The Insurance Surgery: High BMI | Bowel Cancer – Referral Case Studies
01 July 2025
We’d like to share two recent case studies involving High BMI and Bowel Cancer. In both cases, the clients were successfully insured were previously, cover was not possible.
If you have clients who need cover, but you're limited by time, access to specialist insurers, or would simply like a second opinion, we can help.
Life Cover for Client with High BMI & Peri-Menopause
Client Profile
- Age: 39
- BMI: 46.8
- Medical Conditions: Peri-menopause
Protection Secured
- Policy Type: Level Term Life Insurance
- Sum Assured: £100,000
- Term: 28 years
- Monthly Premium: £32.81
The client was concerned about exclusions and affordability. We secured cover with no exclusions.
Case Study 2: Life Cover Secured After Stage 4 Bowel Cancer
Client Profile
- Medical History: Stage 4 bowel cancer (diagnosed 2018, all-clear 2023), rheumatoid arthritis
Protection Secured
- Policy Type: Decreasing Term Life Insurance
- Sum Assured: £152,000
- Term: 25 years
- Monthly Premium: £34.40
After a 2-month process involving detailed medical evidence, we obtained affordable cover with no exclusions.
Benefits of Referring Protection:
- Specialists with medical conditions and occupations
- Access to exclusive underwriters
- No pressure, no fees, just expert guidance
- Award-winning support for your clients
Whether it’s life insurance, income protection, or business protection, we’ve got your clients covered.
Refer to The Insurance Surgery
Have a case to discuss?
Join us at our weekly referral drop-in sessions via Teams – or get in touch directly and we’ll help you find the best solution.
- Date: Every Friday
- Time: 10:00 – 11:00
Microsoft Teams Need help?
Join the meeting now
Meeting ID: 310 143 149 509
Passcode: 5rF2Yu7K
Prefer a conversation first?
E: partnerships@theinsurancesurgery.co.uk
P: 0800 083 2829
The Insurance Surgery Partnerships Team
Specialist Life & Protection Broker | Rated Excellent on Trustpilot
https://www.the-insurance-surgery.co.uk/forms/ifa-full-service/