Refurbishment Bridging 80% LTV NET at 0.7% pcm!

27 May 2025

If you are purchasing a Residential property in need of Refurbishment, we have THE most competitive range of Refurb Bridging Finance options.

Up to 80% LTV Net on Day 1
Lending off OPEN MARKET VALUE (and NOT 180 Day value!)
Minimum net loan £200k
Maximum net loan £5m

The following applies where the exit to the Bridge is via a refinance (as opposed to sale):

Loan sizes £200k to £1m come with a 1.5% Arrangement Fee
Loan sizes £1m to £2m come with a 1% Arrangement Fee
Loan sizes £2m to £5m come with a 0.5% Arrangement Fee
WITH NO ADDITONAL BROKER FEES!

Light Refurbishment
Interest at 0.70% pcm for 80% LTV net.
No Exit Fees.

Heavy Refurbishment
Interest at 0.75% pcm for up to 70% LTV net.
Interest at 0.85% pcm for up to 80% LTV net.
No Exit Fees.

With the above options, Borrower is to fund the cost of works, so no project monitoring.

Options are also available for Heavy Refurbishment projects providing the cost of works (in tranches & in arrears) as follows:

Heavy Refurbishment with Drawdowns
Up to 75% LTV NET on Day 1
then 100% of cost of works,
subject to a maximum 70% Loan to GDV.

Interest at 0.8% pcm for up to 70% LTV net.
Interest at 0.85% pcm for up to 75% LTV net.
No Exit Fees.

Monitoring costs are typcially £500 for the initial report then circa £300 for each subsequent report when the Cost of Works is below £500k. For works above £500k, bespoke monitoring pricing applies.

It is not uncommon for us to be able to source options which other brokers do not have access to, so feel free to put our services to the test today.

With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today.

Call Positive today on 0161 763 0321
info@positivecommercialfinance.co.uk