LiveMore comment on HMRC Property Transactions

27 June 2025

Simon Webb, managing director of capital markets and finance at LiveMore, comments:

“The rise in property transactions in May is a positive signal that market confidence is gradually returning. A subdued April was unsurprising following the March stamp duty deadline rush, but nevertheless it’s encouraging to see stability returning to the housing market. With interest rates no longer in flux, we’re seeing growing confidence among borrowers who can now plan ahead with greater certainty.

“While there’s always much discussion around the needs of first-time buyers, it’s crucial we don’t overlook the changing needs of older homeowners. The over-50s represent one of the most underserved and financially diverse segments of the market. At LiveMore, we believe the return of market momentum must go hand-in-hand with greater product flexibility and advice tailored to later life. With the right support, older borrowers can play a powerful role in driving market activity – not just as movers or refinancers, but as key enablers of intergenerational wealth and mobility.”