Black & White Bridging comment on inflation

18 June 2025

Martyn Smith, CEO of Black & White Bridging, said:

“Stabalising inflation gives the wider market time to recalibrate — and for bridging lenders, that’s an opportunity. While mainstream borrowing conditions remain tight, there’s increasing confidence among investors and developers who are looking beyond the noise and planning ahead.

“We’ve seen a surge in applications this quarter — not speculative, but strategic. Clients are using bridging to secure assets, complete refurbs, and lock in gains while prices remain stable. Many are also using short-term finance to keep chains intact as buyers navigate high street mortgage delays.

“Inflation staying put doesn’t generate headlines, but it builds momentum quietly. For us, it’s a chance to support savvy borrowers who understand the value of speed, flexibility and relationships in a market that’s still finding its feet.”