OMS partners with Monument Technology to integrate originations as part of an end-to-end banking platform for lenders

06 May 2025

One Mortgage System (OMS) and Monument Technology (Monument) have partnered to combine OMS’ advanced originations solution with Monument’s Banking Platform as a Service creating an end-to-end proposition for lenders.

The partnership provides banks, building societies and specialist lenders with a seamless, end-to-end proposition. Clients can originate loans using OMS’s lender origination platform and Monument Technologyprovides an open, configurable, end-to-end, banking platform as a service (BPaaS) solution.

Launched in 2023, OMS Originations streamlines the whole end-to-end origination journey for both the intermediary and direct submission routes to deliver unparalleled processing capability, while also ensuring all parties remain fully informed throughout the process. A customisable dashboard allows lenders to create efficient workflows to meet a variety of borrowing requirements without having to endure lengthy development times or additional costs.

Monument Technology, which launched in 2023, is a Banking-Platform-as-a-Service providing everything from digital channels, through core banking, to servicing and everything else needed to run and grow a bank or building society. With a suite of best-in-class components alongside Monument’s natively developed mobile and web apps, all the third-party licenses, featuring delivery and platform maintenance are delivered in a single contract.

OMS Originations also supports instant decisioning, product engine, bespoke underwriting processing plus second- and third-line audit functionality so that everything is in one place. In addition, the platform supports a range of complex products including semi-commercial, self-build, JBSP, buy-to-let, retirement interest-only, right to buy, holiday lets, mortgages for expats, limited company buy-to-let and commercial, amongst others.

Dale Jannels, CEO of One Mortgage System, commented:

“Partnering with Monument Technology is a significant step in our journey towards a full end-to-end service proposition and has already enabled us to engage with many lenders seeking to move providers.

“With the emergence of AI, it’s clear that choosing the right technology partner is high on the agenda for many banks, building societies and specialist lenders as their needs, along with the needs of their borrowers, savers and brokers are changing. Gone are the days of staying with archaic platforms because it’s ‘always been that way’.

“2025 is already shaping to be an exciting year for OMS Originations and we look forward to working with the Monument Technology team over the coming months and years.”

Steve Britain, CEO of Monument Technology commented:

“We are delighted to be partnering with OMS to integrate their broker portal and mortgage origination capability with the end-to-end Monument platform to enable our first client, Ecology Building Society, to dramatically enhance their lending proposition. We also look forward to bringing OMS and the Monument Technology platform together for the benefit of other clients going forward.”