Helping first time buyers purchase new build homes - without a deposit

29 April 2025

Discover Deposit Lite in Action

We know how tough it can be for first-time buyers to get onto the property ladder - especially when a deposit is out of reach. That’s why we created Deposit Lite, a mortgage solution that allows buyers to borrow up to 100% of the purchase price with the help of a family-backed collateral charge.

But did you know Deposit Lite is also a perfect fit for new-build houses and apartments?

🔹 New builds (houses and apartments) accepted
🔹 Builder incentives up to 5% welcomed - Have more? Speak to your Key Account Manager
🔹 6-month offer validity
🔹 Soft footprint DIP & manual underwriting
🔹 Great for clients with real-life credit stories, not perfect scores
🔹 Contract reassignment up to 80% LTV

To show you how it’s working in the real world, we’ve pulled together two quick case studies - one for a couple who bought a new-build house and one for a solo buyer who secured a city apartment.

These are great examples of how Deposit Lite can open doors for your clients.
👉 Download Dan and Alice's Case Study Here
👉 Download Jordan's Case Study Here

If you have any questions, or a case you’d like to discuss, your Key Account Manager is ready to help.

Let’s help more buyers become homeowners ...The Bucks Way.