Newcastle for Intermediaries reduces rates across its 95% LTV range

19 August 2025

Newcastle for Intermediaries has made rate reductions across its 95% LTV mortgage range of up to 0.15% and introduced an enhanced package of features, designed to support first-time buyers and other borrowers moving onto the housing ladder.

The refreshed range includes competitive two and five-year fixed rate products at 95% LTV with no product fees, a free standard valuation and £200 cashback on selected products, to help customers with upfront moving costs.

In response to broker feedback, Newcastle for Intermediaries has also shortened the time from completion to payment of the cashback from 14 days to 5 days, allowing customers faster access to funds to set up their new home.

These latest changes follow a reduction in the lender’s short and long-term residential stress rates which came into effect on Thursday 14th August, 2025.

Michelle Ash, national account manager at Newcastle Building Society, said:

“These changes reflect the evolving market conditions and our commitment to supporting first-time buyers and those needing a higher LTV product. We’ve priced the range to be competitive for intermediaries working with clients who need 95% LTV, and the faster cashback payment is a practical change that will make a real difference at completion.”

The rates are available through intermediaries, direct and online channels. To learn more about Newcastle for Intermediaries, visit: www.newcastleforintermediaries.co.uk