LiveMore Update: We've improved affordability - includes LVR change

22 April 2025

We improved affordability with yet another change last week, and here’s a quick reminder of our recent changes in April.

⬇️Reduced rates

• LiveMore Variable Rate (LVR) reduced from 4.80% to 4.54% changed 16th April as part of the quarterly review
  
  
• All Standard and RIO LiveMore 1 to 4 rates reduced by up to 0.59%, now from 5.43% (as at 4th April)
  
  
• 🌷Spring Saver limited-edition 2-Year fixed rates from 5.78% available until 5pm 30th April 2025

✔️Affordability and criteria enhancements:

• LVR reduced from 4.80% to 4.54%
• Reversion margin – reduced from 3.50% to 3.00%
• Changes made to how different elements of income are treated
• Stress testing measures have been refined to reflect current market conditions enabling increased lending potential

Download product guide

Any questions or cases to discuss, please get in touch

• 020 4525 7754
• sales@livemoremortgages.com
• Contact your local business development manager.

For intermediaries only.