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HSBC - We’ve reduced our stress rates
22 April 2025
Great news – from today, Tuesday 22nd April we’ve made reductions to the stress rates used in our residential affordability calculations, for both purchase and remortgage applications.
Stress rates are an integral part of ensuring affordability for your customers mortgage applications, and by amending the affordability rate at which the mortgage is calculated, we can now support more customers in meeting the affordability criteria and potentially increase their borrowing amounts.
Further information
Talk to us using Chat with us, call our Broker Support Team on 0345 600 5847 (Monday to Friday, 9am to 5pm) or contact your local BDM.
HSBC UK
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