Finova's comment on interest rates

19 June 2025

Matt Harrison, commercial director at Finova Broker, commented:

“While today’s hold may feel underwhelming to borrowers hoping for immediate relief, for brokers, it marks a useful moment of clarity. When rates stay flat, brokers can shift out of reactive mode and into strategic guidance — helping clients plan with more confidence, rather than second-guess the next move.

“That said, this isn’t a return to calm — it’s a holding pattern in a high-stakes environment. Lenders remain cautious, product windows are tight, and clients are still navigating affordability thresholds. The brokers who’ll thrive in this landscape are the ones who can adapt fast: spotting opportunities in niche products, helping clients remortgage at the right time, and translating macro data into personal impact.

“We're focused on giving brokers that edge — whether it’s through smarter sourcing tools, real-time affordability tracking, or better CRM insights. A flat rate doesn’t mean a flat market — and the right tech can turn stability into momentum.”