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Today, 11.45 am Yes - had the offer this morning from Natwest. They did a remote valuation. My only concern would be if the solicitor relays the info to lenders legal dept and issues coming from that. But I do know the current sellers lender is Natwest so in theory they are already comfortable with the set up.
Today, 11.18 am Without knowing much else about the case. Try Cumberland BS
Today, 11.07 am That's such a "how long is a piece of string question?" Are you talking residential 1st or 2nd charge, BTL 1st or 2nd, or Specialist development etc? Does speed matter, ie auction finance? Does it need to fit a niche, development funding, borrowing against GDV etc? Ultimately t...
Today, 11.06 am LTV, Loan amount and expeted Holiday Let income might help....   Property location** might also help..... as Holiday income might not be much for 9 months (and so what will pay the mortgage...) :) ** - i.e. Cornwall and Devon might get 12 months of holiday lets..... Scarborough might not! &...
Today, 11.02 am Jenks, have had valuation yet please  ? I  have had a case land on my desk again with this wording 
Today, 11.01 am Ive not had any success in selling home insurance to clients over the past few years. I just cannot compete using Uinsure etc and have virtually zero sales. i mostly deal with BTL customers and Ive looked at portfolio cover in the past but found it complex to quote and too time consuming. I now ha...
Today, 10.50 am I've just had a TWM underwriter on the phone to tell me I have to select a new product without free legals as the application doesn't qualify for them because the property has 5 stories. Their own criteria states: Free standard legal fees are not available for properties with more than five...
Today, 10.48 am It really depends on the Estate managing the area. Some are greedy and can be a problem. HSBC did one one few years ago, but this was an unadopted property not sure if there is any difference this and estate management charge. Nationwide BS may consider it if the charge is less than £500 a y...
Today, 10.45 am Hi all, we have a client looking to remortgage a property onto a holiday let mortgage, they bought the property on a bridging loan as needed refurbing. Also they have bought it in a ltd company name, and their income is not very high. Any takers ?  Cheers 
Today, 9.06 am Yes - and even if you can get an early appointment they scupper a deal on a further advance

Latest from the Provider/Adviser forums

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Today, 10.25 am View this email in your browser Hello,  With so many equity release plans on the market, it's worth seeing how they measure up against each other before deciding what's right for you.W...
Today, 10.10 am Proc. fee up to 0.80% and rates from 6.49% -limited time only on HMO & MUB Buy-to-Let cases ...
Today, 8.49 am SDKA has delivered a 100% LTV Residential bridge for the full £220,000 auction purchase price of a semi-detached property in Stockport, which the borrower plans to convert into an HMO. With the client, an experienced builder by trade, already holding funds to cover the planned conversion works...
Today, 8.47 am Hampshire Trust Bank (HTB) has supported the £5.335m refinance of a complex 45-flat residential portfolio in South Manchester, helping an experienced professional property investor secure a higher level of borrowing against the portfolio. Working alongside Simon Das, Director of specialist bro...
Today, 8.45 am The Wealthy Advisers Club, the largest protection and mortgage adviser training community in the UK with over 2,300 members, has confirmed its next conference will be held on Tuesday 6th October at the Kensington Conference & Events Centre in London. This year's conference is built around the t...
Today, 8.42 am Buy-to-let lender Landbay has today (11th August 2026) announced a series of rate cuts of up to 0.35% across its Premier, Core and Specialist buy-to-let ranges, with rates now starting from 3.44%. In addition, Landbay has launched eight new Specialist products, expanding its 65% LTV offering within ...
Today, 7.30 am SME funding provider Asset Advantage has strengthened its sales and credit teams with the appointment of Phoebe Dilly to the role of sales support and credit administrator. Phoebe joins the Basingstoke-based funder with experience from across the asset finance sector. She joins from Aldermore Bank,...
Today, 7.00 am WH Ireland, the privately-owned wealth management and financial planning firm, has selected the MorganAsh Resilience System (MARS) to enhance managing customer vulnerability across its retail client base – giving relationship managers additional tools for identifying vulnerable clients more co...
Yesterday, 12.20 pm July’s mortgage market presented a tale of two halves, with remortgage activity continuing to strengthen while purchase and buy-to-let searches eased as borrowers navigated affordability pressures and the usual summer slowdown. Twenty7tec’s latest Mortgage Market Snapshot recorded 1,790...
Yesterday, 10.51 am The first half of 2026 marks another significant milestone in Vida's evolution. The Group, which includes trading subsidiary Vida Bank Limited (“Vida Bank”), has surpassed £3 billion of mortgage assets, continued to transform its funding model through sustained retail deposit growt...

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11/08/2026 See how these equity release plans compare
11/08/2026 Enhanced proc fee & reduced rates - Limited time HMO & MUB offer
11/08/2026 SDKA delivers 100% LTV auction purchase bridge for Stockport HMO project
11/08/2026 HTB supports £5.3m refinance of complex 45-flat Manchester portfolio
11/08/2026 The Wealthy Advisers Club announces date for October Conference
11/08/2026 Landbay cuts buy-to-let rates by up to 0.35%, with rates from 3.44%
11/08/2026 Asset Advantage strengthens sales and credit operations with latest appointment
11/08/2026 WH Ireland adopts MARS to strengthen customer vulnerability support and Consumer Duty reporting
10/08/2026 Remortgage searches rise 7% as July Mortgage Market splits between refinancing and cautious buyers
10/08/2026 Vida Group Holdings plc ("Vida" or "the Group") today announces its interim results for the six months ended 30 June 2026.

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