GB Bank delivers £2.5m Buy-To-Let (BTL) facility to support Oxfordshire portfolio restructure

10 September 2025

GB Bank has completed a £2.5 million buy-to-let facility to help an experienced property investor in Oxfordshire with the strategic transfer of a residential asset into a newly formed Special Purpose Vehicle (SPV).

The transaction enabled the transfer of 8 high-quality, self-contained flats from personal ownership to the SPV, aligning with the client’s longer-term refinancing strategy.

Delivered to a tight deadline, the facility formed a key component of the client’s broader restructuring programme, which was completed in conjunction with additional GB Bank funding.

This facility follows on from significant enhancements by GB Bank in June to its Buy-to-Let proposition, which opened up access to foreign nationals and expatriate clients who do not hold UK residency, but hold a UK bank account. Enabling global investors to participate more easily in the UK property market, with an emphasis on accessibility, bespoke underwriting, and specialist support.

GB Bank is a UK-licensed specialist lender empowering ambitious property investments with finance solutions. We provide lending up to £20 million in tailored funding for UK companies, individual investors, and foreign nationals. This includes those with complex structures, unique properties, or unconventional borrowing needs.

Mike Says, CEO at GB Bank, commented:

“This case is a great example of our ability to support investors with bespoke funding that aligns with their overall portfolio strategy. By working closely with the borrower and acting quickly, we helped ensure a smooth transition under time-sensitive conditions. It’s this agility and collaborative approach that makes GB Bank a reliable partner for brokers and their clients.”