HTB completes £6.5m refinance on 63-unit MUFB within 36 hours of offer
07 August 2025
Hampshire Trust Bank (HTB) has completed a £6.5 million facility to refinance a 63-unit multi-unit freehold block (MUFB) in a high-demand urban location. Introduced by Empire Global, the transaction completed just 36 hours after the formal mortgage offer was issued, following close coordination across legal, credit and underwriting.
The client, an experienced portfolio landlord, required a lender that could move at pace while providing a structured solution aligned to a broader refinancing strategy. With a property valuation of £8.75 million and a hard deadline in place, HTB worked closely with all parties to shape a facility that met both the timescale and the client’s long-term objectives. Pricing was tailored to reflect the complexity of the case, and the legal process was managed in collaboration with Arch Law.
The transaction was led by Annie Crust, Denis Arefvev and Alysha Jorgensen at HTB, with legal support from Helen Johnston at Arch Law.
Matt Davies, Director at Empire Global, said:
“This was a substantial refinance involving a high-value asset, a defined deadline and a clear client outcome. HTB approached the deal with urgency and intent, taking time to understand the wider objectives and keeping the process moving at every stage. The ability to complete a transaction of this scale within 36 hours of offer reflects the level of experience and commitment across the HTB team. From our perspective, it was an excellent example of what a lender–broker partnership can achieve when everyone is aligned.”
Annie Crust, Regional Account Manager at HTB, commented:
“The scale, complexity and timeframe meant this deal needed focus and coordination from the outset. Denis Arefvev and Alysha Jorgensen were instrumental in progressing the offer quickly, and Helen at Arch Law kept the legal work running smoothly. The broker was fully engaged from day one, and that level of shared momentum across all parties is what made the outcome possible.”
Andrea Glasgow, Sales Director, Specialist Mortgages and Bridging Finance at HTB, added:
“This is the kind of case that plays to our strengths as a specialist lender. The client needed a facility that was structured around their portfolio, with the flexibility to move at pace. We were able to bring all the right people together quickly and deliver with clarity. It’s not just about speed; it’s about being deliberate and dependable in how we respond to time-sensitive opportunities. We’re proud to support brokers and clients with complex cases like this, and it’s another strong example of the value our team brings to the table.”
The transaction was led by Annie Crust, Denis Arefvev and Alysha Jorgensen at HTB, with legal support from Helen Johnston at Arch Law.
