HTB launches top ISA rates as ‘tax free today, taxed tomorrow’ fears grow

05 June 2025

Hampshire Trust Bank (HTB) has launched a new range of market-leading long-term fixed-rate Cash ISAs and savings accounts amid growing uncertainty around the future of tax-free savings allowances.

The new Cash ISA accounts offer a timely opportunity to secure attractive, tax-free means of safeguarding savings at a time of increasing concern around changes to ISA annual subscriptions.

Today, HTB launched market-leading rates across it’s long fixed-term ISA range:

4.20% AER – 2 Year Online ISA Fixed Saver
4.20% AER – 3 Year Online ISA Fixed Saver
4.20% AER – 5 Year Online ISA Fixed Saver.

There’s news for non-ISA personal savers, businesses and charities too, with two new table-topping 5 Year Bonds, helping even more UK savers with their long-term savings plans:

4.46% AER – 5 Year Fixed Saver for personal customers
4.30% AER – 5 Year Fixed Saver for businesses and charities.

With a minimum deposit of £1, annual interest and unlimited deposits for the first 14 days, HTB’s fixed term savings accounts are designed for savers seeking security and strong long-term returns.

Stuart Hulme, Managing Director of Savings at HTB, said:

“With talk of ISA reforms and growing uncertainty around ISA subscriptions, savers are understandably asking: will what’s tax-free today be taxed tomorrow? Our new long-term ISA rates give people a chance to lock in generous returns – and some peace of mind – ahead of any change.”

HTB’s proactive move comes as industry speculation mounts about potential changes to ISA rules in the Autumn Budget, including possible freezes or reductions to tax-free thresholds.

To broaden choice for savers even further, HTB has also launched an exclusive 1 Year Cash ISA to Hargreaves Lansdown customers through its Active Savings service. HL is one of the UK’s largest and most trusted savings platforms.

Mark Hicks, Head of Active Savings at Hargreaves Lansdown, said:

“HTB’s exclusive fixed term 1 Year Cash ISA has gone straight to the top of our table with a leading rate which is great news for our savers. With questions around how long the tax-free allowance will remain in its current form, helping our customers secure a competitive fixed rate within an ISA wrapper offers both peace of mind and real value.”

These moves underlines HTB’s continued commitment to offering no-nonsense, rewarding savings accounts that help UK savers do more with their money while planning for the long-term - especially in uncertain times.

For further information about HTB and its range of products for personal and business customers, visit www.htb.co.uk