Search the forums and feedback
Make cherry your home page
You are here: cherry

Latest from the Adviser forums

Create a new topic
Today, 2.50 pm Excellent answer IMHO   Outcome for the client is pay say £500 for an opinion - which could go either eway.... or pay the £2,500 and know you might be due a refund.... - as you can always ask HMRC then.
Today, 1.55 pm Mortgage HQ in Plymouth?But you don't need to be told that this is not a great time to start in this business.
Today, 1.35 pm Plymouth
Today, 1.34 pm where in south west
Today, 1.34 pm Learn to say "No"
Today, 12.40 pm This article was very useful.... https://www.gov.uk/guidance/sdlt-linked-purchases-or-transfers My gut feeling is he should pay Stamp Duty on both House and Woodland. They appear to be "linked transactions" with "connected persons" (Parents/Son as Sellers). Just spoken to Cli...
Today, 12.38 pm Appreciate that, thank you
Today, 11.41 am Saving a sourcing list for the full amount.  By the time the client pays ERCs and the fact the rate will be higher, its cheaper to port and top up - any idiot can see that so if a complaint ever came in, its an easy defence. I wouldnt go OTT with paperwork personally.  Slightly different...
Today, 11.18 am Thank you.
Today, 10.38 am Yeah I saw that, I know it was a shoe in for this one but sometimes when deals are closer it gets more fiddly. Also when we pull the sourcing back into our Fact Find it then creates chaos as it assumes the whole mortgage was on the higher deal so you end up doing a lot of manual cr*p

Latest from the Provider/Adviser forums

Create a new topic
Today, 12.57 pm A quiet shift is underway in the UK mortgage market, and it is being driven by borrowers, not lenders. We are seeing more clients who are choosing to stay put, capital raise and improve and extend their homes, rather than move and pay more stamp duty and solicitor fees. While this may appear lifest...
Today, 12.30 pm Richard Pike, chief of sales and marketing at Phoebus Software, said: “While growth in buy-to-let has been uneven across the year, the latest figures show a clear resurgence in activity towards the end of 2025. “What’s particularly encouraging is that this growth is being support...
Today, 10.54 am Landlords with borrowing hold an average of 6.5 buy-to-let loans These are spread across an average of 2.1 lender relationships Average total borrowing stands at £714,000 Wednesday 15th April 2026 Landlords are managing increasingly complex borrowing arrangements, often across multiple...
Today, 10.45 am We’re excited to share that we’ve launched our new Outcome Survey platform to support firms in evidencing customer outcomes under Consumer Duty. As regulatory expectations continue to evolve, there is increasing focus on how firms evidence the outcomes they deliver — not just for c...
Today, 10.02 am Commenting on UK Finance’s Buy-to-let Mortgage Market Update – Q4 2025, Louisa Sedgwick, Managing Director of Mortgages at Paragon Bank, said: “UK Finance’s Q4 2025 figures indicate that landlord confidence was beginning to improve towards the end of last year. The data show...
Today, 9.59 am London, UK – Arc & Co. has successfully arranged a £4.6m finish and exit bridging loan for a commercial development in Basildon, Essex, comprising office space and industrial units. The facility was provided by Allica Bank at 65% loan-to-value. It enables the borrower to refinance t...
Today, 9.54 am Gross buy-to-let yields ticked up during the first quarter of the year, with Wales and the North East leading the yield chart regionally, data from buy-to-let mortgage specialist Paragon Bank has found. Paragon’s Q1 2026 Buy-to-Let Yields report, based on the bank’s lending data, found ...
Today, 9.50 am Paradigm, a provider of mortgage, protection, and compliance services, has today (15th April 2026) announced the appointment of a new Business Development Director. Nick Delawa joins Paradigm with immediate effect focusing on driving strategic growth with new member firms and nurturing and continui...
Today, 9.19 am Fleet Mortgages, the buy-to-let specialist lender, has today (15th April 2026) announced rate reductions of 20 basis points (bps) on its range of 75% LTV two-year, fixed-rate mortgage products. Within both its Standard and Limited Company ranges, the two-year, fixed-rate products have been reduced ...
Today, 9.09 am Recognise Bank has appointed Luke Watson as Director of Intermediary Sales and Lending, as it continues to strengthen its intermediary proposition and support the next phase of its growth strategy. Luke brings more than 20 years’ experience across commercial real estate lending, underwriting,...

View all newsletters Subscribe Latest newsletters

14/04/2026 Stamp Duty | Mtg account arrears? | Welsh shared ownership | Amazon voucher
14/04/2026 A streamlined process for your portfolio landlord clients
13/04/2026 90% of my problems... | April business | Leads | 2hr packaging? | Tax adviser
10/04/2026 App submittal time? | £90 leads | Stress Awareness Month | Listed building BTL
09/04/2026 Broker fee issue | Leads | Good start to April! | MyRegData fees | MBE Manchester
07/04/2026 Client won't pay fee | Barclays: What a change! | EA chasing me? | MyRegData
07/04/2026 Introducing The Equity Release Network (TERN)
02/04/2026 HLP & The Right Mtg | KB affordability | Ridiculous UW! | Cap Adequacy | BM Sols
31/03/2026 Rates disclaimer | KnowledgeBank | Easier to ask on Cherry! | MBT | March 26
30/03/2026 Affordability system? | Client closed Ltd Co | PT up £68pm! | March 26 | ONP

View all press releases Latest press releases

15/04/2026 Second Charge, the First Option
15/04/2026 Phoebus Software comments on UK Finance Buy-to-let mortgage market update
15/04/2026 Typical BTL landlord now holds 6.5 mortgages across multiple lenders
15/04/2026 Introducing Comentis Outcome Survey – the first client feedback platform purpose built for Consumer Duty
15/04/2026 Comment: UK Finance’s Buy-to-let Mortgage Market Update
15/04/2026 Arc & Co. completes £4.6m commercial development finish and exit loan
15/04/2026 Buy-to-let rental yields increase in Q1, with Wales and the North East leading regionally
15/04/2026 Paradigm announce appointment of new Business Development Director
15/04/2026 Fleet Mortgages reduces two-year fixed-rate pricing
15/04/2026 Recognise Bank appoints Luke Watson as Director of Intermediary Sales and Lending

...

Copyright © cherry™ 2004 – 2026. All rights reserved.

Advertise with cherry - Contact Us - Privacy Policy / Terms and Conditions

cherry™ / cherryFind™ are trading names of cherry™ Registered Office: The Stables, Little Coldharbour Farm, Tong Lane, Lamberhurst, Tunbridge Wells, Kent TN3 8AD Registered in England and Wales. Company Registration Number: 05624666 VAT Number: 874593966

Please note that cherry™ never recommends the products or services of other companies