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At Clydesdale Bank and Virgin Money, we’ve been busy making changes designed to improve our service for your customers.
This means we’ve been saying yes more often. A lot more often. In case you missed these, here are some of our biggest improvements so far.
Changing it up
For both Clydesdale Bank, and Virgin Money, we’ve:
- Increased our terms with a 40-year max now available.
- Improved our scorecard for more straight accepts and fewer refers.
- Improved our stress rates meaning we can now lend to more customers.
Plus, just for Virgin Money, we’ve:
- Improved our affordability calculator which now tells you the max amount you can borrow.
- Improved our Lending into Retirement criteria helping more customers plan their futures.
- Launched our Retrofit Boost Mortgage with up to £10k cashback for eligible energy efficient improvements.
And at Clydesdale Bank, we’ve:
- Boosted BTL affordability with reduced stress rates to increase borrowing amounts.
- Increased access to our underwriters for any loans over £500k.
- Improved our Foreign Nationals policy with access to higher LTVs and a wider range of visa types accepted.
Got a quirky case?
Get in touch with your Business Development Manager. If they can help you say yes, they will.
The team at Virgin Money
