternative Bridging Corporation has provided a £1.2 million Alternative Overdraft facility, enabling a property developer to access flexible funding for the construction of two houses in North West London. The borrower, a limited company, had acquired a development site with planning permiss...
Today, 8.48 am Recognise Bank has expanded its Commercial Term range with the launch of a five-year fixed rate option, giving customers greater certainty over their longer-term borrowing costs. The new product is available for commercial investment and owner-occupied properties, with loans from £250,000 to ...

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