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Market Harborough lowers bridging finance rates and launches limited edition range

04 July 2025

Bridging finance and complex case specialist Market Harborough Building Society has supercharged its bridging finance with three enhancements to provide brokers and clients with greater value, flexibility and choice.

It has reduced monthly bridging rates by 0.01% and increased its maximum loan size to £5m on its existing tier one and two bridging range, making it available to a wider audience.

It has also launched a new limited edition range for simple cases. These new fixed and variable rate products are designed especially for clients with straightforward, regulated bridging finance applications up to £1m, such as chain break scenarios. Rates start at 0.58%* variable, with an application fee of £95 and maximum 70% LTV.

Commenting on the enhancements, Iain Smith, head of mortgage distribution, said:

“These changes strengthen our bridging finance proposition so we can help even more clients. By lowering rates and increasing our maximum loan size, we’re giving brokers more options to support a broad range of client needs, from high-value cases to simpler, regulated transactions. The introduction of our limited edition range also reflects our commitment to innovation and agility in a fast-moving market. We’re here to make complex cases simpler and straightforward deals even more accessible.”

Rates for the specialist lender’s limited edition bridging finance product start from:

  • 0.58% variable* and 0.62% fixed* for up to 50% LTV
  • 0.64% variable* and 0.68% fixed* for between 50.01% - 60% LTV
  • 0.70% variable* and 0.74% fixed* for between 60.01% - 70% LTV

Its standard bridging finance range caters for more complex scenarios and is priced based on case complexity, with tier one rates starting from 0.60% variable* and 0.64% fixed* for up to 50% LTV.

*Rates are approximate with interest charged daily.

Market Harborough Building Society is a bridging finance specialist and was the first mutual to offer regulated bridging finance. It offers award-winning solutions up to £5m and up to 70% LTV, with a dedicated team of experts to provide the human touch and a common-sense approach.

More information can be found by calling its dedicated bridging finance team on 01858 412345 (option 2) or visiting www.mhbs.co.uk/intermediaries.

The Society also specialises in providing mortgage solutions for complex cases up to £5m, helping residential borrowers, high net worth individuals, expats, foreign nationals and both buy to let and holiday let investors.