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Today, 11.02 am Didn't Halifax change to 46 from 48?
Today, 10.51 am If he's an IT contractor Halifax don't have min income.
Today, 10.33 am I dont think the income is going to be high enough to be on a contractor criteria tbh
Today, 10.04 am More than happy to help with ideas, we get many enquires (free) via our google business page and presence on Facebook, intstagram and direct hits from our website. Its a waiting game as and when they come in but we had 3 yesterday all of which are booked in for appointments
Today, 9.57 am That should work on contractor criteria - lenders who will accept dont consider how they get paid (sole trader or ltd co)
Today, 9.56 am Thanks but in case this helps others: - Principality min £50k income (£160x5x48 = £38,400) - Halifax min income £75k - Kensington - min 12 months contracting history
Today, 9.49 am Whats the issue for you? Is it generating enough new leads?  What ever it is there will be someone on here that can help or have some new ideas. Don't throw in the towel without trying new things and giving it everything. 
Today, 9.09 am Thanks, it looks like Natwest can do it.  Min income for wife is £20k (she's on £35k).  Doesn't have to be a family member.  Cheers SB.
Today, 8.50 am We are doing quite well, a decent amount of applications gone in and a decent amount of new enquiries, albeit they seem to be maybe slower burners.  I still think this year is going to end fairly average, which is frustrating considering we were tearing it up until that war started.  The...
Today, 8.49 am Check Skipton/Barclays/Natwest. I'm pretty sure that one of them allow pretty much anyone to stand. What is the wife's income though, s Natwest have a minimum income requirement

Latest from the Provider/Adviser forums

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Today, 11.51 am Dudley Building Society has launched a new educational guide designed to help more people understand how trusts work and the role they can play in protecting savings, supporting loved ones and planning for the future. The new Trust Savings Guide has been created as a practical resource for customer...
Today, 11.04 am FRP Real Estate Advisory has appointed Ralph El Achkar as Associate Director, strengthening the team’s investment finance capability as equity moves back into the UK market and activity spreads beyond London. Ralph joins FRP with 18 years in banking, the last seven spent lending against UK re...
Today, 9.44 am Roma Finance has strengthened its senior leadership team with the appointment of James Parker as Operations Director, as the lender continues to invest in its growth and targets a loan book of more than £1bn by 2029. Parker joins Roma Finance with a wealth of experience across mortgage operat...
Today, 9.16 am The Right Mortgage & Protection Network has today (20th August 2026) announced continued year-on-year growth across its core business areas for the second quarter of 2026, with increases in mortgage lending, completions, protection, equity release and adviser numbers compared to the same period ...
Today, 9.13 am Inspired Lending has completed a £260,000 revolving credit facility for an IT consulting business in Banbury, Oxfordshire, helping the company access flexible working capital whilst significantly reducing its cost of borrowing. The business had regular but unpredictable liquidity requirements...
Today, 8.00 am SME funding provider Asset Advantage has found that more than half of brokers have noticed a positive impact from investments made in its systems and documentation processes over the past year, according to new research. Of the brokers surveyed, 43% describe the impact as good, while a further 10% ...
Today, 7.30 am PropTech surveying firm Houzecheck is calling for the independent surveying sector to play a central role in the Government’s planned reforms to the home-buying process, arguing that buyers should have access to reliable information about a property’s condition before committing to a pur...
Today, 7.00 am New report reveals widespread mortgage myths, with more than half wrongly thinking existing debt rules out being approved More than a third of potential first-time buyers (37%) worry about being rejected for a mortgage Over half (53%) have delayed major life milestones while trying to buy their...
Yesterday, 3.05 pm Investment brings Stonebridge Mortgage Solutions into the BetterHome family of businessess alongside HLPartnership, elevating the Group to become one of the UK’s largest intermediary network businesses The investment will support the continued growth of MSS and Stonebridge Mortgage Solutions,...
Yesterday, 2.36 pm Loans Warehouse has announced that it will be the headline sponsor of the Rosemount Financial Solutions (IFA) Conference 2027, as the event moves to the iconic Emirates Stadium, home of Arsenal Football Club, for what is set to be the network’s biggest conference to date. The sponsorship foll...

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