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Today, 10.34 pm I’m pretty new to Ltd Co lending, not really the business I pick up in my area, however, I would have a word with Aldermore. Their criteria is very quirky for this type of lending. 
Today, 10.12 pm We live in hope mate. My football team has broke me this last few years 😩 We go again. 3 Cheers for the 🔴⚪️ & 🔵
Today, 4.10 pm This. If another firm gives you a position then take their hand off
Today, 4.08 pm I have a non smoking 61 year old self employed female barrister who is looking for some income protection. Her age appears too high to look at submitting an application with the mainstream. Do any of you have any suggestions where this case could be placed either as an income protection case or an a...
Today, 3.59 pm I've come across my first Ltd Co app. The company has the correct SIC codes with 2 directors and they are buying a house already owned by them (not their own residence). I'm a bit stuck with this bit though regarding 'Layered Companies'. The 'persons with significant control'...
Today, 3.26 pm Thanks all, glad it isn't just me and sorry to hear the issues Jenks
Today, 3.18 pm Hi Anon Sorry - have to agree with Taylor - Panel Removal is bad news and several panel removals makes it much harder. Not having CAS will make it much more difficult too - even been hand held closely by a Compliance Firm, might not be enough. I think the only real option is to join a firm, which...
Today, 2.59 pm Got to agree with TJ. Removal from panels , No CAS, youd be best looking for another role within the industry 
Today, 2.45 pm Honestly, I'd say no chance.  Even if you somehow managed to get through a DA application with the FCA, you'd have to declare previous panel removals when registering with lenders.  If you were removed from multiple lenders for submitting dodgy business, I can't see many lender...
Today, 1.18 pm Hi all, Just looking for some honest advice from anyone experienced with FCA direct authorisation. I have CeMAP and previous mortgage industry experience, however I’ve been out of the industry for quite a few years now. In the past I was removed from a few lender panels and was eventually l...

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Today, 4.13 pm Santander has announced that from Friday 20 May, it is reducing rates across first-time buyer, home mover and remortgage fixed and tracker rates by up to 0.27%. The new products include several market leading remortgage products, such as: 60% LTV two-year fixed rate with a £999 fee at 4.62...
Today, 1.17 pm YBS Commercial Mortgages has welcomed a new team member to its Business Development Team, as Michelle Lowe joins, taking on the role of business development manager. Michelle has worked in the financial services industry since 2004, building extensive experience across a wide range of sectors. Sinc...
Today, 1.00 pm Equity Release Group (ERG), one of the UK’s leading whole-of-market later life lending businesses, has today launched TERN, The Equity Release Network, a new specialist proposition designed to help advisers navigate the growing complexity of the market whilst supporting long term business grow...
Today, 11.43 am The facility, secured against a residential investment property in Worcester, was structured to provide the borrower with fast access to capital to support a new commercial opportunity. Completed at 75% LTV over a 12-month term, the transaction demonstrates REIM Capital’s ability to deliver sp...
Today, 9.55 am Commenting on the Office for National Statistics’ latest Price Index of Private Rents, Louisa Sedgwick, Managing Director of Mortgages at Paragon Bank, said: “Rent inflation has historically tracked wage inflation and we have seen this relationship harmonise in the past year following t...
Today, 9.50 am Alex Upton, Managing Director, Specialist Mortgages & Bridging Finance, Hampshire Trust Bank, said: “Landlord strategy is continuing to change. We’re having far fewer conversations about expansion for the sake of growth, particularly as the Renters’ Rights Act starts feeding i...
Today, 9.49 am Chris Storey, Chief Commercial Officer, Atom bank “These figures are a snapshot of a chaotic period for the housing market, with the conflict in Iran leading to fluctuating swap rates and unexpected increases in mortgage rates. While inflation has fallen for the first time this year, this is ...
Today, 9.10 am LDN Finance has integrated Twenty7tec’s ADAPT, its proactive product monitoring solution, into its advice process, strengthening the firm’s ability to deliver ongoing value and market responsiveness to clients. Designed to help advisers stay ahead of product withdrawals, rate changes an...
Today, 9.08 am Darlington Building Society has reduced rates across its residential foreign currency mortgage range by up to 30 bps. Effective immediately, the changes apply across selected two-year and five-year fixed-rate products and follow the Society’s recent decision to increase maximum LTV on its for...

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