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Today, 5.09 pm Im actually out of pocket as had to pay my adviser. Its not his fault I didnt invoice when I should have. But that shouldnt alter the answer.  A little surprised with the answers but I am sort of glad. I was leaning towards writing it off but wasnt sure if I was being too nice. 
Today, 4.55 pm If you check companies house would he be a director of any other companies do you suppose; ones that are thriving maybe? Otherwise it's more hassle that its worth.
Today, 4.50 pm Hi, submitted an application for cabin crew on a top British airline. In the calculator I had split basic pay and 'other' and then entered the rest in the 'drop down' Flight Pay/ Allowances.  Came out ok for affordability. Email saying mortgage offered, 20 mins later another em...
Today, 4.19 pm they cant do it but can refer to a specialist.  But they would need client name, telephone number and email address.  i promise you i am not trying to scam you!
Today, 3.55 pm Drop it and move on. You got paid the proc and £100 of the fee which is more than most of the creditors will get. Focus on other cases and crack on i say
Today, 3.17 pm Based on the Clients Firm Folding... and modest time delay* - I would let it go.   Hassle is not worth it.   *-Various valid reasons could be made that the debt isn't enforceable (and equaly various reasons would not be valid) etc....
Today, 3.03 pm I did a mortgage for someone last year, I never got round to invoicing them until just before completion (my mum was in and out of hospital).  Not long after completion, the clients business folded - It was in the local news as staff were not paid etc.  He has never disputed the fee, acc...
Today, 2.19 pm Spot on Heskey. To be fair to Accord they only want £55 admin fee and £70 valuation fee so not too heavy. 
Today, 12.56 pm Easiest way for them to sort this would be to remortgage on the basis on the separated title - that way the new lender is only assessing what the security will be. If they are tied to Accord then I'd agree it is something for them to resolve directly with Accord and it is likely to be a ballach...
Today, 11.57 am Another vote for Selina. I like the way it pulls their credit file across on the application., 

Latest from the Provider/Adviser forums

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Today, 1.41 pm Richard Pike, Sales and Marketing Director at Phoebus Software said: "Interest-only mortgages have often attracted criticism over the years, but the reality is that they remain an entirely appropriate solution when used responsibly and supported by a credible repayment strategy. The steady reductio...
Today, 1.36 pm Inflation has remained above target at 2.8%.[1] A typical £20,000 pot earning 2.12%[2] grows to just £22,212 over five years; at 4.15%[3] it would reach £24,509. Inaction could cost savers £2,297 in lost interest – around £38 a month over 5 years. With inflat...
Today, 1.30 pm The BTL Research Tool has evolved. We’ve rebuilt the Axessmax BTL Research Tool from the ground up. Whether you’re placing a standard Buy-to-Let or a complex multi-unit deal, the new tool at Axessmax.com gives you the precision to filter the market in seconds. ...
Today, 12.05 pm Emily Hollands, Group Head of Intermediary Sales and Distribution, Precise, said: "The continued fall in interest-only mortgage numbers, as shown in today’s UK Finance data, is broadly positive news, and a testament to the resilience of borrowers who have kept up with their obligations throug...
Today, 11.47 am Buy-to-let lender, Landbay, has today (17th June 2026) announced a series of rate cuts of up to 20 basis points (bps) across products within both its Core and Specialist ranges. The Core range is available for lending on standard properties for individuals, limited companies and LLPs; it is availab...
Today, 9.58 am Alex Upton, Managing Director, Specialist Mortgages & Bridging Finance, Hampshire Trust Bank, said: “The headline rate of rental inflation from the ONS does not tell the whole story in the private rented sector at the moment. Recent analysis from Hometrack highlighted a ‘two-speed&r...
Today, 9.57 am Richard Harrison, Head of Mortgages at Atom bank, comments: “The headline rate of house price inflation is more a reflection of the impact of the end of the Stamp Duty holiday a year ago, than what’s actually happening at the moment. On the ground, the housing market is feeling the domi...
Today, 9.43 am MyMoby, an AI-powered marketing app built for mortgage brokers, finance professionals and property professionals, has launched to help advisers create clearer, more consistent content without marketing taking over their time. Mortgage brokers are under increasing pressure to stay visible online, bu...
Today, 9.24 am Project Surveyors has joined the Bridging & Development Lenders Association (BDLA) as an Associate Member. Project Surveyors is a RICS-regulated surveying consultancy, providing valuation, building surveying and professional property services across London and the South East of England. The firm...
Today, 9.21 am The Conveyancing Association (CA), the leading representative body for the conveyancing industry, has welcomed the publication of HMRC guidance on registration requirements for those submitting Stamp Duty Land Tax (SDLT) returns, while warning of the increased complexity of the tax regime and the po...

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