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Moneyfacts Critical Illness Star Ratings announced

09 April 2018

Moneyfacts has completed its assessment of the stand-alone critical illness with term assurance market, and has awarded its Star Ratings accordingly.

The Moneyfacts Critical Illness Star Ratings are based on the weighting of specific features, outside of product premiums, which are likely to be the most relevant to those looking to take out a policy that can support them in the event of a critical illness or injury.

Using Moneyfacts’ vast knowledge, gained from extensive analysis of these products, these ratings help consumers to choose, with confidence, a plan that has flexible terms, that covers a wide range of illnesses and is of the highest standard.

Richard Eagling, Editor of Investment Life & Pensions Moneyfacts, said:

“The critical illness market continues to see providers regularly updating their products by adding new conditions and degrees of cover, making the task of choosing the best policy more difficult. The annual Moneyfacts Critical Illness Star Ratings provide valuable insight into the quality of both the features and cover on offer, leaving consumers to assess the products’ costs.”

Please see below the full list of awarded products:

CRITICAL ILLNESS DECREASING TERM STAR RATINGS — 5 STARS

•AA Insurance Services
•Life Insurance
•AEGON
•Personal Protection
AIG Life
•YourLife Plan — Critical Illness Cover
•Aviva
•Life Insurance +
•Legal & General
•Life Insurance with Critical Illness Cover
•LV=
•Decreasing Life Insurance with Critical Illness Cover
•Royal London
•Personal Menu Plan
•Sainsbury's Bank
•Life Insurance with Critical Illness Cover
•VitalityLife
•Serious Illness Cover
•Zurich Assurance
•Decreasing Protection Plan

CRITICAL ILLNESS LEVEL TERM STAR RATINGS — 5 STARS

•AA Insurance Services
•Life Insurance
•AEGON
•Personal Protection
•AIG Life
•YourLife Plan — Critical Illness Cover
•Aviva
•Life Insurance +
Legal & General
•Life Insurance with Critical Illness Cover
•LV=
•Level Life Insurance with Critical Illness Cover
•Royal London
•Personal Menu Plan
•Sainsbury's Bank
•Life Insurance with Critical Illness Cover
•VitalityLife
•Serious Illness Cover
•Zurich Assurance
•Level Protection Plan