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Today, 6.10 pm Paragon just do a sense check, no ICR for the background portfolio
Today, 4.40 pm   View as a webpage  /  Share     Need to know ...
Today, 4.18 pm Reservation Agreement Release Price: £440,000 Purchase Price: £420,000 Under Incentives Cash discount £20,000 I had submitted as Purchase Price £440,000, Developer Deposit £20,000, Borrower Deposit £46,000.....85% LTV. But I think I have misunderstood what t...
Today, 4.16 pm Forgot to say they're a higher rate tax payer
Today, 4.15 pm Any ideas if any mainline lenders just check if the background portfolio is self financing rather than apply an ICR? Alternatively which has the lowest ICR? Many thanks 
Today, 3.43 pm Hi All, Has anyone got any idea who will take a LecaPlan property that has not been repaired? Its really low LTV so I feel like it should be possible, but the lenders I've checked with are not so keen! Any pointers would be greatly appreciated  Cheers
Today, 3.16 pm You won't get a fine, it disappears if you have a nil return.
Today, 3.15 pm They are on Companies House, they are Property Mine Ltd t/as BHS!
Today, 2.45 pm   Does "Commercial Valuation" exist?   I've always assumed it something a commercial lenders might do, but the rates are also commercial. Probably not 75% LTV either.  
Today, 2.30 pm looked on company house and couldnt find them every agent promises a fast sale it is coming up to the quiet time of year for selling if it seems too good to be true............

Latest from the Provider/Adviser forums

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Today, 4.34 pm The Lloyds House Price Index for October 2026 will be issued via press release at 0700 hrs on Friday 6th November 2026.
Today, 4.23 pm Milestone highlights scale of the information-gathering challenge facing advisers when processing Letters of Authority (LOA). Pension Lab database now covers more than 2,500 providers and schemes. More than 600 advice firms now using Pension Lab’s digital LoA platform. Pension Lab has p...
Today, 3.37 pm Well, I think the 0.25% should have been done last month.... or 0.5% this month. With fairly generous Public Sector Pay awards, real inflation higher than CPI - the private sector getting smaler pay awards may not be enough to stop inlfation racing away......?    
Today, 1.48 pm Martin Sims, Distribution Director at Molo Finance, commented: “I doubt there’ll be many landlords celebrating another interest rate increase, although I suspect most will have become fairly accustomed to the Bank of England giving them something else to think about. The question now is...
Today, 12.42 pm Frances Haque, Chief Economist at Santander UK comments: "For homeowners, the immediate impact of today's increase will be felt most by those on tracker and variable-rate mortgages, with those coming off fixed-rate deals facing continued uncertainty over the coming months. We may see higher borrowi...
Today, 12.33 pm Steve Cox, Chief Commercial Officer at Fleet Mortgages: “The MPC has clearly decided it can no longer afford to wait, although whether today's increase to 4% ultimately proves to be the right decision remains open to question. There has been a growing sense that an increase was becoming inevi...
Today, 12.31 pm Ben Allen, Managing Director of The Right Mortgage & Protection Network: “There were always going to be fireworks today, but with today's decision to increase Bank Base Rate by 25 basis points to 4%, the MPC has decided to provide some of its own. The likelihood of this decision has grown...
Today, 12.29 pm John Phillips, CEO of Just Mortgages and Spicerhaart, said: “While there has been some welcome news for the UK economy, with falling unemployment, GDP growth and a relatively muted Budget, inflation remains a very real problem. The decision to raise the base rate on Bonfire Night is an attemp...
Today, 12.28 pm Simon Webb, managing director of capital markets and finance at LiveMore: “While the market has priced in a rate rise over recent weeks, the decision will no doubt cause concern for many borrowers. “For older borrowers, the impact of higher rates can be particularly acute when refinanc...
Today, 12.27 pm Duncan Kreeger, the CEO of commercial mortgage lender and bridging specialist TAB, said: “This rate rise represents a failure of government. Britain pays a premium to borrow, because the bond market thinks we’re prone to inflation and run by politicians who aren’t serious about th...

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