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Latest from the Adviser forums

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Today, 8.14 pm Maybe Family BS? 
Today, 7.40 pm Will the current lender not switch it to interest only and do a PT at the same time?
Today, 7.30 pm View as a webpage  /  Share Need to know | All sectors | Data |  News and publication alerts | Open consultations |&nbs...
Today, 6.28 pm 100% THIS...a dive to the bottom, created by an FCA that does not understand Full Advice and enabling people to shoe horn execution only biz into a market that should always be full advice. I have had similar recently and all the work done already, and properly!
Today, 6.02 pm I do get that.  But at the same time, you cant always get your health back once it goes. Assuming your finances can take it, take the breather. Better to have the break, get your mojo back and then come back at it.    Nothing worse than taking the breather, coming back and it is qu...
Today, 5.07 pm The issue there is saying no to cases when you're up to your eyeballs, those cases will go elsewhere. Then when it's quiet I'd regret the ones I missed out on. Basically, can't win! 
Today, 5.02 pm There are times where I get stressed and just think I really CBA!  But thats normally when I am too busy. I tend to just put a stop to new cases (unless they are very big cases). Get what I have over the line, take a breather and then get back at it.  Christmas time when it dies down, I ...
Today, 4.55 pm Someone like Santander need £300k at the end of the mortgage term so £200k interest only and rest on repayment.
Today, 4.50 pm Nationwide are £200k outside of SE and London.
Today, 4.25 pm I have a couple about to go to SVR - looking at a sale in the next 6-12 months so ideally would put on a no ERC Tracker short term.  They are asking about going IO until it is sold as have some higher outgoings short term.  Will be sale of property to repay the loan. They earn over £...

Latest from the Provider/Adviser forums

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Today, 7.09 pm The partnership provides long-term funding to support 9Y Capital's continued growth in the UK bridging finance market. 30 July 2026 Fully licenced digital bank Kroo has entered a forward flow funding arrangement with specialist lender 9Y Capital (“9Y”) to support bridging and refurbish...
Today, 7.04 pm The Bank of England’s Monetary Policy Committee has decided to keep Bank Rate at 3.75%. Buster Tolfree, Managing Director – Mortgages, BTL and Bridging – United Trust Bank comments: "Holding Bank Rate at its current level is the right decision given the level of uncertainty facin...
Today, 7.03 pm Frances Haque, Chief Economist at Santander UK said: "Today's decision to keep rates on hold reflects the Bank of England's caution, as it looks for further evidence that inflation is on track to return to its 2% target. While inflation has fallen faster than expected in recent weeks, uncertainty a...
Today, 7.02 pm John Phillips, CEO of Just Mortgages and Spicerhaart: “The decision to leave the base rate unchanged was largely priced in, as better-than-expected inflation data helped negate the need for the central bank to pull the trigger on any rate increase. For once, I think we’re all grateful f...
Today, 7.01 pm Karl Wilkinson, CEO of Access Financial Services, on today's MPC decision: “The MPC has kept rates steady, but for many borrowers the wait for meaningful relief continues. “Holding the base rate was widely expected, but affordability remains a challenge for many households. While infla...
Today, 7.00 pm Richard Sexton, commercial director at Houzecheck, said: “The housing market remains a game of patience, and today’s decision keeps the chess pieces firmly in place. “The Bank of England’s decision to hold the Base Rate reflects the balancing act facing policymakers, with i...
Today, 6.59 pm Richard Pike, sales and marketing director at Phoebus Software to today’s base rate announcement: "A decision to hold rates is unlikely to come as a surprise. With inflation continuing to moderate and recent GDP figures pointing to a softer economic backdrop, the MPC has room to pause while i...
Today, 6.57 pm Following today's base rate announcement from the Bank of England, Charles Resnick, Chief Finance Officer, Afin Bank, commented: “The Bank of England remains in wait-and-see mode as the various economic and political developments play out, so a decision by the Monetary Policy Committee (MPC) ...
Today, 6.56 pm Martin Sims, Distribution Director at Molo, commented: "Almost everyone expected the Bank to hold rates this month. The more interesting question is how the market has adapted to that reality. Inflation is moving in the right direction, but it's still above target, and there are enough uncertaintie...
Today, 6.55 pm Steve Cox, Chief Commercial Officer at buy-to-let lender Fleet Mortgages: “The Bank of England's decision to hold Bank Base Rate at 3.75% feels like a continued common sense approach given the current backdrop. While inflation remains a concern, and the renewed conflict in the Middle East and...

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30/07/2026 Kroo Bank and 9Y Capital partner on forward flow arrangement
30/07/2026 “For borrowers, stability is valuable in itself.” UTB’s Buster Tolfree Comments on The MPC’s Decision to Hold Bank Rate
30/07/2026 Frances Haque, Chief Economist at Santander UK responds to the Bank of England's base rate announcement
30/07/2026 Just Mortgages comments on BoE MPC decision
30/07/2026 Access FS comments on BoE MPC decision
30/07/2026 Houzecheck comments on BoE MPC decision
30/07/2026 Phoebus reacts to base rate announcement - hold at 3.75%
30/07/2026 Afin Bank Base Rate Comment
30/07/2026 Bank of England base rate announcement - Martin Sims, Molo Finance
30/07/2026 Fleet Mortgages on MPC decision: Holding steady, but landlords should not wait for certainty

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