Comment from LiveMore on interest rate decision

19 June 2025

Simon Webb, managing director of capital markets and finance at LiveMore, comments:

“The Bank’s decision to hold interest rates today is a sensible move considering current inflation levels and ongoing geopolitical uncertainty. While borrowers may be eager to see further cuts, today’s hold helps to reinforce market stability and gives lenders and intermediaries the space to plan with greater confidence.

“For the later life lending market, this consistency is welcome. After a period of significant economic volatility, a steady rate environment allows brokers to have more informed conversations with clients about their long-term financial plans.

“We remain optimistic about the outlook for later life lending. With demand growing and awareness increasing, there are real opportunities to support older borrowers with tailored, flexible solutions — particularly as the market prepares for the potential of further rate cuts later in the year.”