Afin Bank appoints Pure Panel Management as surveying partner

09 June 2025

Pure Panel Management, a leading provider of panel management services, has partnered with Afin Bank, a new digital bank set to begin lending in 2025, to support its mortgage proposition.

Afin Bank was created to help underserved Africans and other diaspora communities living and working in the UK to access mortgages. The bank says its lending products may also be suitable for UK-resident customers, including high net worth borrowers and self-employed workers.

The new agreement will see Pure Panel Management deliver surveying and valuation services for Afin Bank’s residential and buy to let (BTL) mortgages, ensuring a streamlined process designed to enhance efficiency and reliability. The collaboration will aid brokers in placing cases for clients who may struggle to obtain traditional financing due to circumstances such as their nationality, visa status, or lack of UK credit history.

Afin Bank secured a banking licence from the Prudential Regulation Authority (PRA) in October 2024, and its mission to improve mortgage accessibility for the African diaspora and other foreign national customers in the UK ensures that brokers have a lender that understands the complexities faced by underserved borrowers. Pure Panel Management’s extensive network of highly experienced surveyors will provide a valuation process aimed at supporting brokers in delivering a smooth client experience.

Pure Panel Management provides nationwide solutions to lenders, packagers and brokers across all sectors of the mortgage market. Based in Newcastle upon Tyne, it is a family-run business that prides itself on service, delivery, and strong relationships. With extensive knowledge of the UK valuation marketplace, the firm has a panel of over 900 surveyors.

James Gillam, Managing Director at Pure Panel Management, commented:

“Supporting new lenders like Afin Bank in bringing specialist mortgage solutions to the market is exactly what we do best. Its focus on underserved borrowers dovetails with our responsibility to deliver high-quality valuation services that enable brokers to help more clients access home ownership and investment opportunities.

“Our panel of professional surveyors, combined with our market expertise, ensures valuations are conducted efficiently and accurately, providing brokers with the guidance and tools to handle each case as effectively as possible.”

Nicola Tunney, Chief Operating Officer at Afin Bank, added:

“Our partnership with Pure Panel Management is a key step in building a mortgage offering that truly serves underserved borrowers such as the foreign diaspora, high net worth individuals, and the self-employed. Many of these borrowers have stable incomes and strong financial track records but face challenges accessing mortgage finance because they don’t meet the lending criteria set by many mainstream providers.

“By working with a panel management provider like Pure Panel Management that understands our ethos, we can offer brokers and their clients a valuation process that complements our streamlined approach to helping underserved borrowers in the UK.”

For more information on Pure Panel Management, visit www.pure-pm.com

For more information about Afin Bank visit www.afinbank.com