United Trust Bank Targets Growth in Bridging, BTL and Residential Mortgage Business through Merging of Lending Divisions

23 September 2025

United Trust Bank (UTB) is bringing together its Mortgages, BTL and Bridging teams to create one combined division to drive growth and development of its offering. The new combined Mortgages, BTL and Bridging division will be led by Buster Tolfree who has been with United Trust Bank for 11 years.

UTB will further enhance its digital investment to deliver innovative solutions that provide even more speed and efficiencies. Once complete, brokers will be able to submit residential Mortgage, BTL and Bridging proposals through a single portal, delivering a fantastic experience.

The Mortgages and Bridging Sales teams will work more closely together with a focus on continuing to build new and develop existing broker relationships. Closer collaboration between the BTL and Bridging offerings will maximise the symbiotic nature of the two products in the wider market, with a significant opportunity for UTB to further develop the amount of bridging business currently exiting to a BTL mortgage.

Various new appointments will be communicated in due course, and Sundeep Patel will be leaving the Bank to explore new opportunities.

Announcing the new division, Mark Stokes, Chief Commercial Officer, United Trust Bank said:

“This is an exciting evolution of UTB’s offering and service proposition to mortgage and bridging intermediaries which will deliver significant benefits to brokers and customers and drive future growth. We will continue to compete at the highest levels on service and price and ensure our business is scaled to meet growing demand and underlines why United Trust Bank is an award-winning bank.”