LiveMore announces increased LTVs across lifetime products

06 June 2025

LiveMore, the mortgage lender for people aged 50 to 90 plus, continues to drive forward its lifetime (equity release) mortgage range following a hugely successful launch at the start of 2025. Today it has announced a further enhancement, by introducing increased lifetime loan to values (LTVs) of up to 1.75%. For example, for customers aged 80 the LTV has increased from 49.75% to 51.00%. At age 70, it has increased from 39.25% to 41.00% LTV and at age 55, from 22.25% to 24.00% LTV. These changes will go live from 9:00am on Friday 6 June 2025.

As part of its ongoing commitment to supporting brokers and widening access to later life lending, LiveMore is increasing LTVs across all Standard, 5-Year ERC and 6 Month Offer (Purchase) lifetime products. These enhancements do not apply to the Premier, Property+ or LTV1 tiers.

Les Pick, Sales Director of Equity Release at LiveMore, says,

“We’re pleased to introduce these enhancements, which reflect our ongoing efforts to provide greater flexibility and support for later life borrowers. The LTV increases will provide new opportunities for customers seeking to unlock equity. As always, we encourage brokers to use the LiveMore Mortgage Matcher® to find the most suitable solutions quickly and efficiently.”

Full details of the new rates are available in LiveMore’s updated product guide, now available on its website. The LiveMore Mortgage Matcher is free to brokers and available on the LiveMore website at livemoremortgages.com/lmm. It works in conjunction with the affordability calculator and built with consumer duty in mind, it supports brokers to identify products that more precisely meet their clients’ circumstances, helping them grow their later life lending business.