Fleet Mortgages cuts two-year fixed rates by up to 25BPS

29 July 2025

Fleet Mortgages, the buy-to-let specialist lender, has today (Tuesday 29th July 2025) announced rate reductions of up to 25 basis points (bps) on a number of its two-year fixed rate products across its Standard and Limited Company product ranges.

Changes include a 15 bps reduction to the lender’s two-year 3% fee non-EPC A-C products, now available at 3.99%, previously 4.14%. A 15 bps cut has also been made to its two-year 3% fee EPC A-C products, now priced at 3.89%, down from 4.04%.

In addition, a 25 bps reduction has been applied to Fleet’s two-year fixed-fee products (both £1,999 and £5,499 options), now priced at 5.39% (was 5.64%) and 4.39% (was 4.64%) respectively.

All these products are available at 75% LTV for both Standard and Limited Company borrowers. Additionally, all products come with a free valuation for properties up to £500k, while there is a maximum loan of £750k on the fixed-fee products.

For further information on all Fleet Mortgages’ products, please visit: www.fleetmortgages.co.uk/products/

Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:

“We continue to see strong demand for two-year fixed rates, particularly among landlords who want cost certainty in the short-term but also want to stay agile in a changing market. By reducing rates on our Standard and Limited Company two-year product ranges, we’re making sure our products remain accessible and relevant.

“As a lender, we are focused on supporting advisers and their landlord clients with a competitive offering that reflects the needs of the moment, and these changes are yet another example of that commitment in action.”