Virgin Money - We’re launching new Exclusives and reducing selected rates

04 August 2025

We wanted to let you know that we’re launching the following products on Tuesday 5 August.

Exclusive Purchase

• NEW 90% LTV 2 Year Fixed Rate fee-saver will be launched at 4.51%.
• NEW 95% LTV 2 Year Fixed Rate fee-saver will be launched at 4.93%.
• NEW 90% LTV 5 Year Fixed Rate fee-saver will be launched at 4.40%.

Exclusive Remortgage

• NEW 75% LTV 2 Year Fixed Rate fee-saver will be launched at 4.40%.
• NEW 75% LTV 5 Year Fixed Rate fee-saver will be launched at 4.17%.

We’ll also be making these changes at 8pm today:

Exclusive Purchase

• 80% LTV 2 Year Fixed Rate with £895 fee will be reduced by 0.08%, to 3.97%.
• 80% LTV 2 Year Fixed Rate fee-saver will be reduced by 0.08%, to 4.23%.
• 75% LTV 5 Year Fixed Rate with £895 fee will be reduced by 0.05%, to 4.02%.
• 75% LTV 5 Year Fixed Rate fee-saver will be reduced by 0.05%, to 4.13%.
• 80% LTV 5 Year Fixed Rate with £895 fee will be reduced by 0.07%, to 4.09%.
• 80% LTV 5 Year Fixed Rate fee-saver will be reduced by 0.04%, to 4.23%.

Exclusive Remortgage

• 75% LTV Exclusive 2 Year Fixed Rate with £995 fee will be reduced by 0.15%, to 3.99%.
• 75% LTV Exclusive 5 Year Fixed Rate with £995 fee will be reduced by 0.13%, to 4.01%.

Purchase

• Selected Shared Ownership fixed rates will be reduced by up to 0.11%, starting from 4.08%.

Product Transfer

• 75% LTV 2 & 3 year fixed rates will be reduced by up to 0.10%, starting from 3.89%.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money