HTB backs £20m+ strategic land portfolio for UK investor
13 June 2025
Hampshire Trust Bank (HTB) has completed a £20m+ development finance facility to refinance a substantial strategic land portfolio on behalf of a UK-based investor.
The committed term facility is secured against parcels of development land across the South East region and the Midlands, with planning consents in place to enable the future delivery of a significant pipeline of new homes.
The borrower, an established investor with deep expertise in strategic land and planning-led development, will use the funding to support the phased sale of consented sites to UK housebuilders and its own housebuilding arm.
This deal builds on HTB’s ability to structure composite, high-value land facilities. The bank provided certainty of funding and flexibility to support phased delivery and evolving planning profiles. HTB worked closely with the borrower and broker to accommodate a multi-entity ownership structure and a geographically diverse land portfolio, completing the facility within weeks of the initial credit discussion. HTB has also indicated support to fund the borrower’s future pipeline.
The deal was introduced by GHJ Advisory.
John Fay, director of GHJ Advisory, said:
“GHJ Advisory was delighted to introduce this opportunity and collaborate with HTB in providing this significant facility for our long-standing and valued client. This respected UK investor sought speed, accuracy and professionalism, all of which HTB delivered in spades. A great team effort by both the HTB central team and the GHJ broker.”
Tim Mycock, lending director with the development finance team at HTB, said:
“This was a highly structured facility that needed to reflect both the composite nature of the portfolio and the needs of an experienced land investor. We were able to bring real clarity to the structuring, while maintaining the flexibility the borrower required. It was a great collaborative effort across our team and with the broker, and I am pleased we were able to deliver exactly what was needed to support the borrower’s objectives.”
Neil Leitch, managing director of development finance at HTB, commented:
“There is strong demand in this market for lenders who can provide certainty and structure for land transactions. Investors need funding they can rely on, particularly where there are phased exits, evolving planning positions and multiple ownership layers involved. This is exactly where HTB can add value. I am pleased to see us continuing to support experienced land investors with a facility that meets their real-world requirements, and we look forward to building the relationship further.”
