Buckinghamshire Building Society cuts limited company BTL rates by up to 40bps
07 August 2025
Buckinghamshire Building Society has today, Thursday 7th August, reduced rates by up to 40 basis points across its limited company buy-to-let (BTL) and holiday let range, with pricing now starting from 5.79%.
The biggest reduction sees the Society’s five-year fixed limited company BTL rate fall from 6.39% to 5.99%, providing brokers with a more competitive proposition for landlords seeking longer-term stability.
A new two-year discounted option at 5.79% has also been added to broaden the choice for clients looking for a short-term deal.
Key changes include:
- New two-year limited company BTL discount product available at 5.79%
- Five-year fixed rate limited company BTL now 5.99%, reduced from 6.39%
- Three-year fixed rate expat limited company BTL now 5.89%, reduced from 6.19%
- Two-year fixed rate holiday let (Ltd Co) now 5.79%, reduced from 5.99%
- Two-year discounted expat holiday let (Ltd Co) now 5.89%, reduced from 6.19%
- Two-year discounted everyday expat holiday let now 5.79%, reduced from 5.99%
All limited company products carry a flat product fee of £1,500, while non-limited company products carry a flat fee of £1,195. A 125% Interest Coverage Ratio (ICR) applies for limited company applicants. The Society continues to support brokers working with day one SPVs, first-time buyers and first-time landlords.
This follows earlier changes made to the Society’s Credit Restore range in June, where rates were reduced by up to 20 basis points and maximum LTV increased to 75%. These improvements were designed to provide better support to credit-impaired borrowers and were well received across the intermediary market.
Claire Askham, Head of Mortgage Sales at Buckinghamshire Building Society, commented:
“We know the market is constantly shifting, and these changes reflect our efforts to keep our products competitive and useful for brokers. We’ve refined our limited company rates and introduced a new two-year discount to give more flexibility, especially for clients who want to keep upfront costs down or manage their cash flow in the early years.
“We’re always listening to the conversations brokers are having with their clients. Whether it’s limited company cases, expat lending or more complex scenarios, we want to offer straightforward, good-value options that help brokers move things forward.”
For more information, visit the Buckinghamshire Building Society website here.
