LiveMore on FCA changes to mortgage rules

24 July 2025

Ian Sturla, risk lead at LiveMore says:

“LiveMore is dedicated to empowering later life borrowers by delivering tailored solutions that put their needs at the heart of everything we do. The recent FCA mortgage regulation changes open new opportunities for customers to achieve greater financial flexibility. These improvements make it easier for individuals to shorten their mortgage terms and switch lenders, helping to reduce costs and ensure repayments are managed comfortably throughout retirement.

“Embracing these changes, we are reviewing our lending and credit policies to ensure we offer flexible options, enabling customers to make informed choices that suit their personal circumstances. Our focus is to ensure our customers have access to expert advice and consistent support, ensuring that every customer receives the guidance they need to achieve their homeownership goals with confidence.

“By proactively adopting these customer-centric policies, LiveMore reaffirms our ethos of saying ‘more yes’ to helping more people enjoy secure, rewarding financial futures in later life. We are committed to delivering innovative solutions that make a real difference - putting our customers first, every step of the way.”