The Insurance Surgery | Expat & HIV Case Studies

03 September 2025

At  The Insurance Surgery, we specialise in helping clients with their protection needs. Here are two clients referred to us:

Life Insurance for Expats

Client Profile:

• British citizen, landlord of 3 UK properties
• Working in Nigeria for the past 5 years
• Non-smoker
• Needed cover to protect her three mortgages and two children

Policy Secured:

• Level Life Insurance
• Sum Assured: £1,500,000
• Term: 28 years
• Monthly Premium: £661.89

HIV & High Blood Pressure

Client Profile:

• Undetectable viral load
• CD4 ~1200
• History of pre-eclampsia and ongoing BP management

Policy Secured:

• Whole of Life Insurance
• Sum Assured: £500,000
• Monthly Premium: £418.56

Refer to The Insurance Surgery

If your struggling to place a customer due to time constraints, access to the right insurer or want a second opinion, get in touch with the partnerships team today.

Prefer a conversation first?

E: partnerships@theinsurancesurgery.co.uk
P: 0800 083 2829

With best wishes,

The Insurance Surgery Partnerships Team
Specialist Life & Protection Broker | Rated Excellent on Trustpilot