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Moneyfacts Star Ratings – Personal Current Accounts announced

19 September 2018

The annual review of the personal current account market has been completed, concluding with the yearly Moneyfacts Star Ratings.

The Moneyfacts Star Ratings for personal current accounts comprises of four and five-star categories, which assesses the excellence of each current account. Using Moneyfacts' vast knowledge base, the Moneyfacts Star Ratings evaluate the most worthy products, giving customers the confidence in selecting a product to best suit their needs.

 Samantha Owens, Star Ratings & Personal Finance Analytics Manager at Moneyfacts, said:

"With uncertainty rife in the UK economy, it’s important that consumers still research the market reaching for the most suitable current account for them, finding one that offers the most useful and ongoing features. The sector provides a myriad of products and offers, which can be confusing when trying to find the best deal.

"The Moneyfacts Star Ratings consider the merits and key features of each individual account against the whole market, giving customers confidence that they are getting a good deal."

Please see below the full list of awarded products:

STANDARD CURRENT ACCOUNTS

FIVE STARS FOUR STARS

Bank of Scotland

  • Classic
  • Classic with Vantage

Barclays Bank

  • Bank Account
  • Bank Account with Control

Clydesdale Bank

  • Current Account Control

first direct

  • 1st Account without First Directory

Halifax

  • Reward Current Account

HSBC

  • Advance
  • Bank Account Pay Monthly
  • Bank Account

Lloyds Bank

  • Club Lloyds
  • Classic

M&S Bank

  • M&S Current Account

Metro Bank

  • Current Account

Nationwide BS

  • FlexAccount
  • FlexDirect

NatWest

  • Select Account with Control

Royal Bank of Scotland

  • Select Account with Control

Santander

  • 123 Current Account
  • Select Current Account

smile

  • Current

Starling Bank

  • Current Account

Tesco Bank

  • Current Account

The Co-operative Bank

  • Current Account with Everyday Rewards

TSB

  • Classic Plus with Control
  • Classic Plus
  • Classic with Control

Yorkshire Bank

  • Current Account Control

Bank of Ireland UK

  • Clear Account

Clydesdale Bank

  • B Current Account

Cumberland BS

  • Cumberland Plus

Danske Bank

  • Danske Choice

ICICI Bank UK

  • UK Home Vantage

NatWest

  • Reward
  • Select Account

Post Office Money

  • Standard Account

Royal Bank of Scotland

  • Reward
  • Select Account

Santander

  • 123 Lite Current Account
  • Everyday Current Account

Triodos Bank

  • Current Account

TSB

  • Classic

Ulster Bank

  • Select Current Account

Yorkshire Bank

  • B Current Account

PACKAGED CURRENT ACCOUNTS

FIVE STARS FOUR STARS

Bank of Scotland

  • Platinum with Vantage
  • Platinum

first direct

  • 1st Account with First Directory

Lloyds Bank

  • Platinum with Club Lloyds
  • Platinum

M&S Bank

  • M&S Premium Current Account

Nationwide BS

  • FlexPlus

The Co-operative Bank

  • Everyday Extra with Everyday Rewards

Barclays Bank

  • Bank Account with Travel Plus Pack and Control
  • Bank Account with Travel Plus Pack

Clydesdale Bank

  • Signature Current Account

Halifax

  • Ultimate Reward Current Account

NatWest

  • Reward Platinum

Royal Bank of Scotland

  • Reward Platinum

Ulster Bank

  • ufirst Private Current Account

Yorkshire Bank

  • Signature Current Account

PREMIUM CURRENT ACCOUNTS

FIVE STARS FOUR STARS

Barclays Bank

  • Premier Current Account with Travel Plus Pack
  • Premier Current Account with Travel Plus Pack and Control

Investec Bank plc

  • Voyage

NatWest

  • Reward Black

Royal Bank of Scotland

  • Reward Black

Barclays Bank

  • Premier Current Account with Tech Pack
  • Premier Current Account with Tech Pack and Control
  • Premier Current Account with Travel Pack
  • Premier Current Account with Travel Pack and Control

HSBC

  • Premier Bank Account

STUDENT CURRENT ACCOUNTS

FIVE STARS FOUR STARS

HSBC

  • Student Bank Account

Nationwide BS

  • FlexStudent

NatWest

  • Student

Royal Bank of Scotland

  • Student

Santander

  • 123 Student Current Account

Bank of Ireland UK

  • Student Current Account

Bank of Scotland

  • Student Account

Barclays Bank

  • Student Additions

First Trust Bank (NI)

  • Student+ Account

Halifax

  • Student

Lloyds Bank

  • Student

TSB

  • Student

GRADUATE CURRENT ACCOUNTS

FIVE STARS FOUR STARS

HSBC

  • Graduate Bank Account

Nationwide BS

  • FlexGraduate

NatWest

  • Graduate

Royal Bank of Scotland

  • Graduate

Bank of Scotland

  • Graduate Account

Barclays Bank

  • Higher Education Account

First Trust Bank (NI)

  • Graduate Account

Lloyds Bank

  • Graduate

Santander

123 Graduate Account

YOUTH CURRENT ACCOUNTS

FIVE STARS FOUR STARS

Bank of Scotland

  • Under 19s Account

Lloyds Bank

  • Under 19s Account

Nationwide BS

  • FlexOne

Santander

  • 123 Mini Current Account

TSB

Under 19s Account

Barclays Bank

  • Young Persons Account

HSBC

  • MyAccount