Landbay reduces rates across Core And Specialist range by up to 20bps

17 June 2026

Buy-to-let lender, Landbay, has today (17th June 2026) announced a series of rate cuts of up to 20 basis points (bps) across products within both its Core and Specialist ranges.

The Core range is available for lending on standard properties for individuals, limited companies and LLPs; it is available to landlords with portfolios of any size and also offers AVM options. Specialist products cover holiday lets, HMO, MUFB and trading companies.

Highlights of these rate changes include:

• Core range: five-year fixed-rate 75% LTV Standard and AVM options cut by 20bps and now available from 4.74%; two-year fixed-rates also cut by 20bps and available from 3.99%.
• Specialist range: five-year fixed-rate 75% LTV HMO/MUFB products cut by 10bps and now available from 5.44%; two-year fixed-rates also cut by 10bps and available from 4.34%.

Landbay has also cut rates on its Core Product Transfer mortgage options; five-year fixed-rates, up to 75% LTV, are now available from 5.24%; two-year fixed-rates are available from 4.24%.

These cuts follow similar rate reductions announced by the lender earlier this month covering over 50 products within its Premier range. Premier is a range of standard and HMO products with up to 15 mortgaged properties, available to both individual and limited company landlord borrowers, and features some of Landbay’s most competitive rates.

For details on Landbay’s full buy-to-let product range, please visit: https://landbay.co.uk/intermediaries/products-and-btl-calculator/

Rob Stanton, Sales and Distribution Director at Landbay, said:

“Following the widespread reductions we announced within our Premier range earlier this month, we are pleased to be making further cuts across both our Core and Specialist products. These latest changes mean brokers have access to even more competitive pricing across a wider range of landlord scenarios, wants and needs, whether they are placing straightforward buy-to-let cases or supporting clients with more specialist borrowing needs such as HMOs and MUFBs.

“While market conditions remain fluid, we remain committed to doing everything we can to support brokers and their landlord clients with competitive products, broad lending options and certainty of service. The strength of our proposition lies not only in pricing, but also in the breadth of choice we can offer, and these reductions ensure advisers have access to solutions that can meet the needs of landlords at all stages of their property investment journey.”