Inspired Lending cuts bridging rates to 0.89%

21 May 2025

Inspired Lending has announced a rate reduction across its product range, with new pricing now starting from 0.89% per month, down from the previous minimum of 0.99% per month. The change takes effect immediately and applies to all new lending.

The updated pricing comes following a reduction in Inspired Lending’s cost of funding and forms part of the lender’s focus on supporting brokers and borrowers in a market where pricing and speed remain critical.

The new rates are designed to benefit investors and developers seeking short-term funding for purchases, refurbishments, and capital raising, particularly where timing, flexibility, or asset complexity might limit access to mainstream options.

The lender recently completed a £1.1 million facility to support a structural refurbishment project in South Yorkshire. The deal involved 100% of both the purchase price and build costs, with the loan secured against two properties and drawn down in tranches.

Inspired Lending works closely with brokers to deliver flexible, short-term solutions across residential and mixed-use property. The lender continues to grow its market presence, having recently marked 18 months of lending and expanded its team to meet growing demand.

Gavin Diamond, CEO of Inspired Lending, said:

“We’ve been pleased with the growth we’ve achieved over the past 18 months and the trust we’ve built with brokers across the market. This rate reduction is a direct result of a drop in our cost of funding, and we’re passing that benefit on to our clients. At a time when bridging has an important role to play in unlocking opportunities, we want to make sure we remain competitive and accessible.”

For more information, visit: https://inspiredlending.co.uk