The Mortgage Works cuts rates

17 September 2025

The Mortgage Works is tomorrow (Thursday 18 September) cutting rates on selected two and five-year fixed rate products across its mortgage range for new and existing customers.

Limited company buy-to-let and buy-to-let products will see reductions of up to 0.15%.

Limited company buy-to-let reduced rates include:

• Two-year fixed rate (purchase, remortgage and further advance) mortgage for new customers at 3.87% (reduced by 0.12%) with a 3% fee, available up to 75% LTV with a free valuation.
• Five-year fixed rate (purchase, remortgage and further advance) mortgage for new customers at 4.52% (reduced by 0.15%) with a 3% fee, available up to 75% LTV with a free valuation.
• Five-year fixed rate switcher mortgage for existing customers at 5.09% (reduced by 0.10%) with no fee, available up to 75% LTV.

Buy-to-let reduced rates include:

• Two-year fixed rate (purchase and remortgage) mortgage for new customers at 2.74% (reduced by 0.05%) with a 3% fee, available up to 65% LTV.
• Five-year fixed rate (purchase and remortgage) mortgage for new customers at 3.76% (reduced by 0.14%) with a 3% fee, available up to 75% LTV.
• Two-year fixed rate switcher mortgage for existing customers at 4.49% (reduced by 0.05%) with no fee, available up to 65% LTV.

Joe Avarne, Senior Manager at The Mortgage Works, said:

“These reductions demonstrate our commitment to offering competitive rates, as we aim to ensure that The Mortgage Works continues to be front of mind for landlords.”