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Today, 11.09 am Sounds like lender found out when license application was submitted. Loads of lenders work off yield but it's not always higher than bricks and mortar. Moda use to do an 80% product but also depends on landlord experience.     
Today, 10.52 am Life can be a bitch at times! Had a similar situation myself a couple of months back a big (again for me) purchase that fell through losing about £2.5k proc fee and £495 broker fee...was very fortunate though as clients stayed in their current house and wanted me to review their protect...
Today, 10.41 am This is the line that I always use from the outset with PT's...adding that bit of value usually seals the deal!
Today, 9.40 am Hi, I would also appreciate a copy of this if that's ok, thanks
Today, 9.39 am Looks good and does the heavy lifting on more tricky ones, I was used the sell for 200k and buy for 400k as easy example but hardly any cases like that.  Excel is the go to then 
Today, 9.32 am Ping that over to me please fella ðŸ˜ƒ  I have one but its more basic than that
Today, 9.16 am So, the person has tried to do the conversion on the cheap/mortgage fraud (how could the property have been rented out when the work was being done....??) - and has been caught out. Sounds like a TV program is needed to show it's not free money with Buy and Refurbish etc - unlike all those Facebook...
Today, 8.12 am I use a spreadsheet presently - important to understand exactly how much cash clients have available (on top of equity) and how much they'd like to have in their pocket after it has all gone through. Happy to share and see what others are using - love a good spreadsheet, but mine is quite basis...
Yesterday, 6.04 pm Client has made a fabulous job of extending converting a 3bed 1 bath BTL into a 6 x ensuite hotel style bedrooms, plus a spacious and well equipped communal area. problem being that he didn't tell his lender what he was doing, and they say that he is in breach and must apply elsewhere, whilst th...
Yesterday, 5.05 pm You can make excel into a nice format and present as branded excel/pdf.

Latest from the Provider/Adviser forums

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Today, 10.23 am Complex case and bridging finance lender Market Harborough Building Society (MHBS) has received regulatory approval to commence operations in the motor finance sector. As an established specialist lender, the move represents a logical extension of MHBS’s expertise and supports its long term ob...
Today, 9.24 am United Trust Bank (UTB) has announced further enhancements to its bridging finance criteria, designed to help brokers place more business, improve speed to offer and provide greater certainty for customers. The key enhancement is the expansion of dual legal representation to include non-regulated b...
Today, 9.21 am New proposition includes loan sizes from £45k, helping brokers place smaller semi-commercial deals that can often prove harder to place Tuesday, 12th May 2026: Molo, the specialist mortgage lender for UK and overseas borrowers, has launched a new semi-commercial mortgage proposition for UK do...
Today, 9.17 am Brickflow, the UK’s leading digital marketplace for specialist property finance, has announced a strategic partnership with Sprift, the UK’s most comprehensive property data platform. The collaboration integrates Sprift’s Key Property Facts reports directly into the Brickflow workf...
Today, 9.13 am Principal development and bridging lender, Avamore Capital has added DPT Monitoring Surveyors to its project monitoring panel. The lender first instructed the financial risk minimising business in January to deliver Due Diligence & Monitoring Reports on a part-complete refurbishment of a detache...
Today, 9.10 am Fleet Mortgages, the buy-to-let specialist lender, has today (12th May 2026) announced the reintroduction of both zero-fee and fixed-fee, five-year fixed-rate mortgages. Available across both its Standard and Limited Company product ranges and available for purchase and remortgage, the 75% LTV prod...
Today, 9.07 am Dudley Building Society has appointed Helen Smith as Chief Growth Officer, as part of its ongoing focus on growing the Society, strengthening customer outcomes, supporting its communities and developing its people. Helen joined the Society in April and brings extensive board-level experience across...
Today, 9.06 am New data from Twenty7tec’s April 2026 Mortgage Market Snapshot (MMS) has revealed a significant slowdown in mortgage search activity following the heightened levels seen earlier this year, highlighting the continued sensitivity of the market to wider economic pressures and borrower affordabili...
Today, 9.03 am Norton Broker Services, part of the Norton Financial Services Group, has been added to Atom bank’s commercial broker panel, enabling brokers to submit commercial mortgage cases to the lender. Norton has said the addition supports brokers working with either owner occupier or investor borrower...
Today, 9.01 am Fintel Services has announced the appointment of Christine Newell as Head of the Financial Intermediary Broker Association (FIBA) and Mortgage Training Officer. She will report to Martin Reynolds, Chair of FIBA and CEO of Simplybiz Mortgages and the recently launched Omni Mortgage Club. Christine w...

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