Virgin Money - Things keep getting better

At Clydesdale Bank and Virgin Money, we’ve been busy making changes designed to improve our service for your customers.

This means we’ve been saying yes more often. A lot more often. In case you missed these, here are some of our biggest improvements so far.

Changing it up

For both Clydesdale Bank, and Virgin Money, we’ve:

1. Increased our terms with a 40-year max now available.
2. Improved our scorecard for more straight accepts and fewer refers.
3. Improved our stress rates meaning we can now lend to more customers.

Plus, just for Virgin Money, we’ve:

1. Improved our affordability calculator which now tells you the max amount you can borrow.
2. Improved our Lending into Retirement criteria helping more customers plan their futures.
3. Launched our Retrofit Boost Mortgage with up to £10k cashback for eligible energy efficient improvements.

And at Clydesdale Bank, we’ve:

1. Boosted BTL affordability with reduced stress rates to increase borrowing amounts.
2. Increased access to our underwriters for any loans over £500k.
3. Improved our Foreign Nationals policy with access to higher LTVs and a wider range of visa types accepted.

Got a quirky case?

Get in touch with your Business Development Manager. If they can help you say yes, they will.

The team at Virgin Money